Groundwork

Auto · Metro area · Texas

Insurance agencies in the McAllen-Edinburg-Mission, TX metro area

Competitor counts, household spending and official business counts for insurance agencies in the McAllen-Edinburg-Mission, TX metro area, set against other metro areas and the U.S.

Groundwork market score · out of 100

Score 39 out of 100: Lower middle

Ranked #258 of 387 scored metro areas
#18 of 26 scored metro areas based in Texas

Listings
699
241 chain locations (34%)
Official establishments
345
+13.5% since 2019
Household spending a year
$663.9M
On vehicle insurance · $2,457 a household
Spending per listing
$950K
24% below the U.S.
Listings per 10k households
25.9
66% above the U.S.
Population, 2025
921,549
+5.6% since 2020

See the insurance agencies around any address in the McAllen-Edinburg-Mission metro area

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the McAllen-Edinburg-Mission metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Map listings as of September 2026 show 699 insurance agencies in the McAllen-Edinburg-Mission metro area. Of those, 241 are chain locations, or 34%, against 21% across the U.S. Per 10,000 households, that is 25.9, 66% above the U.S. rate of 15.6.

At $2,457 per household (26% above the U.S. average), households in the McAllen-Edinburg-Mission metro area spend about $663.9M a year on vehicle insurance. That is about $950K of household spending for each agency on map listings, 24% below the U.S. figure of $1.3M.

The official count of businesses with payroll classed as insurance agencies and brokerages in the McAllen-Edinburg-Mission metro area was 345 in 2023, up 13.5% from 2019. That is one for every 783 households, against one for every 966 across the U.S. Since fiscal 2022, 4 SBA-backed loans worth $214K have gone to businesses classed as insurance agencies and brokerages in the McAllen-Edinburg-Mission metro area.

Between 2020 and 2025, the population of the McAllen-Edinburg-Mission metro area grew 5.6%, faster than the U.S. (+3.1%). The Groundwork market score for insurance agencies in the McAllen-Edinburg-Mission metro area is 39 (lower middle), #258 of 387 scored metro areas and #18 of 26 scored metro areas based in Texas.

How the McAllen-Edinburg-Mission metro area compares

The same measures for Texas and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in McAllen-Edinburg-Mission, TX metro area compared with Texas and the U.S.
MeasureMcAllen-Edinburg-Mission metro areaTexasU.S.
Listings per 10k households25.920.315.6
Spending per listing$950K$1.2M$1.3M
Households per official establishment783900966
Official establishment growth, 2019–2023+13.5%+4.2%−1.0%
Population growth, 2020–2025+5.6%+8.5%+3.1%
Spending per household on vehicle insurance$2,457$2,466$1,957
Median household income$54,338$78,476$80,734
Groundwork market score3958

Official counts and lending

Businesses

Official establishments, 2019 to 2023
345+13.5% over the period
Employees, 2023
1,419
Annual payroll, 2023
$63.4M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
699241 chain locations
Listings at the U.S. rate for this spending
529The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
4
Amount
$214K

SBA-backed loans to businesses classed as insurance agencies and brokerages in the McAllen-Edinburg-Mission metro area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the McAllen-Edinburg-Mission metro area

Population, 2025 estimate
921,549+5.6% since 2020
Households
270,210
Median age
31.5
Homes lived in by their owners
67%
Vehicles per household
1.9
Land area
1,571 sq. mi.
People per square mile
568
Median household income
$54,338+35.8% vs. 2015–2019, before inflation
Average household income
$74,309
Median home value
$140,900
Jobs located here
292,679
Daytime population
862,027Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the McAllen-Edinburg-Mission metro area?

These figures cover the whole metro area. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

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Insurance agencies across Texas

Every Texas market ranked →

The highest-scoring metro areas in Texas for insurance agencies, numbered among those based in Texas, with the McAllen-Edinburg-Mission metro area marked.

Top metro areas in Texas

Metro areas in Texas ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Killeen-Temple, TX8821211.9$2.1M+7.2%#11 of 387
2College Station-Bryan, TX7913713.0$1.9M+6.9%#41 of 387
3Midland, TX6911616.7$1.5M+9.8%#88 of 387
4Sherman-Denison, TX6810118.3$1.4M+12.8%#94 of 387
5Austin-Round Rock-San Marcos, TX681,67917.0$1.4M+14.0%#95 of 387
6Odessa, TX5911217.3$1.4M+5.0%#134 of 387
7San Antonio-New Braunfels, TX581,88819.5$1.3M+9.5%#142 of 387
8Houston-Pasadena-The Woodlands, TX565,39520.3$1.2M+10.3%#158 of 387
9Dallas-Fort Worth-Arlington, TX536,33521.9$1.1M+10.6%#174 of 387
10Longview, TX4822320.6$1.2M+3.8%#197 of 387
18McAllen-Edinburg-Mission, TX3969925.9$950K+5.6%#258 of 387

Other business types in the McAllen-Edinburg-Mission metro area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in the McAllen-Edinburg-Mission, TX metro area?

There are 699 insurance agencies on map listings in the McAllen-Edinburg-Mission metro area as of September 2026. 241 of them (34%) are chain locations. The listings count insurance agencies. Official counts show 345 businesses with payroll classed as insurance agencies and brokerages in 2023, up 13.5% from 2019.

How much do households in the McAllen-Edinburg-Mission, TX metro area spend on vehicle insurance?

About $663.9M a year, or $2,457 per household. That is 26% above the U.S. average (an index of 126, where 100 is the U.S. average). Spread across the 699 insurance agencies on map listings, it comes to $950K per agency. It is estimated from the incomes of the 270,210 households in the McAllen-Edinburg-Mission metro area and national spending patterns by income.

How does the McAllen-Edinburg-Mission, TX metro area compare with the U.S. for insurance agencies?

The McAllen-Edinburg-Mission metro area has 25.9 insurance agencies per 10,000 households, 66% above the U.S. rate of 15.6. Spending per agency is $950K, 24% below the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, the McAllen-Edinburg-Mission metro area would have about 529, against 699 on map listings. There is one business with payroll in the industry for every 783 households, against one for every 966 across the U.S. The official count rose 13.5% from 2019 to 2023, against −1.0% for the U.S.

How fast is the McAllen-Edinburg-Mission, TX metro area growing?

Population estimates put the McAllen-Edinburg-Mission metro area at 921,549 people in 2025, up 5.6% since 2020, faster than the U.S. (+3.1%). It has 270,210 households. The median household income in the McAllen-Edinburg-Mission metro area is $54,338 a year, 33% below the U.S. median of $80,734. That rose 35.8% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The McAllen-Edinburg-Mission metro area scores 39 for insurance agencies (lower middle), #258 of 387 scored metro areas.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the McAllen-Edinburg-Mission metro area. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in the McAllen-Edinburg-Mission metro area

Screening a site or an acquisition in the McAllen-Edinburg-Mission metro area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the McAllen-Edinburg-Mission metro area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.