Groundwork

Market rankings · Delaware

Insurance agencies in Delaware

Markets across Delaware ranked by the Groundwork market score for insurance agencies, with competitor counts and household spending for each.

Listings
427
83 chain locations (19%)
Official establishments
315
+4.0% since 2019
Household spending a year
$972.7M
On vehicle insurance
Listings per 10k households
10.6
32% below the U.S.
Spending per listing
$2.3M
81% above the U.S.
Rank among states
#1 of 51
Market score 88 · High

A site report maps the insurance agencies on map listings around any address in Delaware by name and distance, and the spending within reach.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Map listings as of September 2026 show 427 insurance agencies in Delaware. 83 of them (19%) are chain locations, against 21% across the U.S. That is 10.6 per 10,000 households, 32% below the U.S. rate of 15.6.

At $2,419 per household (24% above the U.S. average), households in Delaware spend about $972.7M a year on vehicle insurance. That works out to $2.3M per agency, 81% above the U.S. figure of $1.3M.

The official count of businesses with payroll classed as insurance agencies and brokerages in Delaware was 315 in 2023, up 4.0% from 2019. That is one for every 1,276 households, against one for every 966 across the U.S. Across the U.S., the count fell 1.0% over the same years. Since fiscal 2022, 13 SBA-backed loans worth $5.5M have gone to businesses classed as insurance agencies and brokerages in Delaware.

Among the 50 states and DC, Delaware ranks #1 for insurance agencies, with a Groundwork market score of 88 (high). Of the 2 scored metro areas in or partly in Delaware, the Dover metro area scores highest (88). The one scored small-town market in or partly in Delaware, the Seaford area, scores 95.

Every market in Delaware for insurance agencies

Download the ranking (CSV)

Numbered by Groundwork market score among the markets based in Delaware, highest first; the U.S. rank compares each market with every other of its kind. A metro area that crosses a state line is listed in each state it reaches, and numbered only in the state its page is under. How the score works.

Metro areas

Metro areas reaching Delaware, ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Dover, DE888011.2$2.3M+6.8%#9 of 387
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD323,36113.6$1.1M+1.4%#298 of 387

Small-town markets

Small-town markets reaching Delaware, ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Seaford, DE95767.1$3.6M+16.1%#3 of 537

Counties

Counties in Delaware, ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Sussex County, DE91767.1$3.6M+16.1%#44 of 2,272
2Kent County, DE788011.2$2.3M+6.8%#269 of 2,272
3New Castle County, DE6427112.1$1.9M+3.0%#658 of 2,272

Questions

How many insurance agencies are in Delaware?

There are 427 insurance agencies on map listings in Delaware as of September 2026. 83 of them (19%) are chain locations. The listings count insurance agencies. Official counts show 315 businesses with payroll classed as insurance agencies and brokerages in 2023, up 4.0% from 2019.

How much do households in Delaware spend on vehicle insurance?

About $972.7M a year, or $2,419 per household. That is 24% above the U.S. average (an index of 124, where 100 is the U.S. average). Spread across the 427 insurance agencies on map listings, it comes to $2.3M per agency. It is estimated from the incomes of the 402,038 households in Delaware and national spending patterns by income.

How does Delaware compare with the U.S. for insurance agencies?

Delaware has 10.6 insurance agencies per 10,000 households, 32% below the U.S. rate of 15.6. Spending per agency is $2.3M, 81% above the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Delaware would have about 775, against 427 on map listings. There is one business with payroll in the industry for every 1,276 households, against one for every 966 across the U.S. The official count rose 4.0% from 2019 to 2023, against −1.0% for the U.S.

Which market in Delaware has the highest market score for insurance agencies?

Among 2 scored metro areas in or partly in Delaware, the Dover metro area scores highest, at 88 (high). The one scored small-town market in or partly in Delaware is the Seaford area, at 95 (very high). Among 3 scored counties in Delaware, Sussex County scores highest, at 91 (very high). Scores compare each market with others of its kind across the U.S.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Delaware scores 88 for insurance agencies (high), #1 of the 50 states and DC.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Delaware. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

Insurance agencies in other states

All 51 states

Top markets for insurance agencies across the U.S. · All business types in Delaware

Screening a site or an acquisition in Delaware?

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This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.