Groundwork

Market rankings · Illinois

Insurance agencies in Illinois

Every metro area, small-town market and county in Illinois, ranked by the Groundwork market score for insurance agencies, with competitor counts and household spending for each.

Listings
9,188
1,938 chain locations (21%)
Official establishments
5,679
−7.0% since 2019
Household spending a year
$7.3B
On vehicle insurance
Listings per 10k households
18.2
17% above the U.S.
Spending per listing
$795K
37% below the U.S.
Rank among states
#51 of 51
Market score 11 · Low

A site report maps the insurance agencies on map listings around any address in Illinois by name and distance, and the spending within reach.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Illinois has 9,188 insurance agencies on map listings as of September 2026. 1,938 of them (21%) are chain locations, against 21% across the U.S. That is 18.2 per 10,000 households, 17% above the U.S. rate of 15.6.

Household spending on vehicle insurance in Illinois comes to about $7.3B a year: $1,450 per household, 26% below the U.S. average. That works out to $795K per agency, 37% below the U.S. figure of $1.3M.

Official counts show 5,679 businesses with payroll classed as insurance agencies and brokerages in Illinois in 2023, down 7.0% from 2019. That is one for every 887 households, against one for every 966 across the U.S. Across the U.S., the count fell 1.0% over the same years. Since fiscal 2022, 97 SBA-backed loans worth $29.4M have gone to businesses classed as insurance agencies and brokerages in Illinois.

Among the 50 states and DC, Illinois ranks #51 for insurance agencies, with a Groundwork market score of 11 (low). Of the 12 scored metro areas in or partly in Illinois, the Paducah metro area scores highest (42). Of the 21 scored small-town markets in or partly in Illinois, the Canton area scores highest (27).

Every market in Illinois for insurance agencies

Download the ranking (CSV)

Numbered by Groundwork market score among the markets based in Illinois, highest first; the U.S. rank compares each market with every other of its kind. A metro area that crosses a state line is listed in each state it reaches, and numbered only in the state its page is under. How the score works.

Metro areas

Metro areas reaching Illinois, ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
Paducah, KY-IL427317.5$1.4M−1.2%#238 of 387
1Bloomington, IL2212317.5$875K+0.1%#355 of 387
2Kankakee, IL217117.3$943K−1.7%#360 of 387
3Champaign-Urbana, IL1914414.7$953K+1.5%#367 of 387
Davenport-Moline-Rock Island, IA-IL1826516.4$969K−0.9%#370 of 387
4Rockford, IL1627019.9$770K−0.3%#378 of 387
5Decatur, IL168419.3$753K−4.3%#379 of 387
6Chicago-Naperville-Elgin, IL-IN146,47017.8$789K0.0%#382 of 387
Cape Girardeau, MO-IL1410427.2$617K+1.7%#383 of 387
7Peoria, IL1330720.0$785K−1.3%#384 of 387
St. Louis, MO-IL122,25019.4$809K−0.2%#385 of 387
8Springfield, IL917919.9$758K−1.2%#387 of 387

Small-town markets

Small-town markets reaching Illinois, ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Canton, IL271813.0$1.3M−2.0%#448 of 537
2Danville, IL264414.6$994K−3.7%#458 of 537
3Ottawa, IL259615.5$1.1M−1.6%#463 of 537
4Charleston-Mattoon, IL253014.4$997K−1.0%#464 of 537
5Rochelle, IL243315.8$1.1M−0.7%#470 of 537
6Macomb, IL201714.3$1M−4.5%#484 of 537
7Carbondale, IL194318.7$756K−1.5%#498 of 537
8Taylorville, IL182417.7$924K−1.5%#500 of 537
9Marion-Herrin, IL186221.4$743K+0.2%#504 of 537
10Effingham, IL164725.9$696K−0.9%#511 of 537
Burlington, IA-IL153618.1$932K−2.5%#513 of 537
11Sterling, IL154318.6$877K−2.6%#514 of 537
12Galesburg, IL154220.0$756K−4.1%#515 of 537
13Pontiac, IL143121.2$796K−2.1%#518 of 537
14Mount Vernon, IL133020.2$831K−2.3%#522 of 537
15Lincoln, IL122219.5$810K−2.5%#524 of 537
16Jacksonville, IL123523.1$717K−3.1%#525 of 537
17Quincy, IL-MO96821.9$740K−2.0%#532 of 537
18Dixon, IL93123.2$712K−3.4%#533 of 537
19Centralia, IL73522.6$702K−3.4%#535 of 537
20Freeport, IL74322.2$680K−3.0%#536 of 537

Counties

Counties in Illinois, ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Kendall County, IL595612.3$1.5M+9.9%#816 of 2,272
2Boone County, IL482110.8$1.7M+0.4%#1,169 of 2,272
3Will County, IL4037215.2$1.2M+2.2%#1,464 of 2,272
4DeKalb County, IL394711.9$1.3M+1.5%#1,499 of 2,272
5Piatt County, IL361014.4$1.3M+0.6%#1,598 of 2,272
6Mercer County, IL35710.7$1.8M−2.6%#1,630 of 2,272
7Grundy County, IL353517.0$1.1M+2.9%#1,654 of 2,272
8McHenry County, IL3520917.8$1M+2.5%#1,660 of 2,272
9Menard County, IL3459.6$1.8M−3.3%#1,667 of 2,272
10Jo Daviess County, IL331110.6$1.6M−2.2%#1,698 of 2,272
11Crawford County, IL311013.3$1.3M+0.1%#1,767 of 2,272
12Cass County, IL3059.8$1.8M−4.0%#1,789 of 2,272
13Marshall County, IL30713.7$1.3M−2.0%#1,792 of 2,272
14Rock Island County, IL279715.7$952K−1.7%#1,902 of 2,272
15Fulton County, IL261813.0$1.3M−2.0%#1,911 of 2,272
16Franklin County, IL262616.1$1M−2.1%#1,923 of 2,272
17Clinton County, IL263121.3$876K+0.6%#1,933 of 2,272
18LaSalle County, IL257115.6$1M−1.5%#1,944 of 2,272
19Bond County, IL251016.3$1M+0.6%#1,945 of 2,272
20Johnson County, IL25819.5$925K+0.4%#1,954 of 2,272
21Kane County, IL2539021.1$841K+1.8%#1,962 of 2,272
22Vermilion County, IL244414.6$994K−3.7%#1,978 of 2,272
23Champaign County, IL2412614.7$905K+1.8%#1,985 of 2,272
24Lake County, IL2348618.8$897K+0.8%#2,010 of 2,272
25McLean County, IL2312317.5$875K+0.1%#2,011 of 2,272
Show all 102 counties
Counties in Illinois, ranked for insurance agencies by Groundwork market score, continued
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
26Warren County, IL231522.1$719K−3.6%#2,023 of 2,272
27Washington County, IL221017.3$1.1M−1.2%#2,024 of 2,272
28Ogle County, IL223315.8$1.1M−0.7%#2,025 of 2,272
29Coles County, IL223014.4$997K−1.0%#2,029 of 2,272
30St. Clair County, IL2216015.9$989K−2.5%#2,030 of 2,272
31Kankakee County, IL227117.3$943K−1.7%#2,034 of 2,272
32Tazewell County, IL229717.9$912K−0.9%#2,037 of 2,272
33Woodford County, IL212919.7$920K−0.8%#2,056 of 2,272
34Ford County, IL20813.7$1.2M−2.2%#2,067 of 2,272
35Massac County, IL201018.3$886K−4.5%#2,075 of 2,272
36McDonough County, IL191714.3$1M−4.5%#2,087 of 2,272
37Shelby County, IL191820.2$908K−1.6%#2,096 of 2,272
38Jersey County, IL191721.3$852K−1.5%#2,100 of 2,272
39De Witt County, IL191421.2$800K−2.1%#2,102 of 2,272
40Macoupin County, IL183318.8$957K−2.6%#2,115 of 2,272
41Madison County, IL1822320.2$802K−1.0%#2,120 of 2,272
42Cumberland County, IL17819.2$928K−2.1%#2,129 of 2,272
43Christian County, IL172417.7$924K−1.5%#2,130 of 2,272
44Monroe County, IL173021.7$847K−0.3%#2,136 of 2,272
45Jackson County, IL174318.7$756K−1.5%#2,142 of 2,272
46Macon County, IL178419.3$753K−4.3%#2,144 of 2,272
47Cook County, IL173,48616.6$710K−1.3%#2,146 of 2,272
48Winnebago County, IL1724921.5$694K−0.4%#2,148 of 2,272
49Randolph County, IL173126.0$669K−0.6%#2,151 of 2,272
50Bureau County, IL162417.1$973K−2.1%#2,159 of 2,272
51Douglas County, IL161721.9$783K+0.5%#2,164 of 2,272
52Williamson County, IL166221.4$743K+0.2%#2,167 of 2,272
53Henry County, IL153617.8$965K−2.2%#2,171 of 2,272
54Fayette County, IL151417.9$955K−3.2%#2,172 of 2,272
55Union County, IL151521.8$720K−3.7%#2,179 of 2,272
56Edgar County, IL151722.5$701K−2.9%#2,182 of 2,272
57Montgomery County, IL153127.4$613K−0.6%#2,185 of 2,272
58Whiteside County, IL144318.6$877K−2.6%#2,189 of 2,272
59Wayne County, IL141420.4$861K−1.6%#2,191 of 2,272
60Knox County, IL144220.0$756K−4.1%#2,195 of 2,272
61Carroll County, IL131116.7$961K−1.7%#2,201 of 2,272
62Hancock County, IL131418.4$960K−4.4%#2,202 of 2,272
63Mason County, IL131119.0$901K−4.9%#2,205 of 2,272
64Greene County, IL13920.2$892K−5.1%#2,206 of 2,272
65Moultrie County, IL131220.6$775K−0.8%#2,213 of 2,272
66Clark County, IL131624.4$747K−2.2%#2,214 of 2,272
67Sangamon County, IL1317420.5$728K−1.0%#2,215 of 2,272
68Peoria County, IL1316821.6$671K−1.6%#2,218 of 2,272
69Effingham County, IL133928.0$649K−0.5%#2,219 of 2,272
70Jefferson County, IL123020.2$831K−2.3%#2,223 of 2,272
71Logan County, IL122219.5$810K−2.5%#2,224 of 2,272
72Livingston County, IL123121.2$796K−2.1%#2,225 of 2,272
73Morgan County, IL123123.7$691K−2.9%#2,229 of 2,272
74Wabash County, IL11816.9$928K−3.6%#2,236 of 2,272
75Perry County, IL111721.6$790K−3.5%#2,237 of 2,272
76DuPage County, IL1195127.1$592K+0.3%#2,241 of 2,272
77Lawrence County, IL91018.3$890K−9.7%#2,249 of 2,272
78Clay County, IL91222.6$766K−3.6%#2,251 of 2,272
79Lee County, IL93123.2$712K−3.4%#2,252 of 2,272
80Iroquois County, IL92824.5$708K−3.0%#2,253 of 2,272
81Adams County, IL86222.2$720K−2.1%#2,258 of 2,272
82Marion County, IL73522.6$702K−3.4%#2,264 of 2,272
83Stephenson County, IL74322.2$680K−3.0%#2,265 of 2,272
84White County, IL71526.4$623K−4.0%#2,266 of 2,272
85Pike County, IL72236.9$464K−2.8%#2,268 of 2,272
86Saline County, IL62221.9$711K−4.1%#2,269 of 2,272
87Richland County, IL51624.8$648K−3.7%#2,272 of 2,272
Jasper County, ILNot scored821.3$937K−2.4%
Hamilton County, ILNot scored1029.5$593K−1.7%
Schuyler County, ILNot scored725.6$668K−3.0%
Brown County, ILNot scored524.5$642K+2.7%
Henderson County, ILNot scored518.5$996K−5.6%
Edwards County, ILNot scored726.3$683K−5.0%
Putnam County, ILNot scored14.1$4.3M−0.1%
Stark County, ILNot scored626.3$640K−1.2%
Pulaski County, ILNot scored15.2$2.8M−6.9%
Scott County, ILNot scored419.6$919K−4.0%
Alexander County, ILNot scored421.0$698K−11.6%
Gallatin County, ILNot scored29.5$1.8M−6.4%
Calhoun County, ILNot scored432.3$691K−2.2%
Pope County, ILNot scored321.7$780K−2.2%
Hardin County, ILNot scored16.5$2.5M−1.8%

Markets with fewer than 5 insurance agencies on map listings, and counties under 10,000 people, aren’t scored; they’re listed last in each table.

Questions

How many insurance agencies are in Illinois?

Map listings as of September 2026 show 9,188 insurance agencies in Illinois. 1,938 of them (21%) are chain locations. The listings count insurance agencies. Official counts show 5,679 businesses with payroll classed as insurance agencies and brokerages in 2023, down 7.0% from 2019.

How much do households in Illinois spend on vehicle insurance?

About $7.3B a year, or $1,450 per household. That is 26% below the U.S. average (an index of 74, where 100 is the U.S. average). Spread across the 9,188 insurance agencies on map listings, it comes to $795K per agency. It is estimated from the incomes of the 5,036,449 households in Illinois and national spending patterns by income.

How does Illinois compare with the U.S. for insurance agencies?

Illinois has 18.2 insurance agencies per 10,000 households, 17% above the U.S. rate of 15.6. Spending per agency is $795K, 37% below the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Illinois would have about 5,818, against 9,188 on map listings. There is one business with payroll in the industry for every 887 households, against one for every 966 across the U.S. The official count fell 7.0% from 2019 to 2023, against −1.0% for the U.S.

Which market in Illinois has the highest market score for insurance agencies?

Among 12 scored metro areas in or partly in Illinois, the Paducah metro area scores highest, at 42 (lower middle). Among 21 scored small-town markets in or partly in Illinois, the Canton area scores highest, at 27 (lower middle). Among 87 scored counties in Illinois, Kendall County scores highest, at 59 (upper middle). Scores compare each market with others of its kind across the U.S.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Illinois scores 11 for insurance agencies (low), #51 of the 50 states and DC.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Illinois. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

Insurance agencies in other states

All 51 states

Top markets for insurance agencies across the U.S. · All business types in Illinois

Screening a site or an acquisition in Illinois?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.