Auto · County · Texas
Insurance agencies in Cottle County, TX
How Cottle County, TX compares with other counties and the U.S. for insurance agencies: competitors, household spending, official counts and growth.
Groundwork market score
Not scored
Counties under 10,000 people aren’t scored, since a few businesses can swing their figures.
- Listings
- 2
- 2 chain locations (100%)
- Official establishments
- n/a
- Fewer than 3, or not published
- Household spending a year
- $1.4M
- On vehicle insurance · $2,507 a household
- Spending per listing
- $723K
- Too few listings to compare
- Listings per 10k households
- 34.7
- Too few listings to compare
- Population, 2025
- 1,224
- −10.4% since 2020
See the insurance agencies around any address in Cottle County
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Cottle County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Households in Cottle County spend about $1.4M a year on vehicle insurance, or $2,507 per household, 28% above the U.S. average. That works out to $723K per agency.
There are 2 insurance agencies on map listings in Cottle County as of September 2026. That is 34.7 per 10,000 households.
Official counts don’t publish a figure for insurance agencies and brokerages in Cottle County, since they leave out counts under 3.
Population estimates put the population change in Cottle County from 2020 to 2025 at −10.4%, against +3.1% for the U.S. Counties under 10,000 people aren’t given a market score, since a few businesses can swing their figures.
How Cottle County compares
The same measures for Texas and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Cottle County | Texas | U.S. |
|---|---|---|---|
| Listings per 10k households | 34.7 | 20.3 | 15.6 |
| Spending per listing | $723K | $1.2M | $1.3M |
| Households per official establishment | n/a | 900 | 966 |
| Official establishment growth, 2019–2023 | n/a | +4.2% | −1.0% |
| Population growth, 2020–2025 | −10.4% | +8.5% | +3.1% |
| Spending per household on vehicle insurance | $2,507 | $2,466 | $1,957 |
| Median household income | $59,063 | $78,476 | $80,734 |
| Groundwork market score | Not scored | 58 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- n/a
- Employees, 2023
- n/a
- Annual payroll, 2023
- n/a
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 22 chain locations
- Listings at the U.S. rate for this spending
- 1The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as insurance agencies and brokerages in Cottle County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Cottle County
- Population, 2025 estimate
- 1,224−10.4% since 2020
- Households
- 577
- Median age
- 46.4
- Homes lived in by their owners
- 83%
- Vehicles per household
- 1.8
- Land area
- 901 sq. mi.
- People per square mile
- 2
- Median household income
- $59,063
- Average household income
- $78,755
- Median home value
- $59,300
- Jobs located here
- 187
- Daytime population
- 1,179Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Cottle County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of Cottle County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across Texas
Every Texas market ranked →The highest-scoring counties in Texas for insurance agencies, numbered among those based in Texas, with Cottle County marked.
Top counties in Texas
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Waller County, TX | 96 | 11 | 6.0 | $4.8M | +21.9% | #7 of 2,272 |
| 2Bandera County, TX | 95 | 7 | 7.6 | $3.7M | +9.0% | #18 of 2,272 |
| 3Chambers County, TX | 93 | 19 | 11.0 | $2.5M | +22.6% | #29 of 2,272 |
| 4Grimes County, TX | 92 | 8 | 7.8 | $3.5M | +16.3% | #31 of 2,272 |
| 5Caldwell County, TX | 92 | 16 | 9.6 | $2.9M | +20.0% | #37 of 2,272 |
| 6Bastrop County, TX | 92 | 40 | 10.8 | $2.6M | +21.3% | #39 of 2,272 |
| 7Blanco County, TX | 89 | 6 | 11.6 | $2.4M | +18.6% | #77 of 2,272 |
| 8Coryell County, TX | 84 | 20 | 7.4 | $3.4M | +3.0% | #138 of 2,272 |
| 9Wilson County, TX | 83 | 22 | 12.1 | $2.5M | +12.2% | #165 of 2,272 |
| 10Guadalupe County, TX | 83 | 76 | 11.6 | $2.4M | +15.8% | #168 of 2,272 |
| Cottle County, TX | Not scored | 2 | 34.7 | $723K | −10.4% |
Other business types in Cottle County
None has a Groundwork market score here. Counties under 10,000 people aren’t scored, since a few businesses can swing their figures.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in Cottle County, TX?
As of September 2026, map listings count 2 insurance agencies in Cottle County. The listings count insurance agencies. No official count is published for insurance agencies and brokerages in Cottle County: counts under 3 are left out.
How much do households in Cottle County, TX spend on vehicle insurance?
About $1.4M a year, or $2,507 per household. That is 28% above the U.S. average (an index of 128, where 100 is the U.S. average). Spread across the 2 insurance agencies on map listings, it comes to $723K per agency. It is estimated from the incomes of the 577 households in Cottle County and national spending patterns by income.
How does Cottle County, TX compare with the U.S. for insurance agencies?
Cottle County has 2 insurance agencies on map listings, too few for a steady comparison with the U.S. rate. At the U.S. ratio of insurance agencies to household spending, Cottle County would have about 1, against 2 on map listings.
How fast is Cottle County, TX growing?
Population estimates put Cottle County at 1,224 people in 2025, down 10.4% since 2020, against +3.1% for the U.S. It has 577 households. Median household income in Cottle County is $59,063, 27% below the U.S. median of $80,734.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The score leaves out counties under 10,000 people, where a handful of businesses would swing it.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Cottle County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in Cottle County
Screening a site or an acquisition in Cottle County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Cottle County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.