Groundwork

Market rankings · Ohio

Insurance agencies in Ohio

Every metro area, small-town market and county in Ohio, ranked by the Groundwork market score for insurance agencies, with competitor counts and household spending for each.

Listings
6,904
1,377 chain locations (20%)
Official establishments
4,382
−6.8% since 2019
Household spending a year
$7.7B
On vehicle insurance
Listings per 10k households
14.2
9% below the U.S.
Spending per listing
$1.1M
11% below the U.S.
Rank among states
#38 of 51
Market score 34 · Lower middle

A site report maps the insurance agencies on map listings around any address in Ohio by name and distance, and the spending within reach.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Ohio has 6,904 insurance agencies on map listings as of September 2026. Of those, 1,377 are chain locations, or 20%, against 21% across the U.S. That comes to 14.2 for every 10,000 households, 9% below the U.S. rate of 15.6.

Household spending on vehicle insurance in Ohio comes to about $7.7B a year: $1,579 per household, 19% below the U.S. average. That works out to $1.1M per agency, 11% below the U.S. figure of $1.3M.

Official counts show 4,382 businesses with payroll classed as insurance agencies and brokerages in Ohio in 2023, down 6.8% from 2019. That is one for every 1,110 households, against one for every 966 across the U.S. Across the U.S., the count fell 1.0% over the same years. Since fiscal 2022, 125 SBA-backed loans worth $33.7M have gone to businesses classed as insurance agencies and brokerages in Ohio.

Among the 50 states and DC, Ohio ranks #38 for insurance agencies, with a Groundwork market score of 34 (lower middle). Of the 15 scored metro areas in or partly in Ohio, the Springfield metro area scores highest (62). Of the 29 scored small-town markets in or partly in Ohio, the Urbana area scores highest (68).

Every market in Ohio for insurance agencies

Download the ranking (CSV)

Numbered by Groundwork market score among the markets based in Ohio, highest first; the U.S. rank compares each market with every other of its kind. A metro area that crosses a state line is listed in each state it reaches, and numbered only in the state its page is under. How the score works.

Metro areas

Metro areas reaching Ohio, ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Springfield, OH62488.6$1.9M−0.4%#120 of 387
Huntington-Ashland, WV-KY-OH5321814.3$1.6M−2.6%#167 of 387
2Cincinnati, OH-KY-IN501,28514.2$1.3M+2.7%#187 of 387
Weirton-Steubenville, WV-OH486112.3$1.5M−3.6%#193 of 387
3Dayton-Kettering-Beavercreek, OH4444012.8$1.2M+1.5%#224 of 387
4Sandusky, OH416713.1$1.3M−2.6%#243 of 387
5Columbus, OH391,30715.1$1M+4.7%#257 of 387
Wheeling, WV-OH359917.1$1.1M−3.6%#276 of 387
6Lima, OH316215.0$1.1M−1.2%#303 of 387
7Akron, OH2841614.0$1.1M0.0%#319 of 387
8Canton-Massillon, OH2625915.5$1M−0.2%#330 of 387
9Toledo, OH2533913.3$1.1M−1.0%#337 of 387
10Youngstown-Warren, OH2328415.4$994K−1.4%#344 of 387
11Mansfield, OH238216.4$955K−0.1%#347 of 387
12Cleveland, OH221,40415.1$961K−0.8%#353 of 387

Small-town markets

Small-town markets reaching Ohio, ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Urbana, OH681610.2$1.8M+0.2%#121 of 537
2Coshocton, OH63149.5$1.8M+1.6%#156 of 537
3Cambridge, OH61148.6$2M−0.1%#173 of 537
4Bellefontaine, OH61199.7$1.8M+0.4%#175 of 537
5Wilmington, OH612112.5$1.4M+0.6%#183 of 537
6Mount Vernon, OH583012.8$1.4M+1.9%#202 of 537
7Portsmouth, OH502910.0$1.6M−3.4%#263 of 537
8Chillicothe, OH503311.1$1.6M−0.8%#265 of 537
9Norwalk, OH482912.3$1.4M−0.4%#279 of 537
10New Philadelphia-Dover, OH484612.0$1.4M−0.9%#280 of 537
11Athens, OH482912.6$1.3M+1.3%#284 of 537
12Ashland, OH452512.1$1.5M+0.1%#300 of 537
13Salem, OH444811.6$1.5M−2.2%#312 of 537
14Greenville, OH432813.1$1.4M−0.7%#326 of 537
15Tiffin, OH422812.6$1.4M−1.0%#332 of 537
16Marietta, OH423112.5$1.4M−2.1%#334 of 537
17Washington Court House, OH41119.5$1.8M−1.4%#339 of 537
18Van Wert, OH411815.6$1.2M+0.3%#345 of 537
19Sidney, OH392513.2$1.4M−0.2%#357 of 537
20Zanesville, OH394613.4$1.2M+0.7%#363 of 537
21Celina, OH382515.2$1.2M+0.5%#367 of 537
22Wooster, OH386113.7$1.2M−0.1%#368 of 537
23Wapakoneta, OH372513.2$1.4M−1.2%#376 of 537
24Fremont, OH364317.4$966K−0.4%#392 of 537
25Defiance, OH352113.7$1.3M+0.1%#394 of 537
26Marion, OH343715.0$1.1M−0.4%#412 of 537
27Findlay, OH294915.5$1.1M+0.1%#443 of 537
28Gallipolis, OH242118.1$938K−0.5%#472 of 537
29Bucyrus, OH203217.7$936K−0.3%#485 of 537

Counties

Counties in Ohio, ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Brown County, OH75127.0$2.8M+1.6%#331 of 2,272
2Morrow County, OH73118.2$2.5M+3.7%#380 of 2,272
3Perry County, OH69128.9$2.1M+1.3%#497 of 2,272
4Pickaway County, OH68198.7$2.1M+7.4%#521 of 2,272
5Holmes County, OH6775.2$2.8M+1.7%#540 of 2,272
6Meigs County, OH6455.5$3.2M−2.6%#637 of 2,272
7Champaign County, OH611610.2$1.8M+0.2%#756 of 2,272
8Adams County, OH59109.6$1.9M+1.5%#800 of 2,272
9Clermont County, OH5910111.9$1.5M+3.9%#818 of 2,272
10Madison County, OH582113.4$1.4M+7.1%#855 of 2,272
11Preble County, OH571810.8$1.8M−0.8%#871 of 2,272
12Coshocton County, OH57149.5$1.8M+1.6%#874 of 2,272
13Guernsey County, OH56148.6$2M−0.1%#901 of 2,272
14Clark County, OH56488.6$1.9M−0.4%#902 of 2,272
15Hocking County, OH561210.4$1.8M−1.9%#906 of 2,272
16Highland County, OH561911.2$1.7M+1.1%#912 of 2,272
17Clinton County, OH552112.5$1.4M+0.6%#966 of 2,272
18Logan County, OH54199.7$1.8M+0.4%#982 of 2,272
19Portage County, OH52639.7$1.7M+1.0%#1,037 of 2,272
20Knox County, OH513012.8$1.4M+1.9%#1,089 of 2,272
21Greene County, OH518412.3$1.4M+3.7%#1,090 of 2,272
22Union County, OH514217.3$1.1M+16.5%#1,098 of 2,272
23Warren County, OH4912813.9$1.3M+5.7%#1,152 of 2,272
24Fairfield County, OH499615.9$1.1M+6.5%#1,161 of 2,272
25Scioto County, OH482910.0$1.6M−3.4%#1,171 of 2,272
Show all 88 counties
Counties in Ohio, ranked for insurance agencies by Groundwork market score, continued
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
26Licking County, OH488512.4$1.4M+3.8%#1,186 of 2,272
27Morgan County, OH4758.8$2M−0.9%#1,204 of 2,272
28Ashtabula County, OH47369.2$1.7M−0.8%#1,208 of 2,272
29Lorain County, OH4716012.5$1.3M+3.1%#1,228 of 2,272
30Tuscarawas County, OH454612.0$1.4M−0.9%#1,284 of 2,272
31Jackson County, OH451612.4$1.4M+0.5%#1,287 of 2,272
32Miami County, OH456314.0$1.3M+3.4%#1,295 of 2,272
33Hardin County, OH441411.9$1.6M−2.1%#1,309 of 2,272
34Ross County, OH443311.1$1.6M−0.8%#1,312 of 2,272
35Ottawa County, OH442312.4$1.4M−2.0%#1,317 of 2,272
36Athens County, OH442912.6$1.3M+1.3%#1,326 of 2,272
37Harrison County, OH43711.8$1.4M−2.9%#1,355 of 2,272
38Huron County, OH432912.3$1.4M−0.4%#1,356 of 2,272
39Pike County, OH431614.7$1.1M0.0%#1,371 of 2,272
40Butler County, OH4322115.1$1.1M+2.4%#1,372 of 2,272
41Ashland County, OH402512.1$1.5M+0.1%#1,442 of 2,272
42Columbiana County, OH404811.6$1.5M−2.2%#1,444 of 2,272
43Washington County, OH393112.5$1.4M−2.1%#1,495 of 2,272
44Noble County, OH39817.3$1.1M+1.3%#1,513 of 2,272
45Carroll County, OH381210.7$1.6M−1.1%#1,521 of 2,272
46Seneca County, OH382812.6$1.4M−1.0%#1,524 of 2,272
47Medina County, OH3811415.6$1.2M+1.3%#1,541 of 2,272
48Fayette County, OH37119.5$1.8M−1.4%#1,560 of 2,272
49Darke County, OH372813.1$1.4M−0.7%#1,565 of 2,272
50Paulding County, OH361013.1$1.4M−0.4%#1,593 of 2,272
51Wood County, OH366812.5$1.3M+1.5%#1,600 of 2,272
52Montgomery County, OH3629312.7$1.2M+0.5%#1,607 of 2,272
53Van Wert County, OH361815.6$1.2M+0.3%#1,610 of 2,272
54Henry County, OH351513.1$1.4M−0.2%#1,633 of 2,272
55Shelby County, OH352513.2$1.4M−0.2%#1,634 of 2,272
56Muskingum County, OH354613.4$1.2M+0.7%#1,642 of 2,272
57Wayne County, OH356113.7$1.2M−0.1%#1,644 of 2,272
58Jefferson County, OH343011.1$1.4M−2.4%#1,669 of 2,272
59Mercer County, OH342515.2$1.2M+0.5%#1,676 of 2,272
60Delaware County, OH3417821.6$819K+12.5%#1,697 of 2,272
61Auglaize County, OH332513.2$1.4M−1.2%#1,699 of 2,272
62Williams County, OH332113.6$1.2M−1.4%#1,707 of 2,272
63Lake County, OH3315215.0$1.1M−0.1%#1,721 of 2,272
64Sandusky County, OH334317.4$966K−0.4%#1,727 of 2,272
65Defiance County, OH322113.7$1.3M+0.1%#1,731 of 2,272
66Marion County, OH323715.0$1.1M−0.4%#1,753 of 2,272
67Franklin County, OH3283115.0$962K+2.8%#1,759 of 2,272
68Erie County, OH304413.5$1.2M−2.9%#1,804 of 2,272
69Lawrence County, OH292812.4$1.3M−4.2%#1,823 of 2,272
70Allen County, OH296215.0$1.1M−1.2%#1,834 of 2,272
71Trumbull County, OH2912714.7$1M−1.3%#1,841 of 2,272
72Fulton County, OH282715.9$1.2M−1.9%#1,859 of 2,272
73Hancock County, OH274915.5$1.1M+0.1%#1,895 of 2,272
74Stark County, OH2624715.8$1M−0.2%#1,922 of 2,272
75Putnam County, OH262720.5$993K0.0%#1,925 of 2,272
76Monroe County, OH261119.5$908K−2.7%#1,931 of 2,272
77Richland County, OH258216.4$955K−0.1%#1,950 of 2,272
78Hamilton County, OH2553915.2$939K+1.0%#1,953 of 2,272
79Wyandot County, OH252022.2$839K−1.4%#1,963 of 2,272
80Summit County, OH2435315.3$980K−0.3%#1,979 of 2,272
81Lucas County, OH2324413.3$1.1M−1.7%#1,997 of 2,272
82Geauga County, OH236117.0$1M+0.3%#2,000 of 2,272
83Belmont County, OH235118.8$861K−2.8%#2,013 of 2,272
84Gallia County, OH212118.1$938K−0.5%#2,054 of 2,272
85Mahoning County, OH2015716.0$950K−1.4%#2,074 of 2,272
86Crawford County, OH193217.7$936K−0.3%#2,094 of 2,272
87Cuyahoga County, OH1788115.9$824K−2.3%#2,137 of 2,272
Vinton County, OHNot scored35.6$3.3M−1.2%

Markets with fewer than 5 insurance agencies on map listings, and counties under 10,000 people, aren’t scored; they’re listed last in each table.

Questions

How many insurance agencies are in Ohio?

Map listings as of September 2026 show 6,904 insurance agencies in Ohio. 1,377 of them (20%) are chain locations. The listings count insurance agencies. Official counts show 4,382 businesses with payroll classed as insurance agencies and brokerages in 2023, down 6.8% from 2019.

How much do households in Ohio spend on vehicle insurance?

About $7.7B a year, or $1,579 per household. That is 19% below the U.S. average (an index of 81, where 100 is the U.S. average). Spread across the 6,904 insurance agencies on map listings, it comes to $1.1M per agency. It is estimated from the incomes of the 4,863,191 households in Ohio and national spending patterns by income.

How does Ohio compare with the U.S. for insurance agencies?

Ohio has 14.2 insurance agencies per 10,000 households, 9% below the U.S. rate of 15.6. Spending per agency is $1.1M, 11% below the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Ohio would have about 6,117, against 6,904 on map listings. There is one business with payroll in the industry for every 1,110 households, against one for every 966 across the U.S. The official count fell 6.8% from 2019 to 2023, against −1.0% for the U.S.

Which market in Ohio has the highest market score for insurance agencies?

Among 15 scored metro areas in or partly in Ohio, the Springfield metro area scores highest, at 62 (upper middle). Among 29 scored small-town markets in or partly in Ohio, the Urbana area scores highest, at 68 (upper middle). Among 87 scored counties in Ohio, Brown County scores highest, at 75 (high). Scores compare each market with others of its kind across the U.S.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Ohio scores 34 for insurance agencies (lower middle), #38 of the 50 states and DC.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Ohio. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

Insurance agencies in other states

All 51 states

Top markets for insurance agencies across the U.S. · All business types in Ohio

Screening a site or an acquisition in Ohio?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.