Groundwork

Market rankings · South Carolina

Insurance agencies in South Carolina

Markets across South Carolina ranked by the Groundwork market score for insurance agencies, with competitor counts and household spending for each.

Listings
2,949
618 chain locations (21%)
Official establishments
2,042
+3.0% since 2019
Household spending a year
$5.3B
On vehicle insurance
Listings per 10k households
13.9
11% below the U.S.
Spending per listing
$1.8M
42% above the U.S.
Rank among states
#4 of 51
Market score 81 · High

A site report maps the insurance agencies on map listings around any address in South Carolina by name and distance, and the spending within reach.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

As of September 2026, map listings count 2,949 insurance agencies in South Carolina. Chain locations make up 21% of them, against 21% across the U.S. That comes to 13.9 for every 10,000 households, 11% below the U.S. rate of 15.6.

Household spending on vehicle insurance in South Carolina comes to about $5.3B a year: $2,491 per household, 27% above the U.S. average. That is about $1.8M of household spending for each agency on map listings, 42% above the U.S. figure of $1.3M.

The official count of businesses with payroll classed as insurance agencies and brokerages in South Carolina was 2,042 in 2023, up 3.0% from 2019. That is one for every 1,037 households, against one for every 966 across the U.S. Across the U.S., the count fell 1.0% over the same years. Since fiscal 2022, 49 SBA-backed loans worth $19.4M have gone to businesses classed as insurance agencies and brokerages in South Carolina.

Among the 50 states and DC, South Carolina ranks #4 for insurance agencies, with a Groundwork market score of 81 (high). Of the 10 scored metro areas in or partly in South Carolina, the Spartanburg metro area scores highest (90). Of the 6 scored small-town markets in or partly in South Carolina, the Gaffney area scores highest (88).

Every market in South Carolina for insurance agencies

Download the ranking (CSV)

Numbered by Groundwork market score among the markets based in South Carolina, highest first; the U.S. rank compares each market with every other of its kind. A metro area that crosses a state line is listed in each state it reaches, and numbered only in the state its page is under. How the score works.

Metro areas

Metro areas reaching South Carolina, ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Spartanburg, SC9016211.3$2.3M+14.3%#6 of 387
Augusta-Richmond County, GA-SC8328612.3$2M+4.7%#24 of 387
2Hilton Head Island-Bluffton-Port Royal, SC7910310.8$2.2M+12.0%#39 of 387
3Myrtle Beach-Conway-North Myrtle Beach, SC7919112.0$2M+20.9%#40 of 387
4Sumter, SC764811.7$2.1M−0.3%#55 of 387
Charlotte-Concord-Gastonia, NC-SC721,59214.8$1.7M+10.1%#69 of 387
5Charleston-North Charleston, SC7148114.3$1.7M+10.7%#74 of 387
6Greenville-Anderson-Greer, SC7058115.1$1.7M+9.0%#78 of 387
7Florence, SC6012315.7$1.5M+0.9%#129 of 387
8Columbia, SC5860617.8$1.4M+6.0%#141 of 387

Small-town markets

Small-town markets reaching South Carolina, ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Gaffney, SC88219.5$2.7M+3.7%#20 of 537
2Seneca, SC86329.3$2.9M+6.3%#28 of 537
3Newberry, SC821711.1$2.4M+4.8%#43 of 537
4Greenwood, SC744913.0$1.9M+1.7%#76 of 537
5Orangeburg, SC644413.3$1.8M−0.9%#145 of 537
6Murrells Inlet, SC604315.9$1.6M+3.8%#190 of 537

Counties

Counties in South Carolina, ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Edgefield County, SC9688.2$3.4M+16.1%#11 of 2,272
2Saluda County, SC88810.4$2.8M+4.1%#85 of 2,272
3Laurens County, SC88269.6$2.8M+6.2%#87 of 2,272
4Abbeville County, SC8688.2$3.3M+2.3%#111 of 2,272
5Berkeley County, SC86869.2$2.8M+18.7%#114 of 2,272
6Lancaster County, SC834210.5$2.4M+18.3%#167 of 2,272
7Oconee County, SC81329.3$2.9M+6.3%#196 of 2,272
8Chester County, SC81129.1$2.8M+2.2%#198 of 2,272
9Pickens County, SC81519.7$2.7M+5.7%#201 of 2,272
10Cherokee County, SC81219.5$2.7M+3.7%#203 of 2,272
11Aiken County, SC818512.2$2.2M+7.3%#213 of 2,272
12Jasper County, SC811612.2$1.9M+32.2%#215 of 2,272
13Spartanburg County, SC8015111.5$2.3M+15.6%#226 of 2,272
14Dorchester County, SC797612.0$2.2M+10.1%#248 of 2,272
15Kershaw County, SC793713.8$2.1M+11.6%#253 of 2,272
16Anderson County, SC789611.4$2.3M+7.7%#268 of 2,272
17Fairfield County, SC7666.7$3.9M−2.6%#303 of 2,272
18Newberry County, SC751711.1$2.4M+4.8%#334 of 2,272
19York County, SC7515513.6$2M+8.1%#341 of 2,272
20Barnwell County, SC7389.9$2.4M+0.4%#381 of 2,272
21Williamsburg County, SC7197.3$3.3M−4.0%#422 of 2,272
22Horry County, SC7119112.0$2M+20.9%#442 of 2,272
23Beaufort County, SC698710.6$2.3M+8.9%#495 of 2,272
24Sumter County, SC694811.7$2.1M−0.3%#499 of 2,272
25Lee County, SC6769.4$2.7M−5.0%#543 of 2,272
Show all 46 counties
Counties in South Carolina, ranked for insurance agencies by Groundwork market score, continued
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
26Union County, SC67119.5$2.4M−1.4%#550 of 2,272
27Chesterfield County, SC672715.4$1.6M+3.4%#572 of 2,272
28Marion County, SC6486.6$3.1M−2.9%#638 of 2,272
29Clarendon County, SC621713.8$1.8M+0.7%#726 of 2,272
30Darlington County, SC603915.3$1.6M+0.1%#785 of 2,272
31Orangeburg County, SC584413.3$1.8M−0.9%#842 of 2,272
32Bamberg County, SC56612.9$1.8M−3.5%#907 of 2,272
33Greenwood County, SC564114.7$1.6M+1.5%#919 of 2,272
34Colleton County, SC562817.1$1.4M+2.2%#929 of 2,272
35Dillon County, SC5598.3$2.7M−2.9%#934 of 2,272
36Lexington County, SC5423719.4$1.4M+7.7%#994 of 2,272
37Marlboro County, SC531010.2$2M−3.8%#1,003 of 2,272
38Georgetown County, SC534315.9$1.6M+3.8%#1,012 of 2,272
39Greenville County, SC5340818.5$1.3M+10.6%#1,026 of 2,272
40Hampton County, SC511013.8$1.8M−1.9%#1,063 of 2,272
41Florence County, SC508415.9$1.5M+1.2%#1,113 of 2,272
42Charleston County, SC4731917.8$1.3M+6.4%#1,229 of 2,272
43Richland County, SC4431418.7$1.2M+4.6%#1,332 of 2,272
Calhoun County, SCNot scored46.5$4.5M+0.6%
McCormick County, SCNot scored614.3$1.7M+7.3%
Allendale County, SCNot scored26.2$3.2M−7.4%

Markets with fewer than 5 insurance agencies on map listings, and counties under 10,000 people, aren’t scored; they’re listed last in each table.

Questions

How many insurance agencies are in South Carolina?

South Carolina has 2,949 insurance agencies on map listings as of September 2026. 618 of them (21%) are chain locations. The listings count insurance agencies. Official counts show 2,042 businesses with payroll classed as insurance agencies and brokerages in 2023, up 3.0% from 2019.

How much do households in South Carolina spend on vehicle insurance?

About $5.3B a year, or $2,491 per household. That is 27% above the U.S. average (an index of 127, where 100 is the U.S. average). Spread across the 2,949 insurance agencies on map listings, it comes to $1.8M per agency. It is estimated from the incomes of the 2,117,989 households in South Carolina and national spending patterns by income.

How does South Carolina compare with the U.S. for insurance agencies?

South Carolina has 13.9 insurance agencies per 10,000 households, 11% below the U.S. rate of 15.6. Spending per agency is $1.8M, 42% above the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, South Carolina would have about 4,202, against 2,949 on map listings. There is one business with payroll in the industry for every 1,037 households, against one for every 966 across the U.S. The official count rose 3.0% from 2019 to 2023, against −1.0% for the U.S.

Which market in South Carolina has the highest market score for insurance agencies?

Among 10 scored metro areas in or partly in South Carolina, the Spartanburg metro area scores highest, at 90 (very high). Among 6 scored small-town markets in or partly in South Carolina, the Gaffney area scores highest, at 88 (high). Among 43 scored counties in South Carolina, Edgefield County scores highest, at 96 (very high). Scores compare each market with others of its kind across the U.S.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. South Carolina scores 81 for insurance agencies (high), #4 of the 50 states and DC.

How can I see the market around a specific site?

Run a Groundwork site report on an address in South Carolina. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

Insurance agencies in other states

All 51 states

Top markets for insurance agencies across the U.S. · All business types in South Carolina

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This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.