Market rankings · Rhode Island
Insurance agencies in Rhode Island
Every metro area, small-town market and county in Rhode Island, ranked by the Groundwork market score for insurance agencies, with competitor counts and household spending for each.
- Listings
- 422
- 60 chain locations (14%)
- Official establishments
- 320
- −9.3% since 2019
- Household spending a year
- $670.1M
- On vehicle insurance
- Listings per 10k households
- 9.6
- 38% below the U.S.
- Spending per listing
- $1.6M
- 26% above the U.S.
- Rank among states
- #18 of 51
- Market score 59 · Upper middle
A site report maps the insurance agencies on map listings around any address in Rhode Island by name and distance, and the spending within reach.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Rhode Island has 422 insurance agencies on map listings as of September 2026. 60 of them (14%) are chain locations, against 21% across the U.S. That is 9.6 per 10,000 households, 38% below the U.S. rate of 15.6.
Household spending on vehicle insurance in Rhode Island comes to about $670.1M a year: $1,517 per household, 22% below the U.S. average. That is about $1.6M of household spending for each agency on map listings, 26% above the U.S. figure of $1.3M.
The official count of businesses with payroll classed as insurance agencies and brokerages in Rhode Island was 320 in 2023, down 9.3% from 2019. That is one for every 1,380 households, against one for every 966 across the U.S. Across the U.S., the count fell 1.0% over the same years. Since fiscal 2022, 13 SBA-backed loans worth $7.4M have gone to businesses classed as insurance agencies and brokerages in Rhode Island.
Among the 50 states and DC, Rhode Island ranks #18 for insurance agencies, with a Groundwork market score of 59 (upper middle). The one scored metro area in or partly in Rhode Island, the Providence-Warwick metro area, scores 59. Among 5 scored counties, Washington County scores highest (64).
Every market in Rhode Island for insurance agencies
Download the ranking (CSV)Numbered by Groundwork market score among the markets based in Rhode Island, highest first; the U.S. rank compares each market with every other of its kind. A metro area that crosses a state line is listed in each state it reaches, and numbered only in the state its page is under. How the score works.
Metro areas
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Providence-Warwick, RI-MA | 59 | 615 | 9.1 | $1.7M | +2.1% | #130 of 387 |
Counties
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Washington County, RI | 64 | 37 | 7.0 | $2.5M | 0.0% | #642 of 2,272 |
| 2Bristol County, RI | 61 | 7 | 3.5 | $4.5M | −1.5% | #741 of 2,272 |
| 3Newport County, RI | 53 | 25 | 6.8 | $2.3M | −2.9% | #1,001 of 2,272 |
| 4Providence County, RI | 51 | 241 | 9.3 | $1.5M | +2.8% | #1,077 of 2,272 |
| 5Kent County, RI | 35 | 112 | 15.4 | $1.1M | +1.8% | #1,655 of 2,272 |
Questions
How many insurance agencies are in Rhode Island?
Map listings as of September 2026 show 422 insurance agencies in Rhode Island. 60 of them (14%) are chain locations. The listings count insurance agencies. Official counts show 320 businesses with payroll classed as insurance agencies and brokerages in 2023, down 9.3% from 2019.
How much do households in Rhode Island spend on vehicle insurance?
About $670.1M a year, or $1,517 per household. That is 22% below the U.S. average (an index of 78, where 100 is the U.S. average). Spread across the 422 insurance agencies on map listings, it comes to $1.6M per agency. It is estimated from the incomes of the 441,570 households in Rhode Island and national spending patterns by income.
How does Rhode Island compare with the U.S. for insurance agencies?
Rhode Island has 9.6 insurance agencies per 10,000 households, 38% below the U.S. rate of 15.6. Spending per agency is $1.6M, 26% above the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Rhode Island would have about 534, against 422 on map listings. There is one business with payroll in the industry for every 1,380 households, against one for every 966 across the U.S. The official count fell 9.3% from 2019 to 2023, against −1.0% for the U.S.
Which market in Rhode Island has the highest market score for insurance agencies?
The one scored metro area in or partly in Rhode Island is the Providence-Warwick metro area, at 59 (upper middle). Among 5 scored counties in Rhode Island, Washington County scores highest, at 64 (upper middle). Scores compare each market with others of its kind across the U.S.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Rhode Island scores 59 for insurance agencies (upper middle), #18 of the 50 states and DC.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Rhode Island. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
Insurance agencies in other states
All 51 states
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- West Virginia
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Top markets for insurance agencies across the U.S. · All business types in Rhode Island
Related business types in Rhode Island
- Auto repair and car care1,380 listings
- Auto repair shops878 listings
- Collision repair and body shops188 listings
- Car washes and detailing147 listings
- Tire shops119 listings
- Oil change and quick lube25 listings
- Gas stations301 listings
Screening a site or an acquisition in Rhode Island?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.