Groundwork

Auto · Small-town market · Texas

Insurance agencies in the Mount Pleasant, TX area

How the Mount Pleasant, TX area compares with other small-town markets and the U.S. for insurance agencies: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 49 out of 100: Lower middle

Ranked #276 of 537 scored small-town markets
#28 of 41 scored small-town markets based in Texas

Listings
49
12 chain locations (24%)
Official establishments
25
−16.7% since 2019
Household spending a year
$55.1M
On vehicle insurance · $2,640 a household
Spending per listing
$1.1M
10% below the U.S.
Listings per 10k households
23.5
51% above the U.S.
Population, 2025
57,076
+2.5% since 2020

See the insurance agencies around any address in the Mount Pleasant area

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Mount Pleasant area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

At $2,640 per household (35% above the U.S. average), households in the Mount Pleasant area spend about $55.1M a year on vehicle insurance. That works out to $1.1M per agency, 10% below the U.S. figure of $1.3M.

There are 49 insurance agencies on map listings in the Mount Pleasant area as of September 2026. Chain locations make up 24% of them, against 21% across the U.S. That comes to 23.5 for every 10,000 households, 51% above the U.S. rate of 15.6.

The official count of businesses with payroll classed as insurance agencies and brokerages in the Mount Pleasant area was 25 in 2023, down 16.7% from 2019. That is one for every 835 households, against one for every 966 across the U.S. Since fiscal 2022, 1 SBA-backed loan worth $495K has gone to businesses classed as insurance agencies and brokerages in the Mount Pleasant area.

Between 2020 and 2025, the population of the Mount Pleasant area grew 2.5%, slower than the U.S. (+3.1%). For insurance agencies, the Mount Pleasant area has a Groundwork market score of 49 (lower middle): #276 of 537 scored small-town markets and #28 of 41 scored small-town markets based in Texas.

How the Mount Pleasant area compares

The same measures for Texas and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Mount Pleasant, TX area compared with Texas and the U.S.
MeasureMount Pleasant areaTexasU.S.
Listings per 10k households23.520.315.6
Spending per listing$1.1M$1.2M$1.3M
Households per official establishment835900966
Official establishment growth, 2019–2023−16.7%+4.2%−1.0%
Population growth, 2020–2025+2.5%+8.5%+3.1%
Spending per household on vehicle insurance$2,640$2,466$1,957
Median household income$58,626$78,476$80,734
Groundwork market score4958

Official counts and lending

Businesses

Official establishments, 2019 to 2023
25−16.7% over the period
Employees, 2023
99
Annual payroll, 2023
$5.8M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
4912 chain locations
Listings at the U.S. rate for this spending
44The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
1
Amount
$495K

SBA-backed loans to businesses classed as insurance agencies and brokerages in the Mount Pleasant area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Mount Pleasant area

Population, 2025 estimate
57,076+2.5% since 2020
Households
20,868
Median age
37.7
Homes lived in by their owners
73%
Vehicles per household
2.0
Land area
854 sq. mi.
People per square mile
66
Median household income
$58,626
Average household income
$76,506
Median home value
$163,800
Jobs located here
24,480
Daytime population
55,927Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Mount Pleasant area?

These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of the Mount Pleasant area. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Texas

Every Texas market ranked →

The highest-scoring small-town markets in Texas for insurance agencies, numbered among those based in Texas, with the Mount Pleasant area marked.

Top small-town markets in Texas

Small-town markets in Texas ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Athens, TX883911.6$2.3M+7.5%#21 of 537
2Gainesville, TX802917.5$1.6M+6.5%#53 of 537
3Bonham, TX791411.0$2.6M+9.2%#54 of 537
4Jacksonville, TX782312.6$2M+5.4%#61 of 537
5Kerrville, TX782812.4$2M+2.5%#62 of 537
6Bay City, TX771610.4$2.3M+0.5%#64 of 537
7Andrews, TX741116.1$1.7M+1.6%#79 of 537
8Fredericksburg, TX732017.4$1.5M+6.6%#86 of 537
9Port Lavaca, TX711213.8$1.9M−2.3%#94 of 537
10Brenham, TX712314.9$1.6M+7.0%#99 of 537
28Mount Pleasant, TX494923.5$1.1M+2.5%#276 of 537

Other business types in the Mount Pleasant area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in the Mount Pleasant, TX area?

As of September 2026, map listings count 49 insurance agencies in the Mount Pleasant area. 12 of them (24%) are chain locations. The listings count insurance agencies. Official counts show 25 businesses with payroll classed as insurance agencies and brokerages in 2023, down 16.7% from 2019.

How much do households in the Mount Pleasant, TX area spend on vehicle insurance?

About $55.1M a year, or $2,640 per household. That is 35% above the U.S. average (an index of 135, where 100 is the U.S. average). Spread across the 49 insurance agencies on map listings, it comes to $1.1M per agency. It is estimated from the incomes of the 20,868 households in the Mount Pleasant area and national spending patterns by income.

How does the Mount Pleasant, TX area compare with the U.S. for insurance agencies?

The Mount Pleasant area has 23.5 insurance agencies per 10,000 households, 51% above the U.S. rate of 15.6. Spending per agency is $1.1M, 10% below the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, the Mount Pleasant area would have about 44, against 49 on map listings. There is one business with payroll in the industry for every 835 households, against one for every 966 across the U.S. The official count fell 16.7% from 2019 to 2023, against −1.0% for the U.S.

How fast is the Mount Pleasant, TX area growing?

Population estimates put the Mount Pleasant area at 57,076 people in 2025, up 2.5% since 2020, slower than the U.S. (+3.1%). It has 20,868 households. Median household income in the Mount Pleasant area is $58,626, 27% below the U.S. median of $80,734.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Mount Pleasant area scores 49 for insurance agencies (lower middle), #276 of 537 scored small-town markets.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Mount Pleasant area. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in the Mount Pleasant area

Screening a site or an acquisition in the Mount Pleasant area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Mount Pleasant area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.