Groundwork

Market rankings · Nebraska

Insurance agencies in Nebraska

Every metro area, small-town market and county in Nebraska, ranked by the Groundwork market score for insurance agencies, with competitor counts and household spending for each.

Listings
1,626
305 chain locations (19%)
Official establishments
1,545
+0.1% since 2019
Household spending a year
$1.4B
On vehicle insurance
Listings per 10k households
20.4
31% above the U.S.
Spending per listing
$859K
32% below the U.S.
Rank among states
#47 of 51
Market score 22 · Low

A site report maps the insurance agencies on map listings around any address in Nebraska by name and distance, and the spending within reach.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Nebraska has 1,626 insurance agencies on map listings as of September 2026. 305 of them (19%) are chain locations, against 21% across the U.S. Per 10,000 households, that is 20.4, 31% above the U.S. rate of 15.6.

At $1,750 per household (11% below the U.S. average), households in Nebraska spend about $1.4B a year on vehicle insurance. That is about $859K of household spending for each agency on map listings, 32% below the U.S. figure of $1.3M.

Official counts show 1,545 businesses with payroll classed as insurance agencies and brokerages in Nebraska in 2023, up 0.1% from 2019. That is one for every 516 households, against one for every 966 across the U.S. Across the U.S., the count fell 1.0% over the same years. Since fiscal 2022, 23 SBA-backed loans worth $8.7M have gone to businesses classed as insurance agencies and brokerages in Nebraska.

Among the 50 states and DC, Nebraska ranks #47 for insurance agencies, with a Groundwork market score of 22 (low). Of the 4 scored metro areas in or partly in Nebraska, the Omaha metro area scores highest (22). Of the 9 scored small-town markets in or partly in Nebraska, the Columbus area scores highest (35).

Every market in Nebraska for insurance agencies

Download the ranking (CSV)

Numbered by Groundwork market score among the markets based in Nebraska, highest first; the U.S. rank compares each market with every other of its kind. A metro area that crosses a state line is listed in each state it reaches, and numbered only in the state its page is under. How the score works.

Metro areas

Metro areas reaching Nebraska, ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Omaha, NE-IA2274319.1$867K+4.2%#356 of 387
2Lincoln, NE2125518.1$912K+3.3%#362 of 387
3Grand Island, NE186421.1$861K+1.5%#371 of 387
Sioux City, IA-NE-SD1711821.3$834K+1.0%#375 of 387

Small-town markets

Small-town markets reaching Nebraska, ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Columbus, NE353017.3$1.1M+3.8%#400 of 537
2Lexington, NE331717.0$1.2M+1.1%#419 of 537
3Beatrice, NE281718.2$1M+0.2%#444 of 537
4Fremont, NE273623.7$779K+2.6%#454 of 537
5Kearney, NE255423.7$789K+1.9%#467 of 537
6Hastings, NE214124.0$792K−0.2%#482 of 537
7Norfolk, NE205126.0$693K+1.1%#490 of 537
8Scottsbluff, NE173019.5$898K−1.2%#508 of 537
9North Platte, NE173724.4$754K−3.6%#509 of 537

Counties

Counties in Nebraska, ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Sarpy County, NE518311.2$1.6M+9.0%#1,069 of 2,272
2Saunders County, NE491011.2$1.8M+6.0%#1,129 of 2,272
3Otoe County, NE42812.5$1.6M+3.9%#1,383 of 2,272
4Cass County, NE371816.6$1.2M+3.9%#1,573 of 2,272
5Dakota County, NE371418.8$989K+0.7%#1,587 of 2,272
6Saline County, NE35917.5$1.3M+1.9%#1,638 of 2,272
7Seward County, NE301217.7$1.1M+2.3%#1,807 of 2,272
8Washington County, NE291619.0$1.1M+1.8%#1,839 of 2,272
9Dawson County, NE281718.6$1.1M+1.5%#1,867 of 2,272
10Platte County, NE282619.0$981K+3.9%#1,871 of 2,272
11Gage County, NE241718.2$1M+0.2%#1,974 of 2,272
12Lancaster County, NE2324318.1$901K+3.4%#2,009 of 2,272
13Dodge County, NE233623.7$779K+2.6%#2,021 of 2,272
14York County, NE211628.0$651K+3.3%#2,064 of 2,272
15Box Butte County, NE20817.8$1.1M−3.0%#2,070 of 2,272
16Custer County, NE191226.7$781K0.0%#2,104 of 2,272
17Buffalo County, NE194924.5$745K+1.9%#2,107 of 2,272
18Adams County, NE172720.6$890K−0.3%#2,132 of 2,272
19Hall County, NE175422.0$790K+1.4%#2,140 of 2,272
20Holt County, NE171229.6$707K−0.3%#2,147 of 2,272
21Douglas County, NE1754322.8$677K+3.6%#2,150 of 2,272
22Lincoln County, NE153724.8$735K−3.6%#2,178 of 2,272
23Madison County, NE144430.4$550K+1.6%#2,200 of 2,272
24Scotts Bluff County, NE133019.9$873K−1.3%#2,207 of 2,272
25Red Willow County, NE91022.2$799K−3.5%#2,250 of 2,272
Show all 93 counties
Counties in Nebraska, ranked for insurance agencies by Groundwork market score, continued
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
Colfax County, NENot scored410.8$1.9M+3.6%
Wayne County, NENot scored513.3$1.5M+3.3%
Cheyenne County, NENot scored920.2$919K+0.4%
Hamilton County, NENot scored616.5$1.3M+2.9%
Phelps County, NENot scored923.0$820K+0.2%
Cuming County, NENot scored718.4$1M−2.1%
Butler County, NENot scored38.5$2.5M+1.8%
Knox County, NENot scored720.5$980K−0.5%
Cedar County, NENot scored823.2$909K0.0%
Keith County, NENot scored1537.0$488K−2.7%
Dawes County, NENot scored823.2$833K−3.7%
Richardson County, NENot scored616.9$1.1M−4.2%
Merrick County, NENot scored618.7$1.2M+3.3%
Pierce County, NENot scored724.6$902K+0.5%
Jefferson County, NENot scored515.9$1.1M−2.6%
Nemaha County, NENot scored621.1$906K+0.2%
Burt County, NENot scored723.9$770K−0.6%
Kearney County, NENot scored517.8$1.2M+1.5%
Thurston County, NENot scored15.0$3.7M−0.1%
Howard County, NENot scored416.0$1.3M+0.8%
Antelope County, NENot scored1141.7$503K+1.0%
Clay County, NENot scored1248.2$427K+1.1%
Stanton County, NENot scored00.0n/a−1.4%
Dixon County, NENot scored29.1$2.4M+0.4%
Fillmore County, NENot scored938.2$551K−2.0%
Cherry County, NENot scored731.3$610K+1.9%
Boone County, NENot scored1150.2$410K−0.1%
Johnson County, NENot scored317.6$1.1M−1.4%
Polk County, NENot scored1047.3$446K+1.1%
Sheridan County, NENot scored314.2$1.4M−5.7%
Thayer County, NENot scored628.7$686K−3.6%
Furnas County, NENot scored629.9$695K−2.2%
Morrill County, NENot scored736.5$529K−3.3%
Nuckolls County, NENot scored631.3$684K+0.2%
Valley County, NENot scored950.1$401K+0.9%
Chase County, NENot scored854.2$358K−4.4%
Webster County, NENot scored213.4$1.7M−1.6%
Nance County, NENot scored17.5$2.9M−3.0%
Kimball County, NENot scored533.6$533K−0.5%
Sherman County, NENot scored17.5$2.9M−1.2%
Brown County, NENot scored539.2$465K−2.6%
Harlan County, NENot scored216.7$1.3M−1.9%
Franklin County, NENot scored323.2$906K−3.1%
Perkins County, NENot scored18.4$2.5M−0.3%
Frontier County, NENot scored327.9$756K+6.0%
Hitchcock County, NENot scored00.0n/a−5.9%
Pawnee County, NENot scored00.0n/a−1.0%
Greeley County, NENot scored00.0n/a−1.3%
Gosper County, NENot scored00.0n/a−4.8%
Deuel County, NENot scored223.9$912K+1.6%
Garden County, NENot scored223.3$779K−4.5%
Dundy County, NENot scored225.7$842K−5.2%
Garfield County, NENot scored342.8$493K−5.4%
Boyd County, NENot scored113.4$1.8M−7.5%
Rock County, NENot scored00.0n/a−0.7%
Sioux County, NENot scored00.0n/a+3.7%
Wheeler County, NENot scored127.9$850K+2.1%
Hayes County, NENot scored126.5$864K−3.2%
Keya Paha County, NENot scored00.0n/a+4.2%
Logan County, NENot scored00.0n/a−6.0%
Banner County, NENot scored00.0n/a+1.0%
Hooker County, NENot scored130.6$642K−2.8%
Grant County, NENot scored00.0n/a−8.3%
Loup County, NENot scored00.0n/a−6.1%
Thomas County, NENot scored132.9$632K−4.8%
Arthur County, NENot scored00.0n/a−7.9%
McPherson County, NENot scored00.0n/a−6.8%
Blaine County, NENot scored00.0n/a+6.8%

Markets with fewer than 5 insurance agencies on map listings, and counties under 10,000 people, aren’t scored; they’re listed last in each table.

Questions

How many insurance agencies are in Nebraska?

Map listings as of September 2026 show 1,626 insurance agencies in Nebraska. 305 of them (19%) are chain locations. The listings count insurance agencies. Official counts show 1,545 businesses with payroll classed as insurance agencies and brokerages in 2023, up 0.1% from 2019.

How much do households in Nebraska spend on vehicle insurance?

About $1.4B a year, or $1,750 per household. That is 11% below the U.S. average (an index of 89, where 100 is the U.S. average). Spread across the 1,626 insurance agencies on map listings, it comes to $859K per agency. It is estimated from the incomes of the 797,847 households in Nebraska and national spending patterns by income.

How does Nebraska compare with the U.S. for insurance agencies?

Nebraska has 20.4 insurance agencies per 10,000 households, 31% above the U.S. rate of 15.6. Spending per agency is $859K, 32% below the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Nebraska would have about 1,112, against 1,626 on map listings. There is one business with payroll in the industry for every 516 households, against one for every 966 across the U.S. The official count rose 0.1% from 2019 to 2023, against −1.0% for the U.S.

Which market in Nebraska has the highest market score for insurance agencies?

Among 4 scored metro areas in or partly in Nebraska, the Omaha metro area scores highest, at 22 (low). Among 9 scored small-town markets in or partly in Nebraska, the Columbus area scores highest, at 35 (lower middle). Among 25 scored counties in Nebraska, Sarpy County scores highest, at 51 (upper middle). Scores compare each market with others of its kind across the U.S.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Nebraska scores 22 for insurance agencies (low), #47 of the 50 states and DC.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Nebraska. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

Insurance agencies in other states

All 51 states

Top markets for insurance agencies across the U.S. · All business types in Nebraska

Screening a site or an acquisition in Nebraska?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.