Market rankings · North Dakota
Insurance agencies in North Dakota
Markets across North Dakota ranked by the Groundwork market score for insurance agencies, with competitor counts and household spending for each.
- Listings
- 585
- 131 chain locations (22%)
- Official establishments
- 647
- −0.8% since 2019
- Household spending a year
- $581.4M
- On vehicle insurance
- Listings per 10k households
- 17.7
- 13% above the U.S.
- Spending per listing
- $994K
- 21% below the U.S.
- Rank among states
- #45 of 51
- Market score 23 · Low
A site report maps the insurance agencies on map listings around any address in North Dakota by name and distance, and the spending within reach.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
As of September 2026, map listings count 585 insurance agencies in North Dakota. Of those, 131 are chain locations, or 22%, against 21% across the U.S. That comes to 17.7 for every 10,000 households, 13% above the U.S. rate of 15.6.
Households in North Dakota spend about $581.4M a year on vehicle insurance, or $1,756 per household, 10% below the U.S. average. That is about $994K of household spending for each agency on map listings, 21% below the U.S. figure of $1.3M.
The official count of businesses with payroll classed as insurance agencies and brokerages in North Dakota was 647 in 2023, down 0.8% from 2019. That is one for every 512 households, against one for every 966 across the U.S. Across the U.S., the count fell 1.0% over the same years. Since fiscal 2022, 5 SBA-backed loans worth $854K have gone to businesses classed as insurance agencies and brokerages in North Dakota.
Among the 50 states and DC, North Dakota ranks #45 for insurance agencies, with a Groundwork market score of 23 (low). Of the 4 scored metro areas in or partly in North Dakota, the Bismarck metro area scores highest (27). Of the 4 scored small-town markets in or partly in North Dakota, the Williston area scores highest (49).
Every market in North Dakota for insurance agencies
Download the ranking (CSV)Numbered by Groundwork market score among the markets based in North Dakota, highest first; the U.S. rank compares each market with every other of its kind. A metro area that crosses a state line is listed in each state it reaches, and numbered only in the state its page is under. How the score works.
Metro areas
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Bismarck, ND | 27 | 101 | 18.1 | $1M | +4.5% | #325 of 387 |
| 2Minot, ND | 26 | 42 | 13.2 | $1.3M | −2.4% | #327 of 387 |
| 3Fargo, ND-MN | 23 | 210 | 19.0 | $829K | +7.7% | #349 of 387 |
| 4Grand Forks, ND-MN | 19 | 71 | 16.3 | $994K | +0.8% | #366 of 387 |
Small-town markets
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Williston, ND | 49 | 15 | 9.9 | $1.8M | +1.4% | #270 of 537 |
| 2Dickinson, ND | 34 | 25 | 16.1 | $1.1M | +0.7% | #409 of 537 |
| 3Wahpeton, ND-MN | 20 | 21 | 22.1 | $830K | 0.0% | #487 of 537 |
| 4Jamestown, ND | 19 | 17 | 18.0 | $948K | −0.6% | #493 of 537 |
Counties
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1McKenzie County, ND | 56 | 6 | 10.0 | $2.1M | +2.8% | #899 of 2,272 |
| 2Williams County, ND | 43 | 15 | 9.9 | $1.8M | +1.4% | #1,343 of 2,272 |
| 3Morton County, ND | 38 | 22 | 15.8 | $1.3M | +3.8% | #1,529 of 2,272 |
| 4Grand Forks County, ND | 31 | 43 | 13.7 | $1.1M | +1.9% | #1,774 of 2,272 |
| 5Burleigh County, ND | 25 | 78 | 18.9 | $909K | +4.7% | #1,956 of 2,272 |
| 6Stark County, ND | 24 | 23 | 17.0 | $1M | +0.5% | #1,973 of 2,272 |
| 7Cass County, ND | 24 | 165 | 19.7 | $793K | +9.1% | #1,989 of 2,272 |
| 8Barnes County, ND | 20 | 8 | 16.3 | $1.2M | −2.7% | #2,068 of 2,272 |
| 9Ward County, ND | 19 | 40 | 14.0 | $1.2M | −2.4% | #2,085 of 2,272 |
| 10Richland County, ND | 19 | 14 | 20.4 | $888K | +1.2% | #2,098 of 2,272 |
| 11Walsh County, ND | 16 | 8 | 18.2 | $1M | −3.3% | #2,158 of 2,272 |
| 12Stutsman County, ND | 16 | 17 | 18.0 | $948K | −0.6% | #2,160 of 2,272 |
| 13Ramsey County, ND | 13 | 9 | 16.6 | $951K | −0.4% | #2,203 of 2,272 |
| Rolette County, ND | Not scored | 4 | 10.6 | $1.9M | −4.1% | |
| McLean County, ND | Not scored | 11 | 25.1 | $888K | −0.2% | |
| Mountrail County, ND | Not scored | 5 | 12.8 | $1.6M | −4.2% | |
| Mercer County, ND | Not scored | 9 | 25.0 | $860K | +1.1% | |
| Traill County, ND | Not scored | 11 | 33.0 | $565K | −0.8% | |
| Pembina County, ND | Not scored | 6 | 20.2 | $923K | −3.8% | |
| Bottineau County, ND | Not scored | 7 | 26.2 | $766K | −1.6% | |
| Benson County, ND | Not scored | 1 | 4.9 | $3.9M | −3.0% | |
| Ransom County, ND | Not scored | 5 | 21.4 | $964K | −1.5% | |
| McHenry County, ND | Not scored | 1 | 4.5 | $5.2M | −3.9% | |
| Dickey County, ND | Not scored | 5 | 25.5 | $830K | −1.5% | |
| LaMoure County, ND | Not scored | 6 | 34.4 | $662K | +1.0% |
Show all 53 counties
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| Dunn County, ND | Not scored | 2 | 12.7 | $1.8M | −0.9% | |
| Pierce County, ND | Not scored | 6 | 32.4 | $662K | −3.6% | |
| Wells County, ND | Not scored | 7 | 39.2 | $495K | −5.9% | |
| Sargent County, ND | Not scored | 2 | 11.4 | $1.8M | −3.4% | |
| Sioux County, ND | Not scored | 0 | 0.0 | n/a | −5.4% | |
| Cavalier County, ND | Not scored | 4 | 25.6 | $704K | −5.4% | |
| Foster County, ND | Not scored | 5 | 32.7 | $566K | −5.1% | |
| Emmons County, ND | Not scored | 2 | 13.1 | $1.5M | −2.4% | |
| Nelson County, ND | Not scored | 5 | 37.4 | $535K | −1.0% | |
| Bowman County, ND | Not scored | 3 | 23.2 | $883K | −7.1% | |
| McIntosh County, ND | Not scored | 2 | 16.7 | $1.1M | −2.5% | |
| Hettinger County, ND | Not scored | 3 | 26.5 | $767K | +0.4% | |
| Kidder County, ND | Not scored | 4 | 34.2 | $623K | +0.5% | |
| Eddy County, ND | Not scored | 1 | 8.5 | $2.6M | +0.1% | |
| Renville County, ND | Not scored | 1 | 10.3 | $1.9M | +2.9% | |
| Grant County, ND | Not scored | 2 | 18.9 | $1.1M | −3.5% | |
| Griggs County, ND | Not scored | 0 | 0.0 | n/a | −2.5% | |
| Divide County, ND | Not scored | 3 | 29.5 | $777K | −4.2% | |
| Burke County, ND | Not scored | 0 | 0.0 | n/a | −2.7% | |
| Adams County, ND | Not scored | 1 | 9.7 | $1.7M | +3.7% | |
| Towner County, ND | Not scored | 7 | 70.8 | $281K | −5.0% | |
| Oliver County, ND | Not scored | 1 | 13.8 | $2M | +1.7% | |
| Logan County, ND | Not scored | 1 | 12.9 | $1.7M | −1.3% | |
| Steele County, ND | Not scored | 0 | 0.0 | n/a | −0.1% | |
| Golden Valley County, ND | Not scored | 4 | 57.2 | $363K | +4.8% | |
| Sheridan County, ND | Not scored | 0 | 0.0 | n/a | +2.7% | |
| Billings County, ND | Not scored | 0 | 0.0 | n/a | +15.2% | |
| Slope County, ND | Not scored | 0 | 0.0 | n/a | −9.9% |
Markets with fewer than 5 insurance agencies on map listings, and counties under 10,000 people, aren’t scored; they’re listed last in each table.
Questions
How many insurance agencies are in North Dakota?
North Dakota has 585 insurance agencies on map listings as of September 2026. 131 of them (22%) are chain locations. The listings count insurance agencies. Official counts show 647 businesses with payroll classed as insurance agencies and brokerages in 2023, down 0.8% from 2019.
How much do households in North Dakota spend on vehicle insurance?
About $581.4M a year, or $1,756 per household. That is 10% below the U.S. average (an index of 90, where 100 is the U.S. average). Spread across the 585 insurance agencies on map listings, it comes to $994K per agency. It is estimated from the incomes of the 331,063 households in North Dakota and national spending patterns by income.
How does North Dakota compare with the U.S. for insurance agencies?
North Dakota has 17.7 insurance agencies per 10,000 households, 13% above the U.S. rate of 15.6. Spending per agency is $994K, 21% below the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, North Dakota would have about 463, against 585 on map listings. There is one business with payroll in the industry for every 512 households, against one for every 966 across the U.S. The official count fell 0.8% from 2019 to 2023, against −1.0% for the U.S.
Which market in North Dakota has the highest market score for insurance agencies?
Among 4 scored metro areas in or partly in North Dakota, the Bismarck metro area scores highest, at 27 (lower middle). Among 4 scored small-town markets in or partly in North Dakota, the Williston area scores highest, at 49 (lower middle). Among 13 scored counties in North Dakota, McKenzie County scores highest, at 56 (upper middle). Scores compare each market with others of its kind across the U.S.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. North Dakota scores 23 for insurance agencies (low), #45 of the 50 states and DC.
How can I see the market around a specific site?
Run a Groundwork site report on an address in North Dakota. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
Insurance agencies in other states
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Top markets for insurance agencies across the U.S. · All business types in North Dakota
Related business types in North Dakota
- Auto repair and car care1,364 listings
- Auto repair shops729 listings
- Collision repair and body shops124 listings
- Car washes and detailing172 listings
- Tire shops144 listings
- Oil change and quick lube24 listings
- Gas stations543 listings
Screening a site or an acquisition in North Dakota?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.