Groundwork

Auto · County · Texas

Insurance agencies in Val Verde County, TX

How Val Verde County, TX compares with other counties and the U.S. for insurance agencies: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 52 out of 100: Upper middle

Ranked #1,038 of 2,272 scored counties
#100 of 156 scored counties in Texas

Listings
26
11 chain locations (42%)
Official establishments
19
Businesses with payroll, 2023
Household spending a year
$43M
On vehicle insurance · $2,559 a household
Spending per listing
$1.7M
32% above the U.S.
Listings per 10k households
15.5
In line with the U.S.
Population, 2025
47,835
+0.5% since 2020

See the insurance agencies around any address in Val Verde County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Val Verde County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

As of September 2026, map listings count 26 insurance agencies in Val Verde County. Chain locations make up 42% of them, against 21% across the U.S. That is 15.5 per 10,000 households, in line with the U.S. rate of 15.6.

Households in Val Verde County spend about $43M a year on vehicle insurance, or $2,559 per household, 31% above the U.S. average. That works out to $1.7M per agency, 32% above the U.S. figure of $1.3M.

Official counts show 19 businesses with payroll classed as insurance agencies and brokerages in Val Verde County in 2023. That is one for every 885 households, against one for every 966 across the U.S.

Between 2020 and 2025, the population of Val Verde County grew 0.5%, slower than the U.S. (+3.1%). Val Verde County scores 52 (upper middle) on the Groundwork market score for insurance agencies, ranking #1,038 of 2,272 scored counties and #100 of 156 scored counties in Texas.

How Val Verde County compares

The same measures for Texas and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Val Verde County, TX compared with Texas and the U.S.
MeasureVal Verde CountyTexasU.S.
Listings per 10k households15.520.315.6
Spending per listing$1.7M$1.2M$1.3M
Households per official establishment885900966
Official establishment growth, 2019–2023n/a+4.2%−1.0%
Population growth, 2020–2025+0.5%+8.5%+3.1%
Spending per household on vehicle insurance$2,559$2,466$1,957
Median household income$66,100$78,476$80,734
Groundwork market score5258

Official counts and lending

Businesses

Official establishments, 2019 to 2023
19 → 19
Employees, 2023
121
Annual payroll, 2023
$3.7M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
2611 chain locations
Listings at the U.S. rate for this spending
34The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in Val Verde County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Val Verde County

Population, 2025 estimate
47,835+0.5% since 2020
Households
16,810
Median age
33.7
Homes lived in by their owners
69%
Vehicles per household
1.9
Land area
3,145 sq. mi.
People per square mile
15
Median household income
$66,100+43.2% vs. 2015–2019, before inflation
Average household income
$80,305
Median home value
$164,600
Jobs located here
15,742
Daytime population
44,595Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Val Verde County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Val Verde County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Insurance agencies across Texas

Every Texas market ranked →

The highest-scoring counties in Texas for insurance agencies, numbered among those based in Texas, with Val Verde County marked.

Top counties in Texas

Counties in Texas ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Waller County, TX96116.0$4.8M+21.9%#7 of 2,272
2Bandera County, TX9577.6$3.7M+9.0%#18 of 2,272
3Chambers County, TX931911.0$2.5M+22.6%#29 of 2,272
4Grimes County, TX9287.8$3.5M+16.3%#31 of 2,272
5Caldwell County, TX92169.6$2.9M+20.0%#37 of 2,272
6Bastrop County, TX924010.8$2.6M+21.3%#39 of 2,272
7Blanco County, TX89611.6$2.4M+18.6%#77 of 2,272
8Coryell County, TX84207.4$3.4M+3.0%#138 of 2,272
9Wilson County, TX832212.1$2.5M+12.2%#165 of 2,272
10Guadalupe County, TX837611.6$2.4M+15.8%#168 of 2,272
100Val Verde County, TX522615.5$1.7M+0.5%#1,038 of 2,272

Other business types in Val Verde County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Val Verde County, TX?

Val Verde County has 26 insurance agencies on map listings as of September 2026. 11 of them (42%) are chain locations. The listings count insurance agencies. Official counts show 19 businesses with payroll classed as insurance agencies and brokerages in 2023.

How much do households in Val Verde County, TX spend on vehicle insurance?

About $43M a year, or $2,559 per household. That is 31% above the U.S. average (an index of 131, where 100 is the U.S. average). Spread across the 26 insurance agencies on map listings, it comes to $1.7M per agency. It is estimated from the incomes of the 16,810 households in Val Verde County and national spending patterns by income.

How does Val Verde County, TX compare with the U.S. for insurance agencies?

Val Verde County has 15.5 insurance agencies per 10,000 households, in line with the U.S. rate of 15.6. Spending per agency is $1.7M, 32% above the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Val Verde County would have about 34, against 26 on map listings. There is one business with payroll in the industry for every 885 households, against one for every 966 across the U.S.

How fast is Val Verde County, TX growing?

Population estimates put Val Verde County at 47,835 people in 2025, up 0.5% since 2020, slower than the U.S. (+3.1%). It has 16,810 households. The median household income in Val Verde County is $66,100 a year, 18% below the U.S. median of $80,734. That rose 43.2% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Val Verde County scores 52 for insurance agencies (upper middle), #1,038 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Val Verde County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Val Verde County

Screening a site or an acquisition in Val Verde County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Val Verde County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.