Groundwork

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Insurance agencies in Brazos County, TX

Competitor counts, household spending and official business counts for insurance agencies in Brazos County, TX, set against other counties and the U.S.

Groundwork market score · out of 100

Score 69 out of 100: Upper middle

Ranked #506 of 2,272 scored counties
#47 of 156 scored counties in Texas

Listings
117
37 chain locations (32%)
Official establishments
74
−1.3% since 2019
Household spending a year
$216.2M
On vehicle insurance · $2,373 a household
Spending per listing
$1.8M
47% above the U.S.
Listings per 10k households
12.8
18% below the U.S.
Population, 2025
249,088
+6.2% since 2020

See the insurance agencies around any address in Brazos County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Brazos County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Map listings as of September 2026 show 117 insurance agencies in Brazos County. 37 of them (32%) are chain locations, against 21% across the U.S. That is 12.8 per 10,000 households, 18% below the U.S. rate of 15.6.

Household spending on vehicle insurance in Brazos County comes to about $216.2M a year: $2,373 per household, 21% above the U.S. average. That is about $1.8M of household spending for each agency on map listings, 47% above the U.S. figure of $1.3M.

The official count of businesses with payroll classed as insurance agencies and brokerages in Brazos County was 74 in 2023, down 1.3% from 2019. That is one for every 1,231 households, against one for every 966 across the U.S. Since fiscal 2022, 3 SBA-backed loans worth $982K have gone to businesses classed as insurance agencies and brokerages in Brazos County.

Population estimates put the population change in Brazos County from 2020 to 2025 at +6.2%, faster than the U.S. (+3.1%). Brazos County scores 69 (upper middle) on the Groundwork market score for insurance agencies, ranking #506 of 2,272 scored counties and #47 of 156 scored counties in Texas. That puts it in the top quarter of counties.

How Brazos County compares

The same measures for Texas and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Brazos County, TX compared with Texas and the U.S.
MeasureBrazos CountyTexasU.S.
Listings per 10k households12.820.315.6
Spending per listing$1.8M$1.2M$1.3M
Households per official establishment1,231900966
Official establishment growth, 2019–2023−1.3%+4.2%−1.0%
Population growth, 2020–2025+6.2%+8.5%+3.1%
Spending per household on vehicle insurance$2,373$2,466$1,957
Median household income$58,553$78,476$80,734
Groundwork market score6958

Official counts and lending

Businesses

Official establishments, 2019 to 2023
75 → 74−1.3% over the period
Employees, 2023
576
Annual payroll, 2023
$41.8M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
11737 chain locations
Listings at the U.S. rate for this spending
172The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
3
Amount
$982K

SBA-backed loans to businesses classed as insurance agencies and brokerages in Brazos County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Brazos County

Population, 2025 estimate
249,088+6.2% since 2020
Households
91,087
Median age
31.6
Homes lived in by their owners
47%
Vehicles per household
1.8
Land area
586 sq. mi.
People per square mile
413
Median household income
$58,553+19.1% vs. 2015–2019, before inflation
Average household income
$88,892
Median home value
$296,000
Jobs located here
119,110
Daytime population
263,107Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Brazos County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Brazos County. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Texas

Every Texas market ranked →

The highest-scoring counties in Texas for insurance agencies, numbered among those based in Texas, with Brazos County marked.

Top counties in Texas

Counties in Texas ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Waller County, TX96116.0$4.8M+21.9%#7 of 2,272
2Bandera County, TX9577.6$3.7M+9.0%#18 of 2,272
3Chambers County, TX931911.0$2.5M+22.6%#29 of 2,272
4Grimes County, TX9287.8$3.5M+16.3%#31 of 2,272
5Caldwell County, TX92169.6$2.9M+20.0%#37 of 2,272
6Bastrop County, TX924010.8$2.6M+21.3%#39 of 2,272
7Blanco County, TX89611.6$2.4M+18.6%#77 of 2,272
8Coryell County, TX84207.4$3.4M+3.0%#138 of 2,272
9Wilson County, TX832212.1$2.5M+12.2%#165 of 2,272
10Guadalupe County, TX837611.6$2.4M+15.8%#168 of 2,272
47Brazos County, TX6911712.8$1.8M+6.2%#506 of 2,272

Other business types in Brazos County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Brazos County, TX?

There are 117 insurance agencies on map listings in Brazos County as of September 2026. 37 of them (32%) are chain locations. The listings count insurance agencies. Official counts show 74 businesses with payroll classed as insurance agencies and brokerages in 2023, down 1.3% from 2019.

How much do households in Brazos County, TX spend on vehicle insurance?

About $216.2M a year, or $2,373 per household. That is 21% above the U.S. average (an index of 121, where 100 is the U.S. average). Spread across the 117 insurance agencies on map listings, it comes to $1.8M per agency. It is estimated from the incomes of the 91,087 households in Brazos County and national spending patterns by income.

How does Brazos County, TX compare with the U.S. for insurance agencies?

Brazos County has 12.8 insurance agencies per 10,000 households, 18% below the U.S. rate of 15.6. Spending per agency is $1.8M, 47% above the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Brazos County would have about 172, against 117 on map listings. There is one business with payroll in the industry for every 1,231 households, against one for every 966 across the U.S. The official count fell 1.3% from 2019 to 2023, against −1.0% for the U.S.

How fast is Brazos County, TX growing?

Population estimates put Brazos County at 249,088 people in 2025, up 6.2% since 2020, faster than the U.S. (+3.1%). It has 91,087 households. The median household income in Brazos County is $58,553 a year, 27% below the U.S. median of $80,734. That rose 19.1% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Brazos County scores 69 for insurance agencies (upper middle), #506 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Brazos County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Brazos County

Screening a site or an acquisition in Brazos County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Brazos County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.