Auto · County · Texas
Insurance agencies in Bowie County, TX
The insurance agencies in Bowie County, TX, the household spending behind them and how the market ranks against other counties.
Groundwork market score · out of 100
Score 32 out of 100: Lower middle
Ranked #1,756 of 2,272 scored counties
#144 of 156 scored counties in Texas
- Listings
- 80
- 17 chain locations (21%)
- Official establishments
- 43
- −17.3% since 2019
- Household spending a year
- $82.7M
- On vehicle insurance · $2,358 a household
- Spending per listing
- $1M
- 18% below the U.S.
- Listings per 10k households
- 22.8
- 46% above the U.S.
- Population, 2025
- 92,696
- −0.2% since 2020
See the insurance agencies around any address in Bowie County
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Bowie County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
The Groundwork market score for insurance agencies in Bowie County is 32 (lower middle), #1,756 of 2,272 scored counties and #144 of 156 scored counties in Texas. That puts it in the bottom quarter of counties.
At $2,358 per household (21% above the U.S. average), households in Bowie County spend about $82.7M a year on vehicle insurance. That is about $1M of household spending for each agency on map listings, 18% below the U.S. figure of $1.3M.
Bowie County has 80 insurance agencies on map listings as of September 2026. Chain locations make up 21% of them, against 21% across the U.S. That comes to 22.8 for every 10,000 households, 46% above the U.S. rate of 15.6.
In 2023, official counts showed 43 businesses with payroll in Bowie County classed as insurance agencies and brokerages, down 17.3% from 2019. That is one for every 816 households, against one for every 966 across the U.S. Population estimates show Bowie County declined 0.2% from 2020 to 2025, against +3.1% for the U.S.
How Bowie County compares
The same measures for Texas and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Bowie County | Texas | U.S. |
|---|---|---|---|
| Listings per 10k households | 22.8 | 20.3 | 15.6 |
| Spending per listing | $1M | $1.2M | $1.3M |
| Households per official establishment | 816 | 900 | 966 |
| Official establishment growth, 2019–2023 | −17.3% | +4.2% | −1.0% |
| Population growth, 2020–2025 | −0.2% | +8.5% | +3.1% |
| Spending per household on vehicle insurance | $2,358 | $2,466 | $1,957 |
| Median household income | $59,803 | $78,476 | $80,734 |
| Groundwork market score | 32 | 58 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 52 → 43−17.3% over the period
- Employees, 2023
- 206
- Annual payroll, 2023
- $13.1M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 8017 chain locations
- Listings at the U.S. rate for this spending
- 66The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as insurance agencies and brokerages in Bowie County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Bowie County
- Population, 2025 estimate
- 92,696−0.2% since 2020
- Households
- 35,073
- Median age
- 39.3
- Homes lived in by their owners
- 63%
- Vehicles per household
- 1.8
- Land area
- 885 sq. mi.
- People per square mile
- 104
- Median household income
- $59,803+19.2% vs. 2015–2019, before inflation
- Average household income
- $80,943
- Median home value
- $173,000
- Jobs located here
- 39,161
- Daytime population
- 93,908Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Bowie County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of Bowie County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across Texas
Every Texas market ranked →The highest-scoring counties in Texas for insurance agencies, numbered among those based in Texas, with Bowie County marked.
Top counties in Texas
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Waller County, TX | 96 | 11 | 6.0 | $4.8M | +21.9% | #7 of 2,272 |
| 2Bandera County, TX | 95 | 7 | 7.6 | $3.7M | +9.0% | #18 of 2,272 |
| 3Chambers County, TX | 93 | 19 | 11.0 | $2.5M | +22.6% | #29 of 2,272 |
| 4Grimes County, TX | 92 | 8 | 7.8 | $3.5M | +16.3% | #31 of 2,272 |
| 5Caldwell County, TX | 92 | 16 | 9.6 | $2.9M | +20.0% | #37 of 2,272 |
| 6Bastrop County, TX | 92 | 40 | 10.8 | $2.6M | +21.3% | #39 of 2,272 |
| 7Blanco County, TX | 89 | 6 | 11.6 | $2.4M | +18.6% | #77 of 2,272 |
| 8Coryell County, TX | 84 | 20 | 7.4 | $3.4M | +3.0% | #138 of 2,272 |
| 9Wilson County, TX | 83 | 22 | 12.1 | $2.5M | +12.2% | #165 of 2,272 |
| 10Guadalupe County, TX | 83 | 76 | 11.6 | $2.4M | +15.8% | #168 of 2,272 |
| 144Bowie County, TX | 32 | 80 | 22.8 | $1M | −0.2% | #1,756 of 2,272 |
Other business types in Bowie County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in Bowie County, TX?
Map listings as of September 2026 show 80 insurance agencies in Bowie County. 17 of them (21%) are chain locations. The listings count insurance agencies. Official counts show 43 businesses with payroll classed as insurance agencies and brokerages in 2023, down 17.3% from 2019.
How much do households in Bowie County, TX spend on vehicle insurance?
About $82.7M a year, or $2,358 per household. That is 21% above the U.S. average (an index of 121, where 100 is the U.S. average). Spread across the 80 insurance agencies on map listings, it comes to $1M per agency. It is estimated from the incomes of the 35,073 households in Bowie County and national spending patterns by income.
How does Bowie County, TX compare with the U.S. for insurance agencies?
Bowie County has 22.8 insurance agencies per 10,000 households, 46% above the U.S. rate of 15.6. Spending per agency is $1M, 18% below the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Bowie County would have about 66, against 80 on map listings. There is one business with payroll in the industry for every 816 households, against one for every 966 across the U.S. The official count fell 17.3% from 2019 to 2023, against −1.0% for the U.S.
How fast is Bowie County, TX growing?
Population estimates put Bowie County at 92,696 people in 2025, down 0.2% since 2020, against +3.1% for the U.S. It has 35,073 households. Median household income in Bowie County is $59,803, 26% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 19.2%, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Bowie County scores 32 for insurance agencies (lower middle), #1,756 of 2,272 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Bowie County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in Bowie County
Screening a site or an acquisition in Bowie County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Bowie County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.