Groundwork

Market rankings · Texas

Insurance agencies in Texas

Every metro area, small-town market and county in Texas, ranked by the Groundwork market score for insurance agencies, with competitor counts and household spending for each.

Listings
22,334
5,967 chain locations (27%)
Official establishments
12,210
+4.2% since 2019
Household spending a year
$27.1B
On vehicle insurance
Listings per 10k households
20.3
30% above the U.S.
Spending per listing
$1.2M
3% below the U.S.
Rank among states
#20 of 51
Market score 58 · Upper middle

A site report maps the insurance agencies on map listings around any address in Texas by name and distance, and the spending within reach.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Texas has 22,334 insurance agencies on map listings as of September 2026. Chain locations make up 27% of them, against 21% across the U.S. Per 10,000 households, that is 20.3, 30% above the U.S. rate of 15.6.

At $2,466 per household (26% above the U.S. average), households in Texas spend about $27.1B a year on vehicle insurance. Spread across 22,334 insurance agencies, that is $1.2M per agency, 3% below the U.S. figure of $1.3M.

In 2023, official counts showed 12,210 businesses with payroll in Texas classed as insurance agencies and brokerages, up 4.2% from 2019. That is one for every 900 households, against one for every 966 across the U.S. Across the U.S., the count fell 1.0% over the same years. Since fiscal 2022, 321 SBA-backed loans worth $161.8M have gone to businesses classed as insurance agencies and brokerages in Texas.

Among the 50 states and DC, Texas ranks #20 for insurance agencies, with a Groundwork market score of 58 (upper middle). Of the 26 scored metro areas in or partly in Texas, the Killeen-Temple metro area scores highest (88). Of the 41 scored small-town markets in or partly in Texas, the Athens area scores highest (88).

Every market in Texas for insurance agencies

Download the ranking (CSV)

Numbered by Groundwork market score among the markets based in Texas, highest first; the U.S. rank compares each market with every other of its kind. A metro area that crosses a state line is listed in each state it reaches, and numbered only in the state its page is under. How the score works.

Metro areas

Metro areas reaching Texas, ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Killeen-Temple, TX8821211.9$2.1M+7.2%#11 of 387
2College Station-Bryan, TX7913713.0$1.9M+6.9%#41 of 387
3Midland, TX6911616.7$1.5M+9.8%#88 of 387
4Sherman-Denison, TX6810118.3$1.4M+12.8%#94 of 387
5Austin-Round Rock-San Marcos, TX681,67917.0$1.4M+14.0%#95 of 387
6Odessa, TX5911217.3$1.4M+5.0%#134 of 387
7San Antonio-New Braunfels, TX581,88819.5$1.3M+9.5%#142 of 387
8Houston-Pasadena-The Woodlands, TX565,39520.3$1.2M+10.3%#158 of 387
9Dallas-Fort Worth-Arlington, TX536,33521.9$1.1M+10.6%#174 of 387
10Longview, TX4822320.6$1.2M+3.8%#197 of 387
11Abilene, TX4814421.8$1.2M+4.8%#199 of 387
12Waco, TX4824522.0$1.1M+4.2%#200 of 387
13Laredo, TX4619924.5$1M+5.2%#214 of 387
14Victoria, TX457319.4$1.3M+1.6%#218 of 387
15Brownsville-Harlingen, TX4528020.2$1.2M+3.0%#220 of 387
16Texarkana, TX-AR4110819.2$1.2M−0.4%#244 of 387
17El Paso, TX3970823.6$1.1M+1.3%#256 of 387
18McAllen-Edinburg-Mission, TX3969925.9$950K+5.6%#258 of 387
19Tyler, TX3825730.9$822K+7.8%#267 of 387
20Eagle Pass, TX373921.6$1.1M+1.7%#270 of 387
21Amarillo, TX3624824.1$1M+2.7%#273 of 387
22Lubbock, TX3435125.0$953K+4.6%#284 of 387
23Wichita Falls, TX3313323.4$1M+0.7%#292 of 387
24Beaumont-Port Arthur, TX3133922.7$1M+0.5%#305 of 387
25Corpus Christi, TX3137622.3$1M+1.1%#306 of 387
26San Angelo, TX2611925.1$944K+0.3%#335 of 387

Small-town markets

Small-town markets reaching Texas, ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Athens, TX883911.6$2.3M+7.5%#21 of 537
2Gainesville, TX802917.5$1.6M+6.5%#53 of 537
3Bonham, TX791411.0$2.6M+9.2%#54 of 537
4Jacksonville, TX782312.6$2M+5.4%#61 of 537
5Kerrville, TX782812.4$2M+2.5%#62 of 537
6Bay City, TX771610.4$2.3M+0.5%#64 of 537
7Andrews, TX741116.1$1.7M+1.6%#79 of 537
8Fredericksburg, TX732017.4$1.5M+6.6%#86 of 537
9Port Lavaca, TX711213.8$1.9M−2.3%#94 of 537
10Brenham, TX712314.9$1.6M+7.0%#99 of 537
11Sulphur Springs, TX682115.0$1.9M+6.1%#120 of 537
12Stephenville, TX682716.1$1.7M+2.8%#122 of 537
13Corsicana, TX673618.9$1.4M+8.2%#130 of 537
14Town of Pecos, TX66614.2$1.9M−17.8%#134 of 537
15Paris, TX653915.6$1.6M+2.6%#138 of 537
16Raymondville, TX64712.3$2M−0.8%#144 of 537
17Palestine, TX642916.5$1.5M+3.2%#149 of 537
18Borger, TX631318.6$1.5M−4.5%#160 of 537
19Mineral Wells, TX612017.8$1.5M+8.2%#182 of 537
20Huntsville, TX614818.4$1.2M+9.5%#184 of 537
21Granbury, TX594919.2$1.4M+13.6%#194 of 537
22Del Rio, TX582615.5$1.7M+0.5%#199 of 537
23Dumas, TX551216.8$1.5M+3.0%#219 of 537
24El Campo, TX532717.0$1.6M+1.2%#234 of 537
25Beeville, TX531517.0$1.4M+4.7%#237 of 537
Show all 41 small-town markets
Small-town markets reaching Texas, ranked for insurance agencies by Groundwork market score, continued
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
26Lufkin, TX536620.5$1.2M+1.9%#240 of 537
27Nacogdoches, TX525120.2$1.2M+2.2%#251 of 537
28Mount Pleasant, TX494923.5$1.1M+2.5%#276 of 537
29Uvalde, TX481517.8$1.3M+1.6%#283 of 537
30Zapata, TX45817.5$1.3M−0.9%#306 of 537
31Rio Grande City-Roma, TX455026.1$876K+0.7%#310 of 537
32Brownwood, TX443221.4$1.1M+1.7%#319 of 537
33Big Spring, TX432016.4$1.4M−12.4%#322 of 537
34Kingsville, TX412218.6$1.3M−2.2%#342 of 537
35Pampa, TX391720.4$1.3M−1.1%#361 of 537
36Hereford, TX381728.1$986K+0.5%#373 of 537
37Alice, TX333320.3$1.1M−1.3%#421 of 537
38Snyder, TX301423.8$1M−4.5%#435 of 537
39Sweetwater, TX271118.7$1.2M−4.1%#449 of 537
40Vernon, TX261327.2$942K−2.8%#460 of 537
41Plainview, TX233527.0$924K−3.0%#476 of 537

Counties

Counties in Texas, ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Waller County, TX96116.0$4.8M+21.9%#7 of 2,272
2Bandera County, TX9577.6$3.7M+9.0%#18 of 2,272
3Chambers County, TX931911.0$2.5M+22.6%#29 of 2,272
4Grimes County, TX9287.8$3.5M+16.3%#31 of 2,272
5Caldwell County, TX92169.6$2.9M+20.0%#37 of 2,272
6Bastrop County, TX924010.8$2.6M+21.3%#39 of 2,272
7Blanco County, TX89611.6$2.4M+18.6%#77 of 2,272
8Coryell County, TX84207.4$3.4M+3.0%#138 of 2,272
9Wilson County, TX832212.1$2.5M+12.2%#165 of 2,272
10Guadalupe County, TX837611.6$2.4M+15.8%#168 of 2,272
11Van Zandt County, TX833113.7$2M+10.7%#170 of 2,272
12Burleson County, TX831215.2$1.8M+16.2%#172 of 2,272
13Henderson County, TX823911.6$2.3M+7.5%#187 of 2,272
14Austin County, TX821915.7$1.8M+11.6%#191 of 2,272
15Leon County, TX8168.9$2.8M+7.1%#199 of 2,272
16Lampasas County, TX801315.5$1.9M+9.0%#232 of 2,272
17Lee County, TX79710.0$2.9M+7.0%#237 of 2,272
18Medina County, TX792614.6$1.9M+11.4%#255 of 2,272
19Llano County, TX781211.1$2.2M+9.5%#270 of 2,272
20Hunt County, TX785213.5$2M+23.0%#279 of 2,272
21Kaufman County, TX787614.9$1.9M+42.2%#281 of 2,272
22Bosque County, TX781114.7$1.9M+3.6%#282 of 2,272
23Liberty County, TX785016.0$1.7M+31.3%#284 of 2,272
24Bell County, TX7717912.6$1.9M+8.0%#297 of 2,272
25Hays County, TX7713513.5$1.9M+24.8%#298 of 2,272
Show all 254 counties
Counties in Texas, ranked for insurance agencies by Groundwork market score, continued
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
26Fannin County, TX761411.0$2.6M+9.2%#311 of 2,272
27Gaines County, TX76811.5$2.3M+10.4%#317 of 2,272
28Trinity County, TX76711.5$2M+5.5%#323 of 2,272
29Red River County, TX75612.1$2.1M+2.2%#338 of 2,272
30Robertson County, TX75811.9$2.1M+6.4%#339 of 2,272
31Wise County, TX754216.7$1.8M+21.5%#343 of 2,272
32Polk County, TX742713.8$1.9M+5.9%#366 of 2,272
33Cooke County, TX742917.5$1.6M+6.5%#368 of 2,272
34Brazoria County, TX7321416.0$1.7M+12.2%#399 of 2,272
35Parker County, TX739717.2$1.7M+23.5%#400 of 2,272
36Upshur County, TX722012.8$2M+8.2%#416 of 2,272
37Comanche County, TX72916.8$1.6M+5.9%#421 of 2,272
38Milam County, TX711110.8$2.5M+6.0%#427 of 2,272
39Matagorda County, TX711610.4$2.3M+0.5%#430 of 2,272
40Cherokee County, TX712312.6$2M+5.4%#438 of 2,272
41Rusk County, TX712413.3$2M+5.0%#440 of 2,272
42Denton County, TX7153814.9$1.7M+16.9%#447 of 2,272
43Wood County, TX712915.5$1.7M+10.3%#448 of 2,272
44Kerr County, TX702812.4$2M+2.5%#471 of 2,272
45Panola County, TX701213.5$1.9M+2.3%#475 of 2,272
46Johnson County, TX7011116.9$1.7M+20.5%#482 of 2,272
47Brazos County, TX6911712.8$1.8M+6.2%#506 of 2,272
48Tyler County, TX691216.8$1.5M+3.1%#511 of 2,272
49Franklin County, TX69820.5$1.4M+6.0%#513 of 2,272
50Sabine County, TX68510.8$2.3M+1.2%#519 of 2,272
51Fort Bend County, TX6845415.5$1.8M+17.4%#530 of 2,272
52Falls County, TX681015.8$1.6M+5.5%#533 of 2,272
53Ellis County, TX6812717.7$1.6M+24.0%#534 of 2,272
54Limestone County, TX681619.1$1.4M+3.2%#535 of 2,272
55Harrison County, TX673613.7$1.9M+4.6%#564 of 2,272
56Freestone County, TX671115.5$1.8M+7.1%#567 of 2,272
57Andrews County, TX671116.1$1.7M+1.6%#570 of 2,272
58Gillespie County, TX662017.4$1.5M+6.6%#601 of 2,272
59Calhoun County, TX651213.8$1.9M−2.3%#622 of 2,272
60Galveston County, TX6520614.6$1.7M+5.9%#628 of 2,272
61Washington County, TX652314.9$1.6M+7.0%#631 of 2,272
62Frio County, TX65814.7$1.6M+2.3%#632 of 2,272
63Karnes County, TX64714.8$1.6M+1.4%#669 of 2,272
64Montague County, TX641719.9$1.4M+9.6%#675 of 2,272
65Madison County, TX63614.2$1.9M+5.7%#689 of 2,272
66Hopkins County, TX632115.0$1.9M+6.1%#692 of 2,272
67Hill County, TX632417.4$1.5M+9.8%#706 of 2,272
68Williamson County, TX6343217.1$1.5M+22.3%#709 of 2,272
69Jackson County, TX62711.6$2.2M+2.6%#716 of 2,272
70Atascosa County, TX622917.3$1.5M+8.7%#735 of 2,272
71Burnet County, TX624119.6$1.4M+15.2%#739 of 2,272
72Reeves County, TX61614.2$1.9M−17.8%#754 of 2,272
73Erath County, TX612716.1$1.7M+2.8%#761 of 2,272
74Midland County, TX6111517.0$1.5M+10.0%#765 of 2,272
75Navarro County, TX613618.9$1.4M+8.2%#768 of 2,272
76Grayson County, TX6110118.3$1.4M+12.8%#769 of 2,272
77Cass County, TX601815.2$1.7M+0.7%#783 of 2,272
78Pecos County, TX59917.2$1.6M−4.1%#814 of 2,272
79Hutchinson County, TX591318.6$1.5M−4.5%#817 of 2,272
80Aransas County, TX591814.4$1.4M+9.3%#821 of 2,272
81Willacy County, TX58712.3$2M−0.8%#837 of 2,272
82Anderson County, TX572916.5$1.5M+3.2%#884 of 2,272
83Montgomery County, TX5750720.5$1.3M+24.9%#888 of 2,272
84Walker County, TX574818.4$1.2M+9.5%#889 of 2,272
85Houston County, TX56810.0$2.3M+1.1%#892 of 2,272
86Fayette County, TX561817.3$1.5M+3.9%#922 of 2,272
87Gonzales County, TX561316.4$1.5M+2.5%#923 of 2,272
88Palo Pinto County, TX562017.8$1.5M+8.2%#926 of 2,272
89San Patricio County, TX564116.2$1.5M+4.7%#927 of 2,272
90Comal County, TX5614420.2$1.4M+27.9%#931 of 2,272
91Jones County, TX561525.4$1.1M+6.1%#933 of 2,272
92Hood County, TX554919.2$1.4M+13.6%#968 of 2,272
93Lamar County, TX543316.5$1.5M+2.7%#988 of 2,272
94Ector County, TX5411217.3$1.4M+5.0%#995 of 2,272
95Rockwall County, TX549422.8$1.3M+28.9%#998 of 2,272
96Eastland County, TX531013.8$1.8M+1.9%#1,006 of 2,272
97Young County, TX531215.7$1.6M+1.7%#1,013 of 2,272
98Kendall County, TX533620.3$1.3M+19.6%#1,025 of 2,272
99Travis County, TX531,05618.1$1.2M+7.2%#1,028 of 2,272
100Val Verde County, TX522615.5$1.7M+0.5%#1,038 of 2,272
101Hardin County, TX524218.9$1.3M+4.2%#1,053 of 2,272
102Colorado County, TX511417.6$1.5M+3.9%#1,079 of 2,272
103Bexar County, TX501,54820.6$1.1M+7.2%#1,122 of 2,272
104Moore County, TX491216.8$1.5M+3.0%#1,135 of 2,272
105Jasper County, TX492417.3$1.4M+0.5%#1,144 of 2,272
106Tarrant County, TX491,67921.5$1.2M+6.3%#1,160 of 2,272
107Bee County, TX481517.0$1.4M+4.7%#1,189 of 2,272
108Randall County, TX4812321.7$1.2M+7.9%#1,203 of 2,272
109Wharton County, TX472717.0$1.6M+1.2%#1,215 of 2,272
110Lavaca County, TX471821.2$1.3M+1.5%#1,231 of 2,272
111Angelina County, TX476620.5$1.2M+1.9%#1,233 of 2,272
112Nacogdoches County, TX465120.2$1.2M+2.2%#1,260 of 2,272
113Webb County, TX4619924.5$1M+5.2%#1,264 of 2,272
114Morris County, TX45918.4$1.4M+1.3%#1,282 of 2,272
115Harris County, TX453,91122.3$1M+6.6%#1,301 of 2,272
116Orange County, TX446419.7$1.3M+1.8%#1,330 of 2,272
117Cameron County, TX4428020.2$1.2M+3.0%#1,333 of 2,272
118Titus County, TX442724.2$1.1M+0.9%#1,335 of 2,272
119Lamb County, TX43817.1$1.7M−3.3%#1,345 of 2,272
120Hockley County, TX431316.4$1.6M+0.5%#1,350 of 2,272
121Uvalde County, TX431517.8$1.3M+1.6%#1,362 of 2,272
122McLennan County, TX4322423.0$1.1M+4.2%#1,377 of 2,272
123Collin County, TX431,09726.3$953K+20.6%#1,378 of 2,272
124Camp County, TX431327.0$933K+7.7%#1,379 of 2,272
125DeWitt County, TX421318.8$1.3M+2.4%#1,400 of 2,272
126Zapata County, TX41817.5$1.3M−0.9%#1,421 of 2,272
127Taylor County, TX4112823.3$1.1M+4.6%#1,431 of 2,272
128Hidalgo County, TX4169925.9$950K+5.6%#1,437 of 2,272
129Victoria County, TX407020.1$1.2M+1.5%#1,462 of 2,272
130Howard County, TX392016.4$1.4M−12.4%#1,490 of 2,272
131Brown County, TX393221.4$1.1M+1.7%#1,508 of 2,272
132El Paso County, TX3970723.6$1.1M+1.3%#1,512 of 2,272
133Starr County, TX395026.1$876K+0.7%#1,516 of 2,272
134Smith County, TX3925730.9$822K+7.8%#1,517 of 2,272
135Kleberg County, TX382218.6$1.3M−2.2%#1,530 of 2,272
136Shelby County, TX381819.2$1.3M+1.0%#1,532 of 2,272
137Maverick County, TX383921.6$1.1M+1.7%#1,551 of 2,272
138Lubbock County, TX3631925.3$932K+5.6%#1,627 of 2,272
139Ward County, TX351022.8$1.1M−4.7%#1,647 of 2,272
140Gray County, TX341721.3$1.2M−1.3%#1,675 of 2,272
141Jim Wells County, TX342619.6$1.2M−0.2%#1,678 of 2,272
142Deaf Smith County, TX341728.1$986K+0.5%#1,691 of 2,272
143Dallas County, TX342,42224.6$950K+1.9%#1,693 of 2,272
144Bowie County, TX328022.8$1M−0.2%#1,756 of 2,272
145Tom Green County, TX2911925.5$931K+0.4%#1,847 of 2,272
146Wichita County, TX2912425.3$925K0.0%#1,848 of 2,272
147Scurry County, TX281423.8$1M−4.5%#1,870 of 2,272
148Nueces County, TX2831724.2$949K−0.2%#1,877 of 2,272
149Jefferson County, TX2723324.6$925K−0.7%#1,904 of 2,272
150Gregg County, TX2714329.6$812K+1.4%#1,910 of 2,272
151Nolan County, TX261118.7$1.2M−4.1%#1,913 of 2,272
152Terry County, TX251023.3$994K−0.6%#1,947 of 2,272
153Wilbarger County, TX231327.2$942K−2.8%#2,006 of 2,272
154Hale County, TX222926.3$928K−2.0%#2,035 of 2,272
155Potter County, TX2012028.2$832K−3.3%#2,077 of 2,272
156Dawson County, TX18922.3$994K−5.6%#2,114 of 2,272
San Jacinto County, TXNot scored43.7$7.7M+7.1%
Callahan County, TXNot scored11.9$14M+5.4%
Rains County, TXNot scored36.2$4.4M+11.2%
Newton County, TXNot scored12.1$11.6M−1.7%
Live Oak County, TXNot scored36.9$3.4M+5.1%
Clay County, TXNot scored49.3$3.2M+5.0%
Runnels County, TXNot scored1231.5$808K−2.2%
Ochiltree County, TXNot scored1129.9$905K−6.7%
Duval County, TXNot scored00.0n/a−4.2%
Marion County, TXNot scored614.3$1.6M+0.3%
Parmer County, TXNot scored412.4$2.5M−1.8%
Somervell County, TXNot scored410.8$2.6M+11.5%
Brewster County, TXNot scored510.1$2.4M−1.1%
Zavala County, TXNot scored26.1$3.9M−6.5%
Stephens County, TXNot scored719.3$1.2M+3.1%
Mitchell County, TXNot scored518.1$1.5M−0.7%
Jack County, TXNot scored620.1$1.3M+12.7%
Archer County, TXNot scored514.4$2M+6.7%
Hamilton County, TXNot scored825.6$1M+5.2%
Dimmit County, TXNot scored413.3$1.5M−6.5%
San Augustine County, TXNot scored413.6$1.6M−2.5%
Coleman County, TXNot scored617.9$1.3M+3.0%
Yoakum County, TXNot scored415.3$1.8M−3.0%
McCulloch County, TXNot scored927.3$913K−1.6%
Winkler County, TXNot scored13.6$8.5M−2.8%
Castro County, TXNot scored520.7$1.2M−0.4%
Dallam County, TXNot scored1038.7$679K+5.2%
Goliad County, TXNot scored310.7$2.5M+2.7%
Brooks County, TXNot scored723.5$883K−7.3%
Swisher County, TXNot scored416.8$1.5M−3.5%
Bailey County, TXNot scored627.2$927K+1.4%
La Salle County, TXNot scored16.1$4.1M−1.9%
Childress County, TXNot scored949.0$526K−0.2%
Refugio County, TXNot scored624.0$945K−1.3%
Presidio County, TXNot scored520.7$1.2M−11.0%
Carson County, TXNot scored28.7$3.6M+0.2%
Lynn County, TXNot scored523.8$1.1M+7.3%
San Saba County, TXNot scored628.7$907K+1.1%
Delta County, TXNot scored418.4$1.5M+6.3%
Haskell County, TXNot scored628.3$940K+1.1%
Martin County, TXNot scored15.1$6.1M+0.5%
Floyd County, TXNot scored630.7$902K−9.1%
Hartley County, TXNot scored00.0n/a−8.1%
Hansford County, TXNot scored843.1$682K−5.9%
Garza County, TXNot scored534.2$777K−22.3%
Crosby County, TXNot scored315.6$1.7M−4.8%
Wheeler County, TXNot scored315.6$1.8M−4.1%
Jim Hogg County, TXNot scored17.8$2.7M−6.0%
Crane County, TXNot scored16.1$3.7M−2.5%
Mills County, TXNot scored316.7$1.7M+3.0%
Kimble County, TXNot scored524.5$1.1M+3.4%
Mason County, TXNot scored317.5$1.6M+0.5%
Fisher County, TXNot scored319.2$1.5M+0.4%
Hardeman County, TXNot scored432.5$881K−7.5%
Baylor County, TXNot scored639.2$633K+0.3%
Hudspeth County, TXNot scored111.9$2.3M+7.7%
Coke County, TXNot scored212.5$1.8M+2.7%
Concho County, TXNot scored224.6$1M+8.7%
Knox County, TXNot scored540.1$584K−4.6%
Sutton County, TXNot scored647.1$551K−4.7%
Donley County, TXNot scored325.4$1M−1.9%
Hemphill County, TXNot scored320.3$1.3M−8.4%
Reagan County, TXNot scored00.0n/a−7.5%
Upton County, TXNot scored214.7$1.8M−5.1%
Shackelford County, TXNot scored215.5$1.8M+2.7%
Kinney County, TXNot scored00.0n/a0.0%
Lipscomb County, TXNot scored19.8$3.2M−2.8%
Crockett County, TXNot scored216.3$1.7M−10.5%
Hall County, TXNot scored325.7$958K−2.4%
Real County, TXNot scored00.0n/a−0.1%
Collingsworth County, TXNot scored220.5$1.2M−5.9%
Cochran County, TXNot scored665.1$358K−0.5%
Schleicher County, TXNot scored110.4$2.9M−7.9%
Sherman County, TXNot scored671.2$392K−0.1%
Oldham County, TXNot scored116.3$1.9M+1.0%
Culberson County, TXNot scored00.0n/a+3.8%
Menard County, TXNot scored221.2$1.2M−0.1%
Jeff Davis County, TXNot scored00.0n/a−13.9%
Armstrong County, TXNot scored226.1$1.2M−0.4%
Dickens County, TXNot scored227.5$932K−3.7%
Throckmorton County, TXNot scored00.0n/a+6.7%
Sterling County, TXNot scored125.1$1.1M−2.5%
Irion County, TXNot scored00.0n/a−2.9%
Cottle County, TXNot scored234.7$723K−10.4%
Briscoe County, TXNot scored354.2$501K+3.8%
Edwards County, TXNot scored124.8$894K−3.6%
Stonewall County, TXNot scored00.0n/a−4.7%
Motley County, TXNot scored00.0n/a−1.8%
Glasscock County, TXNot scored00.0n/a+1.0%
Foard County, TXNot scored122.9$1.1M−4.2%
Terrell County, TXNot scored00.0n/a−6.6%
Roberts County, TXNot scored00.0n/a+5.2%
Kent County, TXNot scored00.0n/a−11.1%
Borden County, TXNot scored00.0n/a−11.8%
McMullen County, TXNot scored00.0n/a−9.0%
King County, TXNot scored00.0n/a−28.1%
Kenedy County, TXNot scored00.0n/a−8.6%
Loving County, TXNot scored00.0n/a−17.5%

Markets with fewer than 5 insurance agencies on map listings, and counties under 10,000 people, aren’t scored; they’re listed last in each table.

Questions

How many insurance agencies are in Texas?

Map listings as of September 2026 show 22,334 insurance agencies in Texas. 5,967 of them (27%) are chain locations. The listings count insurance agencies. Official counts show 12,210 businesses with payroll classed as insurance agencies and brokerages in 2023, up 4.2% from 2019.

How much do households in Texas spend on vehicle insurance?

About $27.1B a year, or $2,466 per household. That is 26% above the U.S. average (an index of 126, where 100 is the U.S. average). Spread across the 22,334 insurance agencies on map listings, it comes to $1.2M per agency. It is estimated from the incomes of the 10,992,816 households in Texas and national spending patterns by income.

How does Texas compare with the U.S. for insurance agencies?

Texas has 20.3 insurance agencies per 10,000 households, 30% above the U.S. rate of 15.6. Spending per agency is $1.2M, 3% below the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Texas would have about 21,592, against 22,334 on map listings. There is one business with payroll in the industry for every 900 households, against one for every 966 across the U.S. The official count rose 4.2% from 2019 to 2023, against −1.0% for the U.S.

Which market in Texas has the highest market score for insurance agencies?

Among 26 scored metro areas in or partly in Texas, the Killeen-Temple metro area scores highest, at 88 (high). Among 41 scored small-town markets in or partly in Texas, the Athens area scores highest, at 88 (high). Among 156 scored counties in Texas, Waller County scores highest, at 96 (very high). Scores compare each market with others of its kind across the U.S.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Texas scores 58 for insurance agencies (upper middle), #20 of the 50 states and DC.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Texas. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

Insurance agencies in other states

All 51 states

Top markets for insurance agencies across the U.S. · All business types in Texas

Screening a site or an acquisition in Texas?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.