Groundwork

Auto · Metro area · Texas

Insurance agencies in the El Paso, TX metro area

The insurance agencies in the El Paso, TX metro area, the household spending behind them and how the market ranks against other metro areas.

Groundwork market score · out of 100

Score 39 out of 100: Lower middle

Ranked #256 of 387 scored metro areas
#17 of 26 scored metro areas based in Texas

Listings
708
215 chain locations (30%)
Official establishments
351
−0.3% since 2019
Household spending a year
$757.6M
On vehicle insurance · $2,521 a household
Spending per listing
$1.1M
15% below the U.S.
Listings per 10k households
23.6
51% above the U.S.
Population, 2025
881,291
+1.3% since 2020

See the insurance agencies around any address in the El Paso metro area

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the El Paso metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

As of September 2026, map listings count 708 insurance agencies in the El Paso metro area. Of those, 215 are chain locations, or 30%, against 21% across the U.S. That is 23.6 per 10,000 households, 51% above the U.S. rate of 15.6.

At $2,521 per household (29% above the U.S. average), households in the El Paso metro area spend about $757.6M a year on vehicle insurance. That works out to $1.1M per agency, 15% below the U.S. figure of $1.3M.

Official counts show 351 businesses with payroll classed as insurance agencies and brokerages in the El Paso metro area in 2023, down 0.3% from 2019. That is one for every 856 households, against one for every 966 across the U.S. Since fiscal 2022, 15 SBA-backed loans worth $5.9M have gone to businesses classed as insurance agencies and brokerages in the El Paso metro area.

Population estimates show the El Paso metro area grew 1.3% from 2020 to 2025, slower than the U.S. (+3.1%). The Groundwork market score for insurance agencies in the El Paso metro area is 39 (lower middle), #256 of 387 scored metro areas and #17 of 26 scored metro areas based in Texas.

How the El Paso metro area compares

The same measures for Texas and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in El Paso, TX metro area compared with Texas and the U.S.
MeasureEl Paso metro areaTexasU.S.
Listings per 10k households23.620.315.6
Spending per listing$1.1M$1.2M$1.3M
Households per official establishment856900966
Official establishment growth, 2019–2023−0.3%+4.2%−1.0%
Population growth, 2020–2025+1.3%+8.5%+3.1%
Spending per household on vehicle insurance$2,521$2,466$1,957
Median household income$59,751$78,476$80,734
Groundwork market score3958

Official counts and lending

Businesses

Official establishments, 2019 to 2023
351−0.3% over the period
Employees, 2023
1,497
Annual payroll, 2023
$72.8M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
708215 chain locations
Listings at the U.S. rate for this spending
603The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
15
Amount
$5.9M

SBA-backed loans to businesses classed as insurance agencies and brokerages in the El Paso metro area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the El Paso metro area

Population, 2025 estimate
881,291+1.3% since 2020
Households
300,479
Median age
35.0
Homes lived in by their owners
64%
Vehicles per household
1.9
Land area
5,584 sq. mi.
People per square mile
157
Median household income
$59,751+27.7% vs. 2015–2019, before inflation
Average household income
$79,791
Median home value
$180,200
Jobs located here
348,186
Daytime population
868,355Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the El Paso metro area?

These figures cover the whole metro area. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of the El Paso metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Texas

Every Texas market ranked →

The highest-scoring metro areas in Texas for insurance agencies, numbered among those based in Texas, with the El Paso metro area marked.

Top metro areas in Texas

Metro areas in Texas ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Killeen-Temple, TX8821211.9$2.1M+7.2%#11 of 387
2College Station-Bryan, TX7913713.0$1.9M+6.9%#41 of 387
3Midland, TX6911616.7$1.5M+9.8%#88 of 387
4Sherman-Denison, TX6810118.3$1.4M+12.8%#94 of 387
5Austin-Round Rock-San Marcos, TX681,67917.0$1.4M+14.0%#95 of 387
6Odessa, TX5911217.3$1.4M+5.0%#134 of 387
7San Antonio-New Braunfels, TX581,88819.5$1.3M+9.5%#142 of 387
8Houston-Pasadena-The Woodlands, TX565,39520.3$1.2M+10.3%#158 of 387
9Dallas-Fort Worth-Arlington, TX536,33521.9$1.1M+10.6%#174 of 387
10Longview, TX4822320.6$1.2M+3.8%#197 of 387
17El Paso, TX3970823.6$1.1M+1.3%#256 of 387

Other business types in the El Paso metro area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in the El Paso, TX metro area?

The El Paso metro area has 708 insurance agencies on map listings as of September 2026. 215 of them (30%) are chain locations. The listings count insurance agencies. Official counts show 351 businesses with payroll classed as insurance agencies and brokerages in 2023, down 0.3% from 2019.

How much do households in the El Paso, TX metro area spend on vehicle insurance?

About $757.6M a year, or $2,521 per household. That is 29% above the U.S. average (an index of 129, where 100 is the U.S. average). Spread across the 708 insurance agencies on map listings, it comes to $1.1M per agency. It is estimated from the incomes of the 300,479 households in the El Paso metro area and national spending patterns by income.

How does the El Paso, TX metro area compare with the U.S. for insurance agencies?

The El Paso metro area has 23.6 insurance agencies per 10,000 households, 51% above the U.S. rate of 15.6. Spending per agency is $1.1M, 15% below the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, the El Paso metro area would have about 603, against 708 on map listings. There is one business with payroll in the industry for every 856 households, against one for every 966 across the U.S. The official count fell 0.3% from 2019 to 2023, against −1.0% for the U.S.

How fast is the El Paso, TX metro area growing?

Population estimates put the El Paso metro area at 881,291 people in 2025, up 1.3% since 2020, slower than the U.S. (+3.1%). It has 300,479 households. The median household income in the El Paso metro area is $59,751 a year, 26% below the U.S. median of $80,734. That rose 27.7% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The El Paso metro area scores 39 for insurance agencies (lower middle), #256 of 387 scored metro areas.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the El Paso metro area. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in the El Paso metro area

Screening a site or an acquisition in the El Paso metro area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the El Paso metro area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.