Auto · County · Texas
Insurance agencies in Ward County, TX
How Ward County, TX compares with other counties and the U.S. for insurance agencies: competitors, household spending, official counts and growth.
Groundwork market score · out of 100
Score 35 out of 100: Lower middle
Ranked #1,647 of 2,272 scored counties
#139 of 156 scored counties in Texas
- Listings
- 10
- 2 chain locations (20%)
- Official establishments
- 5
- Businesses with payroll, 2023
- Household spending a year
- $11.5M
- On vehicle insurance · $2,612 a household
- Spending per listing
- $1.1M
- 9% below the U.S.
- Listings per 10k households
- 22.8
- 46% above the U.S.
- Population, 2025
- 11,125
- −4.7% since 2020
See the insurance agencies around any address in Ward County
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Ward County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
At $2,612 per household (34% above the U.S. average), households in Ward County spend about $11.5M a year on vehicle insurance. That is about $1.1M of household spending for each agency on map listings, 9% below the U.S. figure of $1.3M.
There are 10 insurance agencies on map listings in Ward County as of September 2026. Chain locations make up 20% of them, against 21% across the U.S. That is 22.8 per 10,000 households, 46% above the U.S. rate of 15.6.
Official counts show 5 businesses with payroll classed as insurance agencies and brokerages in Ward County in 2023. That is one for every 878 households, against one for every 966 across the U.S.
Population estimates put the population change in Ward County from 2020 to 2025 at −4.7%, against +3.1% for the U.S. The Groundwork market score for insurance agencies in Ward County is 35 (lower middle), #1,647 of 2,272 scored counties and #139 of 156 scored counties in Texas.
How Ward County compares
The same measures for Texas and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Ward County | Texas | U.S. |
|---|---|---|---|
| Listings per 10k households | 22.8 | 20.3 | 15.6 |
| Spending per listing | $1.1M | $1.2M | $1.3M |
| Households per official establishment | 878 | 900 | 966 |
| Official establishment growth, 2019–2023 | n/a | +4.2% | −1.0% |
| Population growth, 2020–2025 | −4.7% | +8.5% | +3.1% |
| Spending per household on vehicle insurance | $2,612 | $2,466 | $1,957 |
| Median household income | $65,952 | $78,476 | $80,734 |
| Groundwork market score | 35 | 58 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 6 → 5
- Employees, 2023
- 27
- Annual payroll, 2023
- $1.5M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 102 chain locations
- Listings at the U.S. rate for this spending
- 9The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as insurance agencies and brokerages in Ward County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Ward County
- Population, 2025 estimate
- 11,125−4.7% since 2020
- Households
- 4,388
- Median age
- 35.1
- Homes lived in by their owners
- 79%
- Vehicles per household
- 1.9
- Land area
- 836 sq. mi.
- People per square mile
- 13
- Median household income
- $65,952+4.7% vs. 2015–2019, before inflation
- Average household income
- $93,784
- Median home value
- $150,700
- Jobs located here
- 5,680
- Daytime population
- 11,247Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Ward County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of Ward County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across Texas
Every Texas market ranked →The highest-scoring counties in Texas for insurance agencies, numbered among those based in Texas, with Ward County marked.
Top counties in Texas
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Waller County, TX | 96 | 11 | 6.0 | $4.8M | +21.9% | #7 of 2,272 |
| 2Bandera County, TX | 95 | 7 | 7.6 | $3.7M | +9.0% | #18 of 2,272 |
| 3Chambers County, TX | 93 | 19 | 11.0 | $2.5M | +22.6% | #29 of 2,272 |
| 4Grimes County, TX | 92 | 8 | 7.8 | $3.5M | +16.3% | #31 of 2,272 |
| 5Caldwell County, TX | 92 | 16 | 9.6 | $2.9M | +20.0% | #37 of 2,272 |
| 6Bastrop County, TX | 92 | 40 | 10.8 | $2.6M | +21.3% | #39 of 2,272 |
| 7Blanco County, TX | 89 | 6 | 11.6 | $2.4M | +18.6% | #77 of 2,272 |
| 8Coryell County, TX | 84 | 20 | 7.4 | $3.4M | +3.0% | #138 of 2,272 |
| 9Wilson County, TX | 83 | 22 | 12.1 | $2.5M | +12.2% | #165 of 2,272 |
| 10Guadalupe County, TX | 83 | 76 | 11.6 | $2.4M | +15.8% | #168 of 2,272 |
| 139Ward County, TX | 35 | 10 | 22.8 | $1.1M | −4.7% | #1,647 of 2,272 |
Other business types in Ward County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in Ward County, TX?
As of September 2026, map listings count 10 insurance agencies in Ward County. 2 of them (20%) are chain locations. The listings count insurance agencies. Official counts show 5 businesses with payroll classed as insurance agencies and brokerages in 2023.
How much do households in Ward County, TX spend on vehicle insurance?
About $11.5M a year, or $2,612 per household. That is 34% above the U.S. average (an index of 134, where 100 is the U.S. average). Spread across the 10 insurance agencies on map listings, it comes to $1.1M per agency. It is estimated from the incomes of the 4,388 households in Ward County and national spending patterns by income.
How does Ward County, TX compare with the U.S. for insurance agencies?
Ward County has 22.8 insurance agencies per 10,000 households, 46% above the U.S. rate of 15.6. Spending per agency is $1.1M, 9% below the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Ward County would have about 9, against 10 on map listings. There is one business with payroll in the industry for every 878 households, against one for every 966 across the U.S.
How fast is Ward County, TX growing?
Population estimates put Ward County at 11,125 people in 2025, down 4.7% since 2020, against +3.1% for the U.S. It has 4,388 households. Median household income in Ward County is $65,952, 18% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 4.7%, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Ward County scores 35 for insurance agencies (lower middle), #1,647 of 2,272 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Ward County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in Ward County
Screening a site or an acquisition in Ward County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Ward County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.