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Insurance agencies in Young County, TX

The insurance agencies in Young County, TX, the household spending behind them and how the market ranks against other counties.

Groundwork market score · out of 100

Score 53 out of 100: Upper middle

Ranked #1,013 of 2,272 scored counties
#97 of 156 scored counties in Texas

Listings
12
2 chain locations (17%)
Official establishments
8
Businesses with payroll, 2023
Household spending a year
$18.9M
On vehicle insurance · $2,471 a household
Spending per listing
$1.6M
25% above the U.S.
Listings per 10k households
15.7
In line with the U.S.
Population, 2025
18,154
+1.7% since 2020

See the insurance agencies around any address in Young County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Young County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

At $2,471 per household (26% above the U.S. average), households in Young County spend about $18.9M a year on vehicle insurance. Spread across 12 insurance agencies, that is $1.6M per agency, 25% above the U.S. figure of $1.3M.

Young County has 12 insurance agencies on map listings as of September 2026. Chain locations make up 17% of them, against 21% across the U.S. That is 15.7 per 10,000 households, in line with the U.S. rate of 15.6.

The official count of businesses with payroll classed as insurance agencies and brokerages in Young County was 8 in 2023. That is one for every 955 households, against one for every 966 across the U.S.

Population estimates show Young County grew 1.7% from 2020 to 2025, slower than the U.S. (+3.1%). For insurance agencies, Young County has a Groundwork market score of 53 (upper middle): #1,013 of 2,272 scored counties and #97 of 156 scored counties in Texas.

How Young County compares

The same measures for Texas and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Young County, TX compared with Texas and the U.S.
MeasureYoung CountyTexasU.S.
Listings per 10k households15.720.315.6
Spending per listing$1.6M$1.2M$1.3M
Households per official establishment955900966
Official establishment growth, 2019–2023n/a+4.2%−1.0%
Population growth, 2020–2025+1.7%+8.5%+3.1%
Spending per household on vehicle insurance$2,471$2,466$1,957
Median household income$68,010$78,476$80,734
Groundwork market score5358

Official counts and lending

Businesses

Official establishments, 2019 to 2023
6 → 8
Employees, 2023
30
Annual payroll, 2023
$2.3M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
122 chain locations
Listings at the U.S. rate for this spending
15The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in Young County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Young County

Population, 2025 estimate
18,154+1.7% since 2020
Households
7,643
Median age
41.8
Homes lived in by their owners
74%
Vehicles per household
1.8
Land area
915 sq. mi.
People per square mile
20
Median household income
$68,010+34.3% vs. 2015–2019, before inflation
Average household income
$88,767
Median home value
$175,800
Jobs located here
6,560
Daytime population
16,034Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Young County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Young County. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Texas

Every Texas market ranked →

The highest-scoring counties in Texas for insurance agencies, numbered among those based in Texas, with Young County marked.

Top counties in Texas

Counties in Texas ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Waller County, TX96116.0$4.8M+21.9%#7 of 2,272
2Bandera County, TX9577.6$3.7M+9.0%#18 of 2,272
3Chambers County, TX931911.0$2.5M+22.6%#29 of 2,272
4Grimes County, TX9287.8$3.5M+16.3%#31 of 2,272
5Caldwell County, TX92169.6$2.9M+20.0%#37 of 2,272
6Bastrop County, TX924010.8$2.6M+21.3%#39 of 2,272
7Blanco County, TX89611.6$2.4M+18.6%#77 of 2,272
8Coryell County, TX84207.4$3.4M+3.0%#138 of 2,272
9Wilson County, TX832212.1$2.5M+12.2%#165 of 2,272
10Guadalupe County, TX837611.6$2.4M+15.8%#168 of 2,272
97Young County, TX531215.7$1.6M+1.7%#1,013 of 2,272

Other business types in Young County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Young County, TX?

Map listings as of September 2026 show 12 insurance agencies in Young County. 2 of them (17%) are chain locations. The listings count insurance agencies. Official counts show 8 businesses with payroll classed as insurance agencies and brokerages in 2023.

How much do households in Young County, TX spend on vehicle insurance?

About $18.9M a year, or $2,471 per household. That is 26% above the U.S. average (an index of 126, where 100 is the U.S. average). Spread across the 12 insurance agencies on map listings, it comes to $1.6M per agency. It is estimated from the incomes of the 7,643 households in Young County and national spending patterns by income.

How does Young County, TX compare with the U.S. for insurance agencies?

Young County has 15.7 insurance agencies per 10,000 households, in line with the U.S. rate of 15.6. Spending per agency is $1.6M, 25% above the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Young County would have about 15, against 12 on map listings. There is one business with payroll in the industry for every 955 households, against one for every 966 across the U.S.

How fast is Young County, TX growing?

Population estimates put Young County at 18,154 people in 2025, up 1.7% since 2020, slower than the U.S. (+3.1%). It has 7,643 households. Median household income in Young County is $68,010, 16% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 34.3%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Young County scores 53 for insurance agencies (upper middle), #1,013 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Young County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Young County

Screening a site or an acquisition in Young County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Young County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.