Groundwork

Market rankings · Vermont

Insurance agencies in Vermont

Markets across Vermont ranked by the Groundwork market score for insurance agencies, with competitor counts and household spending for each.

Listings
267
49 chain locations (18%)
Official establishments
208
−11.5% since 2019
Household spending a year
$429.2M
On vehicle insurance
Listings per 10k households
9.8
37% below the U.S.
Spending per listing
$1.6M
28% above the U.S.
Rank among states
#21 of 51
Market score 56 · Upper middle

A site report maps the insurance agencies on map listings around any address in Vermont by name and distance, and the spending within reach.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Map listings as of September 2026 show 267 insurance agencies in Vermont. Of those, 49 are chain locations, or 18%, against 21% across the U.S. That is 9.8 per 10,000 households, 37% below the U.S. rate of 15.6.

Household spending on vehicle insurance in Vermont comes to about $429.2M a year: $1,570 per household, 20% below the U.S. average. That is about $1.6M of household spending for each agency on map listings, 28% above the U.S. figure of $1.3M.

In 2023, official counts showed 208 businesses with payroll in Vermont classed as insurance agencies and brokerages, down 11.5% from 2019. That is one for every 1,315 households, against one for every 966 across the U.S. Across the U.S., the count fell 1.0% over the same years. Since fiscal 2022, 1 SBA-backed loan worth $40K has gone to businesses classed as insurance agencies and brokerages in Vermont.

Among the 50 states and DC, Vermont ranks #21 for insurance agencies, with a Groundwork market score of 56 (upper middle). The one scored metro area in or partly in Vermont, the Burlington-South Burlington metro area, scores 46. Of the 5 scored small-town markets in or partly in Vermont, the Lebanon-Claremont area scores highest (61).

Every market in Vermont for insurance agencies

Download the ranking (CSV)

Numbered by Groundwork market score among the markets based in Vermont, highest first; the U.S. rank compares each market with every other of its kind. A metro area that crosses a state line is listed in each state it reaches, and numbered only in the state its page is under. How the score works.

Metro areas

Metro areas reaching Vermont, ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Burlington-South Burlington, VT4610911.5$1.3M+0.9%#210 of 387

Small-town markets

Small-town markets reaching Vermont, ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
Lebanon-Claremont, NH-VT61768.3$2M+1.5%#174 of 537
1Brattleboro, VT57157.6$2M−1.4%#203 of 537
2Bennington, VT431510.0$1.5M−1.8%#321 of 537
3Barre, VT413212.4$1.2M−0.2%#343 of 537
4Rutland, VT323212.6$1.2M−1.4%#424 of 537

Counties

Counties in Vermont, ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Orange County, VT7086.3$2.7M+2.4%#454 of 2,272
2Addison County, VT591510.0$1.7M+1.8%#808 of 2,272
3Windsor County, VT54176.7$2.4M−0.7%#972 of 2,272
4Windham County, VT54157.6$2M−1.4%#974 of 2,272
5Orleans County, VT5386.6$2.4M+0.7%#1,000 of 2,272
6Franklin County, VT512010.0$1.6M+2.3%#1,067 of 2,272
7Caledonia County, VT45139.9$1.6M+0.8%#1,273 of 2,272
8Bennington County, VT391510.0$1.5M−1.8%#1,486 of 2,272
9Washington County, VT383212.4$1.2M−0.2%#1,533 of 2,272
10Chittenden County, VT378812.3$1.2M+0.4%#1,570 of 2,272
11Rutland County, VT303212.6$1.2M−1.4%#1,800 of 2,272
Lamoille County, VTNot scored32.5$6.4M+1.4%
Grand Isle County, VTNot scored13.2$5.6M+3.2%
Essex County, VTNot scored00.0n/a+2.2%

Markets with fewer than 5 insurance agencies on map listings, and counties under 10,000 people, aren’t scored; they’re listed last in each table.

Questions

How many insurance agencies are in Vermont?

There are 267 insurance agencies on map listings in Vermont as of September 2026. 49 of them (18%) are chain locations. The listings count insurance agencies. Official counts show 208 businesses with payroll classed as insurance agencies and brokerages in 2023, down 11.5% from 2019.

How much do households in Vermont spend on vehicle insurance?

About $429.2M a year, or $1,570 per household. That is 20% below the U.S. average (an index of 80, where 100 is the U.S. average). Spread across the 267 insurance agencies on map listings, it comes to $1.6M per agency. It is estimated from the incomes of the 273,416 households in Vermont and national spending patterns by income.

How does Vermont compare with the U.S. for insurance agencies?

Vermont has 9.8 insurance agencies per 10,000 households, 37% below the U.S. rate of 15.6. Spending per agency is $1.6M, 28% above the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Vermont would have about 342, against 267 on map listings. There is one business with payroll in the industry for every 1,315 households, against one for every 966 across the U.S. The official count fell 11.5% from 2019 to 2023, against −1.0% for the U.S.

Which market in Vermont has the highest market score for insurance agencies?

The one scored metro area in or partly in Vermont is the Burlington-South Burlington metro area, at 46 (lower middle). Among 5 scored small-town markets in or partly in Vermont, the Lebanon-Claremont area scores highest, at 61 (upper middle). Among 11 scored counties in Vermont, Orange County scores highest, at 70 (upper middle). Scores compare each market with others of its kind across the U.S.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Vermont scores 56 for insurance agencies (upper middle), #21 of the 50 states and DC.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Vermont. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

Insurance agencies in other states

All 51 states

Top markets for insurance agencies across the U.S. · All business types in Vermont

Screening a site or an acquisition in Vermont?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.