Groundwork

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Insurance agencies in Orange County, TX

How Orange County, TX compares with other counties and the U.S. for insurance agencies: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 44 out of 100: Lower middle

Ranked #1,330 of 2,272 scored counties
#116 of 156 scored counties in Texas

Listings
64
11 chain locations (17%)
Official establishments
38
+5.6% since 2019
Household spending a year
$80.3M
On vehicle insurance · $2,475 a household
Spending per listing
$1.3M
In line with the U.S.
Listings per 10k households
19.7
26% above the U.S.
Population, 2025
86,266
+1.8% since 2020

See the insurance agencies around any address in Orange County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Orange County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Households in Orange County spend about $80.3M a year on vehicle insurance, or $2,475 per household, 26% above the U.S. average. That works out to $1.3M per agency, in line with the U.S. figure of $1.3M.

There are 64 insurance agencies on map listings in Orange County as of September 2026. 11 of them (17%) are chain locations, against 21% across the U.S. Per 10,000 households, that is 19.7, 26% above the U.S. rate of 15.6.

The official count of businesses with payroll classed as insurance agencies and brokerages in Orange County was 38 in 2023, up 5.6% from 2019. That is one for every 854 households, against one for every 966 across the U.S.

Population estimates show Orange County grew 1.8% from 2020 to 2025, slower than the U.S. (+3.1%). For insurance agencies, Orange County has a Groundwork market score of 44 (lower middle): #1,330 of 2,272 scored counties and #116 of 156 scored counties in Texas.

How Orange County compares

The same measures for Texas and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Orange County, TX compared with Texas and the U.S.
MeasureOrange CountyTexasU.S.
Listings per 10k households19.720.315.6
Spending per listing$1.3M$1.2M$1.3M
Households per official establishment854900966
Official establishment growth, 2019–2023+5.6%+4.2%−1.0%
Population growth, 2020–2025+1.8%+8.5%+3.1%
Spending per household on vehicle insurance$2,475$2,466$1,957
Median household income$72,104$78,476$80,734
Groundwork market score4458

Official counts and lending

Businesses

Official establishments, 2019 to 2023
36 → 38+5.6% over the period
Employees, 2023
118
Annual payroll, 2023
$4.5M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
6411 chain locations
Listings at the U.S. rate for this spending
64The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in Orange County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Orange County

Population, 2025 estimate
86,266+1.8% since 2020
Households
32,437
Median age
38.8
Homes lived in by their owners
75%
Vehicles per household
1.9
Land area
334 sq. mi.
People per square mile
256
Median household income
$72,104+21.4% vs. 2015–2019, before inflation
Average household income
$96,821
Median home value
$173,400
Jobs located here
21,842
Daytime population
69,740Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Orange County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Orange County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Insurance agencies across Texas

Every Texas market ranked →

The highest-scoring counties in Texas for insurance agencies, numbered among those based in Texas, with Orange County marked.

Top counties in Texas

Counties in Texas ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Waller County, TX96116.0$4.8M+21.9%#7 of 2,272
2Bandera County, TX9577.6$3.7M+9.0%#18 of 2,272
3Chambers County, TX931911.0$2.5M+22.6%#29 of 2,272
4Grimes County, TX9287.8$3.5M+16.3%#31 of 2,272
5Caldwell County, TX92169.6$2.9M+20.0%#37 of 2,272
6Bastrop County, TX924010.8$2.6M+21.3%#39 of 2,272
7Blanco County, TX89611.6$2.4M+18.6%#77 of 2,272
8Coryell County, TX84207.4$3.4M+3.0%#138 of 2,272
9Wilson County, TX832212.1$2.5M+12.2%#165 of 2,272
10Guadalupe County, TX837611.6$2.4M+15.8%#168 of 2,272
116Orange County, TX446419.7$1.3M+1.8%#1,330 of 2,272

Other business types in Orange County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Orange County, TX?

As of September 2026, map listings count 64 insurance agencies in Orange County. 11 of them (17%) are chain locations. The listings count insurance agencies. Official counts show 38 businesses with payroll classed as insurance agencies and brokerages in 2023, up 5.6% from 2019.

How much do households in Orange County, TX spend on vehicle insurance?

About $80.3M a year, or $2,475 per household. That is 26% above the U.S. average (an index of 126, where 100 is the U.S. average). Spread across the 64 insurance agencies on map listings, it comes to $1.3M per agency. It is estimated from the incomes of the 32,437 households in Orange County and national spending patterns by income.

How does Orange County, TX compare with the U.S. for insurance agencies?

Orange County has 19.7 insurance agencies per 10,000 households, 26% above the U.S. rate of 15.6. Spending per agency is $1.3M, in line with the U.S. figure of $1.3M. The count on map listings matches the U.S. ratio of insurance agencies to household spending. There is one business with payroll in the industry for every 854 households, against one for every 966 across the U.S. The official count rose 5.6% from 2019 to 2023, against −1.0% for the U.S.

How fast is Orange County, TX growing?

Population estimates put Orange County at 86,266 people in 2025, up 1.8% since 2020, slower than the U.S. (+3.1%). It has 32,437 households. Median household income in Orange County is $72,104, 11% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 21.4%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Orange County scores 44 for insurance agencies (lower middle), #1,330 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Orange County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Orange County

Screening a site or an acquisition in Orange County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Orange County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.