Auto · Small-town market · Texas
Insurance agencies in the Lufkin, TX area
The insurance agencies in the Lufkin, TX area, the household spending behind them and how the market ranks against other small-town markets.
Groundwork market score · out of 100
Score 53 out of 100: Upper middle
Ranked #240 of 537 scored small-town markets
#26 of 41 scored small-town markets based in Texas
- Listings
- 66
- 19 chain locations (29%)
- Official establishments
- 31
- −24.4% since 2019
- Household spending a year
- $79.1M
- On vehicle insurance · $2,452 a household
- Spending per listing
- $1.2M
- 5% below the U.S.
- Listings per 10k households
- 20.5
- 31% above the U.S.
- Population, 2025
- 88,154
- +1.9% since 2020
See the insurance agencies around any address in the Lufkin area
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Lufkin area. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Map listings as of September 2026 show 66 insurance agencies in the Lufkin area. Of those, 19 are chain locations, or 29%, against 21% across the U.S. Per 10,000 households, that is 20.5, 31% above the U.S. rate of 15.6.
Households in the Lufkin area spend about $79.1M a year on vehicle insurance, or $2,452 per household, 25% above the U.S. average. Spread across 66 insurance agencies, that is $1.2M per agency, 5% below the U.S. figure of $1.3M.
In 2023, official counts showed 31 businesses with payroll in the Lufkin area classed as insurance agencies and brokerages, down 24.4% from 2019. That is one for every 1,041 households, against one for every 966 across the U.S.
Between 2020 and 2025, the population of the Lufkin area grew 1.9%, slower than the U.S. (+3.1%). The Groundwork market score for insurance agencies in the Lufkin area is 53 (upper middle), #240 of 537 scored small-town markets and #26 of 41 scored small-town markets based in Texas.
How the Lufkin area compares
The same measures for Texas and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Lufkin area | Texas | U.S. |
|---|---|---|---|
| Listings per 10k households | 20.5 | 20.3 | 15.6 |
| Spending per listing | $1.2M | $1.2M | $1.3M |
| Households per official establishment | 1,041 | 900 | 966 |
| Official establishment growth, 2019–2023 | −24.4% | +4.2% | −1.0% |
| Population growth, 2020–2025 | +1.9% | +8.5% | +3.1% |
| Spending per household on vehicle insurance | $2,452 | $2,466 | $1,957 |
| Median household income | $60,960 | $78,476 | $80,734 |
| Groundwork market score | 53 | 58 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 31−24.4% over the period
- Employees, 2023
- 183
- Annual payroll, 2023
- $13.7M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 6619 chain locations
- Listings at the U.S. rate for this spending
- 63The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as insurance agencies and brokerages in the Lufkin area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in the Lufkin area
- Population, 2025 estimate
- 88,154+1.9% since 2020
- Households
- 32,271
- Median age
- 38.9
- Homes lived in by their owners
- 64%
- Vehicles per household
- 1.9
- Land area
- 798 sq. mi.
- People per square mile
- 109
- Median household income
- $60,960+20.8% vs. 2015–2019, before inflation
- Average household income
- $79,044
- Median home value
- $163,500
- Jobs located here
- 36,671
- Daytime population
- 87,586Residents who don’t work, plus everyone whose job is here
Looking at a specific site in the Lufkin area?
These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of the Lufkin area. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across Texas
Every Texas market ranked →The highest-scoring small-town markets in Texas for insurance agencies, numbered among those based in Texas, with the Lufkin area marked.
Top small-town markets in Texas
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Athens, TX | 88 | 39 | 11.6 | $2.3M | +7.5% | #21 of 537 |
| 2Gainesville, TX | 80 | 29 | 17.5 | $1.6M | +6.5% | #53 of 537 |
| 3Bonham, TX | 79 | 14 | 11.0 | $2.6M | +9.2% | #54 of 537 |
| 4Jacksonville, TX | 78 | 23 | 12.6 | $2M | +5.4% | #61 of 537 |
| 5Kerrville, TX | 78 | 28 | 12.4 | $2M | +2.5% | #62 of 537 |
| 6Bay City, TX | 77 | 16 | 10.4 | $2.3M | +0.5% | #64 of 537 |
| 7Andrews, TX | 74 | 11 | 16.1 | $1.7M | +1.6% | #79 of 537 |
| 8Fredericksburg, TX | 73 | 20 | 17.4 | $1.5M | +6.6% | #86 of 537 |
| 9Port Lavaca, TX | 71 | 12 | 13.8 | $1.9M | −2.3% | #94 of 537 |
| 10Brenham, TX | 71 | 23 | 14.9 | $1.6M | +7.0% | #99 of 537 |
| 26Lufkin, TX | 53 | 66 | 20.5 | $1.2M | +1.9% | #240 of 537 |
Other business types in the Lufkin area
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in the Lufkin, TX area?
There are 66 insurance agencies on map listings in the Lufkin area as of September 2026. 19 of them (29%) are chain locations. The listings count insurance agencies. Official counts show 31 businesses with payroll classed as insurance agencies and brokerages in 2023, down 24.4% from 2019.
How much do households in the Lufkin, TX area spend on vehicle insurance?
About $79.1M a year, or $2,452 per household. That is 25% above the U.S. average (an index of 125, where 100 is the U.S. average). Spread across the 66 insurance agencies on map listings, it comes to $1.2M per agency. It is estimated from the incomes of the 32,271 households in the Lufkin area and national spending patterns by income.
How does the Lufkin, TX area compare with the U.S. for insurance agencies?
The Lufkin area has 20.5 insurance agencies per 10,000 households, 31% above the U.S. rate of 15.6. Spending per agency is $1.2M, 5% below the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, the Lufkin area would have about 63, against 66 on map listings. There is one business with payroll in the industry for every 1,041 households, against one for every 966 across the U.S. The official count fell 24.4% from 2019 to 2023, against −1.0% for the U.S.
How fast is the Lufkin, TX area growing?
Population estimates put the Lufkin area at 88,154 people in 2025, up 1.9% since 2020, slower than the U.S. (+3.1%). It has 32,271 households. The median household income in the Lufkin area is $60,960 a year, 24% below the U.S. median of $80,734. That rose 20.8% from the 2015–2019 survey, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Lufkin area scores 53 for insurance agencies (upper middle), #240 of 537 scored small-town markets.
How can I see the market around a specific site?
Run a Groundwork site report on an address in the Lufkin area. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in the Lufkin area
Screening a site or an acquisition in the Lufkin area?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of the Lufkin area. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.