Groundwork

Auto · Metro area · Texas

Insurance agencies in the Texarkana, TX-AR metro area

How the Texarkana, TX-AR metro area compares with other metro areas and the U.S. for insurance agencies: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 41 out of 100: Lower middle

Ranked #244 of 387 scored metro areas
#16 of 26 scored metro areas based in Texas

Listings
108
24 chain locations (22%)
Official establishments
58
−13.4% since 2019
Household spending a year
$131.2M
On vehicle insurance · $2,333 a household
Spending per listing
$1.2M
3% below the U.S.
Listings per 10k households
19.2
23% above the U.S.
Population, 2025
146,816
−0.4% since 2020

See the insurance agencies around any address in the Texarkana metro area

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Texarkana metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

As of September 2026, map listings count 108 insurance agencies in the Texarkana metro area. Of those, 24 are chain locations, or 22%, against 21% across the U.S. That is 19.2 per 10,000 households, 23% above the U.S. rate of 15.6.

Households in the Texarkana metro area spend about $131.2M a year on vehicle insurance, or $2,333 per household, 19% above the U.S. average. That works out to $1.2M per agency, 3% below the U.S. figure of $1.3M.

Official counts show 58 businesses with payroll classed as insurance agencies and brokerages in the Texarkana metro area in 2023, down 13.4% from 2019. That is one for every 970 households, against one for every 966 across the U.S.

Between 2020 and 2025, the population of the Texarkana metro area declined 0.4%, against +3.1% for the U.S. The Texarkana metro area scores 41 (lower middle) on the Groundwork market score for insurance agencies, ranking #244 of 387 scored metro areas and #16 of 26 scored metro areas based in Texas.

How the Texarkana metro area compares

The same measures for Texas and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Texarkana, TX-AR metro area compared with Texas and the U.S.
MeasureTexarkana metro areaTexasU.S.
Listings per 10k households19.220.315.6
Spending per listing$1.2M$1.2M$1.3M
Households per official establishment970900966
Official establishment growth, 2019–2023−13.4%+4.2%−1.0%
Population growth, 2020–2025−0.4%+8.5%+3.1%
Spending per household on vehicle insurance$2,333$2,466$1,957
Median household income$55,646$78,476$80,734
Groundwork market score4158

Official counts and lending

Businesses

Official establishments, 2019 to 2023
58−13.4% over the period
Employees, 2023
243
Annual payroll, 2023
$14.9M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
10824 chain locations
Listings at the U.S. rate for this spending
105The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in the Texarkana metro area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Texarkana metro area

Population, 2025 estimate
146,816−0.4% since 2020
Households
56,252
Median age
39.6
Homes lived in by their owners
65%
Vehicles per household
1.8
Land area
2,040 sq. mi.
People per square mile
72
Median household income
$55,646+17.5% vs. 2015–2019, before inflation
Average household income
$76,389
Median home value
$160,600
Jobs located here
54,527
Daytime population
142,275Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Texarkana metro area?

These figures cover the whole metro area. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of the Texarkana metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Texas

Every Texas market ranked →

The highest-scoring metro areas in Texas for insurance agencies, numbered among those based in Texas, with the Texarkana metro area marked.

Top metro areas in Texas

Metro areas in Texas ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Killeen-Temple, TX8821211.9$2.1M+7.2%#11 of 387
2College Station-Bryan, TX7913713.0$1.9M+6.9%#41 of 387
3Midland, TX6911616.7$1.5M+9.8%#88 of 387
4Sherman-Denison, TX6810118.3$1.4M+12.8%#94 of 387
5Austin-Round Rock-San Marcos, TX681,67917.0$1.4M+14.0%#95 of 387
6Odessa, TX5911217.3$1.4M+5.0%#134 of 387
7San Antonio-New Braunfels, TX581,88819.5$1.3M+9.5%#142 of 387
8Houston-Pasadena-The Woodlands, TX565,39520.3$1.2M+10.3%#158 of 387
9Dallas-Fort Worth-Arlington, TX536,33521.9$1.1M+10.6%#174 of 387
10Longview, TX4822320.6$1.2M+3.8%#197 of 387
16Texarkana, TX-AR4110819.2$1.2M−0.4%#244 of 387

Other business types in the Texarkana metro area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in the Texarkana, TX-AR metro area?

The Texarkana metro area has 108 insurance agencies on map listings as of September 2026. 24 of them (22%) are chain locations. The listings count insurance agencies. Official counts show 58 businesses with payroll classed as insurance agencies and brokerages in 2023, down 13.4% from 2019.

How much do households in the Texarkana, TX-AR metro area spend on vehicle insurance?

About $131.2M a year, or $2,333 per household. That is 19% above the U.S. average (an index of 119, where 100 is the U.S. average). Spread across the 108 insurance agencies on map listings, it comes to $1.2M per agency. It is estimated from the incomes of the 56,252 households in the Texarkana metro area and national spending patterns by income.

How does the Texarkana, TX-AR metro area compare with the U.S. for insurance agencies?

The Texarkana metro area has 19.2 insurance agencies per 10,000 households, 23% above the U.S. rate of 15.6. Spending per agency is $1.2M, 3% below the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, the Texarkana metro area would have about 105, against 108 on map listings. There is one business with payroll in the industry for every 970 households, against one for every 966 across the U.S. The official count fell 13.4% from 2019 to 2023, against −1.0% for the U.S.

How fast is the Texarkana, TX-AR metro area growing?

Population estimates put the Texarkana metro area at 146,816 people in 2025, down 0.4% since 2020, against +3.1% for the U.S. It has 56,252 households. The median household income in the Texarkana metro area is $55,646 a year, 31% below the U.S. median of $80,734. That rose 17.5% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Texarkana metro area scores 41 for insurance agencies (lower middle), #244 of 387 scored metro areas.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Texarkana metro area. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in the Texarkana metro area

Screening a site or an acquisition in the Texarkana metro area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Texarkana metro area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.