Groundwork

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Insurance agencies in Galveston County, TX

The insurance agencies in Galveston County, TX, the household spending behind them and how the market ranks against other counties.

Groundwork market score · out of 100

Score 65 out of 100: Upper middle

Ranked #628 of 2,272 scored counties
#60 of 156 scored counties in Texas

Listings
206
46 chain locations (22%)
Official establishments
123
+11.8% since 2019
Household spending a year
$345M
On vehicle insurance · $2,453 a household
Spending per listing
$1.7M
33% above the U.S.
Listings per 10k households
14.6
6% below the U.S.
Population, 2025
372,207
+5.9% since 2020

See the insurance agencies around any address in Galveston County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Galveston County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

At $2,453 per household (25% above the U.S. average), households in Galveston County spend about $345M a year on vehicle insurance. That is about $1.7M of household spending for each agency on map listings, 33% above the U.S. figure of $1.3M.

There are 206 insurance agencies on map listings in Galveston County as of September 2026. 46 of them (22%) are chain locations, against 21% across the U.S. That comes to 14.6 for every 10,000 households, 6% below the U.S. rate of 15.6.

The official count of businesses with payroll classed as insurance agencies and brokerages in Galveston County was 123 in 2023, up 11.8% from 2019. That is one for every 1,144 households, against one for every 966 across the U.S. Since fiscal 2022, 1 SBA-backed loan worth $165K has gone to businesses classed as insurance agencies and brokerages in Galveston County.

Between 2020 and 2025, the population of Galveston County grew 5.9%, faster than the U.S. (+3.1%). The Groundwork market score for insurance agencies in Galveston County is 65 (upper middle), #628 of 2,272 scored counties and #60 of 156 scored counties in Texas.

How Galveston County compares

The same measures for Texas and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Galveston County, TX compared with Texas and the U.S.
MeasureGalveston CountyTexasU.S.
Listings per 10k households14.620.315.6
Spending per listing$1.7M$1.2M$1.3M
Households per official establishment1,144900966
Official establishment growth, 2019–2023+11.8%+4.2%−1.0%
Population growth, 2020–2025+5.9%+8.5%+3.1%
Spending per household on vehicle insurance$2,453$2,466$1,957
Median household income$86,105$78,476$80,734
Groundwork market score6558

Official counts and lending

Businesses

Official establishments, 2019 to 2023
110 → 123+11.8% over the period
Employees, 2023
641
Annual payroll, 2023
$46.5M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
20646 chain locations
Listings at the U.S. rate for this spending
275The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
1
Amount
$165K

SBA-backed loans to businesses classed as insurance agencies and brokerages in Galveston County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Galveston County

Population, 2025 estimate
372,207+5.9% since 2020
Households
140,660
Median age
39.6
Homes lived in by their owners
68%
Vehicles per household
1.8
Land area
379 sq. mi.
People per square mile
946
Median household income
$86,105+17.4% vs. 2015–2019, before inflation
Average household income
$114,259
Median home value
$314,600
Jobs located here
122,596
Daytime population
313,358Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Galveston County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Galveston County. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Texas

Every Texas market ranked →

The highest-scoring counties in Texas for insurance agencies, numbered among those based in Texas, with Galveston County marked.

Top counties in Texas

Counties in Texas ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Waller County, TX96116.0$4.8M+21.9%#7 of 2,272
2Bandera County, TX9577.6$3.7M+9.0%#18 of 2,272
3Chambers County, TX931911.0$2.5M+22.6%#29 of 2,272
4Grimes County, TX9287.8$3.5M+16.3%#31 of 2,272
5Caldwell County, TX92169.6$2.9M+20.0%#37 of 2,272
6Bastrop County, TX924010.8$2.6M+21.3%#39 of 2,272
7Blanco County, TX89611.6$2.4M+18.6%#77 of 2,272
8Coryell County, TX84207.4$3.4M+3.0%#138 of 2,272
9Wilson County, TX832212.1$2.5M+12.2%#165 of 2,272
10Guadalupe County, TX837611.6$2.4M+15.8%#168 of 2,272
60Galveston County, TX6520614.6$1.7M+5.9%#628 of 2,272

Other business types in Galveston County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Galveston County, TX?

As of September 2026, map listings count 206 insurance agencies in Galveston County. 46 of them (22%) are chain locations. The listings count insurance agencies. Official counts show 123 businesses with payroll classed as insurance agencies and brokerages in 2023, up 11.8% from 2019.

How much do households in Galveston County, TX spend on vehicle insurance?

About $345M a year, or $2,453 per household. That is 25% above the U.S. average (an index of 125, where 100 is the U.S. average). Spread across the 206 insurance agencies on map listings, it comes to $1.7M per agency. It is estimated from the incomes of the 140,660 households in Galveston County and national spending patterns by income.

How does Galveston County, TX compare with the U.S. for insurance agencies?

Galveston County has 14.6 insurance agencies per 10,000 households, 6% below the U.S. rate of 15.6. Spending per agency is $1.7M, 33% above the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Galveston County would have about 275, against 206 on map listings. There is one business with payroll in the industry for every 1,144 households, against one for every 966 across the U.S. The official count rose 11.8% from 2019 to 2023, against −1.0% for the U.S.

How fast is Galveston County, TX growing?

Population estimates put Galveston County at 372,207 people in 2025, up 5.9% since 2020, faster than the U.S. (+3.1%). It has 140,660 households. Median household income in Galveston County is $86,105, 7% above the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 17.4%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Galveston County scores 65 for insurance agencies (upper middle), #628 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Galveston County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Galveston County

Screening a site or an acquisition in Galveston County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Galveston County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.