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Insurance agencies in Lavaca County, TX

How Lavaca County, TX compares with other counties and the U.S. for insurance agencies: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 47 out of 100: Lower middle

Ranked #1,231 of 2,272 scored counties
#110 of 156 scored counties in Texas

Listings
18
2 chain locations (11%)
Official establishments
10
Businesses with payroll, 2023
Household spending a year
$23M
On vehicle insurance · $2,716 a household
Spending per listing
$1.3M
2% above the U.S.
Listings per 10k households
21.2
36% above the U.S.
Population, 2025
20,651
+1.5% since 2020

See the insurance agencies around any address in Lavaca County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Lavaca County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

As of September 2026, map listings count 18 insurance agencies in Lavaca County. 2 of them (11%) are chain locations, against 21% across the U.S. That is 21.2 per 10,000 households, 36% above the U.S. rate of 15.6.

Household spending on vehicle insurance in Lavaca County comes to about $23M a year: $2,716 per household, 39% above the U.S. average. That works out to $1.3M per agency, 2% above the U.S. figure of $1.3M.

In 2023, official counts showed 10 businesses with payroll in Lavaca County classed as insurance agencies and brokerages. That is one for every 848 households, against one for every 966 across the U.S.

Between 2020 and 2025, the population of Lavaca County grew 1.5%, slower than the U.S. (+3.1%). Lavaca County scores 47 (lower middle) on the Groundwork market score for insurance agencies, ranking #1,231 of 2,272 scored counties and #110 of 156 scored counties in Texas.

How Lavaca County compares

The same measures for Texas and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Lavaca County, TX compared with Texas and the U.S.
MeasureLavaca CountyTexasU.S.
Listings per 10k households21.220.315.6
Spending per listing$1.3M$1.2M$1.3M
Households per official establishment848900966
Official establishment growth, 2019–2023n/a+4.2%−1.0%
Population growth, 2020–2025+1.5%+8.5%+3.1%
Spending per household on vehicle insurance$2,716$2,466$1,957
Median household income$63,240$78,476$80,734
Groundwork market score4758

Official counts and lending

Businesses

Official establishments, 2019 to 2023
12 → 10
Employees, 2023
28
Annual payroll, 2023
$1.3M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
182 chain locations
Listings at the U.S. rate for this spending
18The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in Lavaca County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Lavaca County

Population, 2025 estimate
20,651+1.5% since 2020
Households
8,476
Median age
44.1
Homes lived in by their owners
78%
Vehicles per household
2.1
Land area
970 sq. mi.
People per square mile
21
Median household income
$63,240+16.2% vs. 2015–2019, before inflation
Average household income
$86,683
Median home value
$228,300
Jobs located here
6,202
Daytime population
17,165Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Lavaca County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Lavaca County. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Texas

Every Texas market ranked →

The highest-scoring counties in Texas for insurance agencies, numbered among those based in Texas, with Lavaca County marked.

Top counties in Texas

Counties in Texas ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Waller County, TX96116.0$4.8M+21.9%#7 of 2,272
2Bandera County, TX9577.6$3.7M+9.0%#18 of 2,272
3Chambers County, TX931911.0$2.5M+22.6%#29 of 2,272
4Grimes County, TX9287.8$3.5M+16.3%#31 of 2,272
5Caldwell County, TX92169.6$2.9M+20.0%#37 of 2,272
6Bastrop County, TX924010.8$2.6M+21.3%#39 of 2,272
7Blanco County, TX89611.6$2.4M+18.6%#77 of 2,272
8Coryell County, TX84207.4$3.4M+3.0%#138 of 2,272
9Wilson County, TX832212.1$2.5M+12.2%#165 of 2,272
10Guadalupe County, TX837611.6$2.4M+15.8%#168 of 2,272
110Lavaca County, TX471821.2$1.3M+1.5%#1,231 of 2,272

Other business types in Lavaca County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Lavaca County, TX?

Lavaca County has 18 insurance agencies on map listings as of September 2026. 2 of them (11%) are chain locations. The listings count insurance agencies. Official counts show 10 businesses with payroll classed as insurance agencies and brokerages in 2023.

How much do households in Lavaca County, TX spend on vehicle insurance?

About $23M a year, or $2,716 per household. That is 39% above the U.S. average (an index of 139, where 100 is the U.S. average). Spread across the 18 insurance agencies on map listings, it comes to $1.3M per agency. It is estimated from the incomes of the 8,476 households in Lavaca County and national spending patterns by income.

How does Lavaca County, TX compare with the U.S. for insurance agencies?

Lavaca County has 21.2 insurance agencies per 10,000 households, 36% above the U.S. rate of 15.6. Spending per agency is $1.3M, 2% above the U.S. figure of $1.3M. The count on map listings matches the U.S. ratio of insurance agencies to household spending. There is one business with payroll in the industry for every 848 households, against one for every 966 across the U.S.

How fast is Lavaca County, TX growing?

Population estimates put Lavaca County at 20,651 people in 2025, up 1.5% since 2020, slower than the U.S. (+3.1%). It has 8,476 households. The median household income in Lavaca County is $63,240 a year, 22% below the U.S. median of $80,734. That rose 16.2% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Lavaca County scores 47 for insurance agencies (lower middle), #1,231 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Lavaca County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Lavaca County

Screening a site or an acquisition in Lavaca County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Lavaca County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.