Groundwork

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Insurance agencies in Potter County, TX

The insurance agencies in Potter County, TX, the household spending behind them and how the market ranks against other counties.

Groundwork market score · out of 100

Score 20 out of 100: Low

Ranked #2,077 of 2,272 scored counties
#155 of 156 scored counties in Texas

Listings
120
31 chain locations (26%)
Official establishments
65
−5.8% since 2019
Household spending a year
$99.8M
On vehicle insurance · $2,344 a household
Spending per listing
$832K
34% below the U.S.
Listings per 10k households
28.2
81% above the U.S.
Population, 2025
114,453
−3.3% since 2020

See the insurance agencies around any address in Potter County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Potter County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Potter County scores 20 (low) on the Groundwork market score for insurance agencies, ranking #2,077 of 2,272 scored counties and #155 of 156 scored counties in Texas. That puts it in the bottom quarter of counties.

As of September 2026, map listings count 120 insurance agencies in Potter County. Chain locations make up 26% of them, against 21% across the U.S. Per 10,000 households, that is 28.2, 81% above the U.S. rate of 15.6.

At $2,344 per household (20% above the U.S. average), households in Potter County spend about $99.8M a year on vehicle insurance. Spread across 120 insurance agencies, that is $832K per agency, 34% below the U.S. figure of $1.3M.

The official count of businesses with payroll classed as insurance agencies and brokerages in Potter County was 65 in 2023, down 5.8% from 2019. That is one for every 655 households, against one for every 966 across the U.S. Population estimates put the population change in Potter County from 2020 to 2025 at −3.3%, against +3.1% for the U.S.

How Potter County compares

The same measures for Texas and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Potter County, TX compared with Texas and the U.S.
MeasurePotter CountyTexasU.S.
Listings per 10k households28.220.315.6
Spending per listing$832K$1.2M$1.3M
Households per official establishment655900966
Official establishment growth, 2019–2023−5.8%+4.2%−1.0%
Population growth, 2020–2025−3.3%+8.5%+3.1%
Spending per household on vehicle insurance$2,344$2,466$1,957
Median household income$53,249$78,476$80,734
Groundwork market score2058

Official counts and lending

Businesses

Official establishments, 2019 to 2023
69 → 65−5.8% over the period
Employees, 2023
508
Annual payroll, 2023
$47.5M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
12031 chain locations
Listings at the U.S. rate for this spending
80The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in Potter County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Potter County

Population, 2025 estimate
114,453−3.3% since 2020
Households
42,581
Median age
35.1
Homes lived in by their owners
57%
Vehicles per household
1.8
Land area
908 sq. mi.
People per square mile
128
Median household income
$53,249+25.2% vs. 2015–2019, before inflation
Average household income
$76,135
Median home value
$147,300
Jobs located here
77,655
Daytime population
144,565Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Potter County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Potter County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Insurance agencies across Texas

Every Texas market ranked →

The highest-scoring counties in Texas for insurance agencies, numbered among those based in Texas, with Potter County marked.

Top counties in Texas

Counties in Texas ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Waller County, TX96116.0$4.8M+21.9%#7 of 2,272
2Bandera County, TX9577.6$3.7M+9.0%#18 of 2,272
3Chambers County, TX931911.0$2.5M+22.6%#29 of 2,272
4Grimes County, TX9287.8$3.5M+16.3%#31 of 2,272
5Caldwell County, TX92169.6$2.9M+20.0%#37 of 2,272
6Bastrop County, TX924010.8$2.6M+21.3%#39 of 2,272
7Blanco County, TX89611.6$2.4M+18.6%#77 of 2,272
8Coryell County, TX84207.4$3.4M+3.0%#138 of 2,272
9Wilson County, TX832212.1$2.5M+12.2%#165 of 2,272
10Guadalupe County, TX837611.6$2.4M+15.8%#168 of 2,272
155Potter County, TX2012028.2$832K−3.3%#2,077 of 2,272

Other business types in Potter County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Potter County, TX?

Potter County has 120 insurance agencies on map listings as of September 2026. 31 of them (26%) are chain locations. The listings count insurance agencies. Official counts show 65 businesses with payroll classed as insurance agencies and brokerages in 2023, down 5.8% from 2019.

How much do households in Potter County, TX spend on vehicle insurance?

About $99.8M a year, or $2,344 per household. That is 20% above the U.S. average (an index of 120, where 100 is the U.S. average). Spread across the 120 insurance agencies on map listings, it comes to $832K per agency. It is estimated from the incomes of the 42,581 households in Potter County and national spending patterns by income.

How does Potter County, TX compare with the U.S. for insurance agencies?

Potter County has 28.2 insurance agencies per 10,000 households, 81% above the U.S. rate of 15.6. Spending per agency is $832K, 34% below the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Potter County would have about 80, against 120 on map listings. There is one business with payroll in the industry for every 655 households, against one for every 966 across the U.S. The official count fell 5.8% from 2019 to 2023, against −1.0% for the U.S.

How fast is Potter County, TX growing?

Population estimates put Potter County at 114,453 people in 2025, down 3.3% since 2020, against +3.1% for the U.S. It has 42,581 households. The median household income in Potter County is $53,249 a year, 34% below the U.S. median of $80,734. That rose 25.2% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Potter County scores 20 for insurance agencies (low), #2,077 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Potter County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Potter County

Screening a site or an acquisition in Potter County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Potter County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.