Groundwork

Market rankings · Indiana

Insurance agencies in Indiana

Markets across Indiana ranked by the Groundwork market score for insurance agencies, with competitor counts and household spending for each.

Listings
4,396
1,036 chain locations (24%)
Official establishments
2,965
−0.4% since 2019
Household spending a year
$4.5B
On vehicle insurance
Listings per 10k households
16.2
4% above the U.S.
Spending per listing
$1M
19% below the U.S.
Rank among states
#41 of 51
Market score 32 · Lower middle

A site report maps the insurance agencies on map listings around any address in Indiana by name and distance, and the spending within reach.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Map listings as of September 2026 show 4,396 insurance agencies in Indiana. 1,036 of them (24%) are chain locations, against 21% across the U.S. That is 16.2 per 10,000 households, 4% above the U.S. rate of 15.6.

Household spending on vehicle insurance in Indiana comes to about $4.5B a year: $1,648 per household, 16% below the U.S. average. That is about $1M of household spending for each agency on map listings, 19% below the U.S. figure of $1.3M.

The official count of businesses with payroll classed as insurance agencies and brokerages in Indiana was 2,965 in 2023, down 0.4% from 2019. That is one for every 916 households, against one for every 966 across the U.S. Across the U.S., the count fell 1.0% over the same years. Since fiscal 2022, 67 SBA-backed loans worth $19.3M have gone to businesses classed as insurance agencies and brokerages in Indiana.

Among the 50 states and DC, Indiana ranks #41 for insurance agencies, with a Groundwork market score of 32 (lower middle). Of the 15 scored metro areas in or partly in Indiana, the Michigan City-La Porte metro area scores highest (50). Of the 25 scored small-town markets in or partly in Indiana, the Kendallville area scores highest (58).

Every market in Indiana for insurance agencies

Download the ranking (CSV)

Numbered by Groundwork market score among the markets based in Indiana, highest first; the U.S. rank compares each market with every other of its kind. A metro area that crosses a state line is listed in each state it reaches, and numbered only in the state its page is under. How the score works.

Metro areas

Metro areas reaching Indiana, ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Michigan City-La Porte, IN505312.1$1.4M−0.9%#184 of 387
Cincinnati, OH-KY-IN501,28514.2$1.3M+2.7%#187 of 387
2Elkhart-Goshen, IN478712.0$1.3M+0.9%#202 of 387
Louisville/Jefferson County, KY-IN4794016.8$1.3M+2.9%#203 of 387
3Terre Haute, IN388913.2$1.2M+0.3%#261 of 387
4Lafayette-West Lafayette, IN3413514.9$1.1M+2.1%#283 of 387
5Columbus, IN335917.7$995K+4.3%#295 of 387
6Muncie, IN316814.7$1.1M+1.2%#304 of 387
7Indianapolis-Carmel-Greenwood, IN291,49817.8$903K+5.4%#317 of 387
8South Bend-Mishawaka, IN-MI2719415.1$1M+0.1%#324 of 387
9Bloomington, IN2610515.5$977K+2.0%#332 of 387
10Fort Wayne, IN2531317.2$939K+3.9%#339 of 387
11Kokomo, IN256518.3$877K+0.4%#340 of 387
12Evansville, IN2417515.4$1M+1.6%#341 of 387
Chicago-Naperville-Elgin, IL-IN146,47017.8$789K0.0%#382 of 387

Small-town markets

Small-town markets reaching Indiana, ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Kendallville, IN582011.0$1.6M+1.0%#200 of 537
2Greencastle, IN551712.0$1.5M+3.2%#220 of 537
3New Castle, IN462513.4$1.3M+0.5%#296 of 537
4Peru, IN42139.8$1.8M−3.9%#329 of 537
5Auburn, IN412816.4$1.1M+2.9%#348 of 537
6Madison, IN372015.6$1.2M+0.6%#380 of 537
7Bedford, IN373216.7$1.1M+1.2%#384 of 537
8Crawfordsville, IN372918.6$948K+2.7%#386 of 537
9Monticello, IN361716.6$1.1M+2.0%#390 of 537
10Decatur, IN351411.3$1.4M+2.2%#393 of 537
11Marion, IN353412.7$1.3M0.0%#395 of 537
12Logansport, IN352416.0$1M+0.1%#401 of 537
13Greensburg, IN352018.7$937K+0.4%#403 of 537
14Connersville, IN351819.1$879K+0.7%#404 of 537
15Richmond, IN333412.6$1.3M−0.5%#418 of 537
16Washington, IN331815.2$1.2M+2.5%#420 of 537
17Frankfort, IN332116.8$1.1M+0.4%#422 of 537
18Plymouth, IN323318.6$960K+1.2%#428 of 537
19Wabash, IN312418.9$943K−0.7%#431 of 537
20Warsaw, IN305015.7$1.1M+0.9%#434 of 537
21Seymour, IN303619.8$898K+1.9%#437 of 537
22Huntington, IN292314.9$1.1M+1.6%#442 of 537
23Jasper, IN253721.1$875K+0.9%#465 of 537
24Vincennes, IN243120.4$800K−1.7%#474 of 537
25Angola, IN223323.5$731K+1.0%#479 of 537

Counties

Counties in Indiana, ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Owen County, IN60910.4$1.8M+2.6%#780 of 2,272
2Sullivan County, IN58810.2$1.8M+0.1%#841 of 2,272
3Dearborn County, IN572311.3$1.7M+1.7%#878 of 2,272
4LaGrange County, IN56129.3$1.6M+1.9%#914 of 2,272
5Morgan County, IN563412.0$1.6M+4.4%#918 of 2,272
6Noble County, IN522011.0$1.6M+1.0%#1,041 of 2,272
7Clark County, IN496512.7$1.3M+7.5%#1,155 of 2,272
8Hancock County, IN495014.9$1.2M+13.5%#1,157 of 2,272
9Putnam County, IN481712.0$1.5M+3.2%#1,178 of 2,272
10Washington County, IN481513.4$1.5M+0.5%#1,179 of 2,272
11Warrick County, IN483212.7$1.4M+4.4%#1,182 of 2,272
12Franklin County, IN471213.0$1.6M+2.2%#1,213 of 2,272
13Starke County, IN461415.6$1.2M+0.1%#1,262 of 2,272
14Rush County, IN4568.9$2M0.0%#1,265 of 2,272
15Parke County, IN45711.4$1.5M+3.0%#1,279 of 2,272
16Wells County, IN451613.9$1.3M+2.6%#1,292 of 2,272
17Harrison County, IN452717.4$1.2M+1.9%#1,298 of 2,272
18Posey County, IN441211.4$1.6M−0.8%#1,308 of 2,272
19LaPorte County, IN435312.1$1.4M−0.9%#1,358 of 2,272
20Scott County, IN431616.2$1.1M+2.8%#1,375 of 2,272
21Elkhart County, IN428712.0$1.3M+0.9%#1,397 of 2,272
22Shelby County, IN422413.0$1.3M+1.8%#1,398 of 2,272
23Henry County, IN412513.4$1.3M+0.5%#1,424 of 2,272
24Whitley County, IN402014.3$1.3M+2.1%#1,456 of 2,272
25Randolph County, IN401716.4$1M+0.1%#1,475 of 2,272
Show all 92 counties
Counties in Indiana, ranked for insurance agencies by Groundwork market score, continued
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
26Fountain County, IN401318.7$967K+3.2%#1,479 of 2,272
27Porter County, IN399113.3$1.3M+1.6%#1,500 of 2,272
28Boone County, IN394515.7$1.1M+13.5%#1,505 of 2,272
29Miami County, IN38139.8$1.8M−3.9%#1,519 of 2,272
30Gibson County, IN382115.6$1.2M+0.1%#1,536 of 2,272
31Perry County, IN381215.5$1.1M+1.2%#1,542 of 2,272
32Greene County, IN382116.0$1.1M+1.2%#1,545 of 2,272
33DeKalb County, IN372816.4$1.1M+2.9%#1,578 of 2,272
34Hendricks County, IN3612017.9$990K+10.2%#1,622 of 2,272
35Madison County, IN357914.8$1.1M+3.8%#1,650 of 2,272
36Tippecanoe County, IN3411014.5$1M+2.2%#1,688 of 2,272
37Bartholomew County, IN345917.7$995K+4.3%#1,690 of 2,272
38Jefferson County, IN332015.6$1.2M+0.6%#1,710 of 2,272
39Clay County, IN331716.1$1.1M−0.1%#1,718 of 2,272
40Johnson County, IN3312319.7$899K+7.4%#1,729 of 2,272
41Grant County, IN323412.7$1.3M0.0%#1,732 of 2,272
42Lawrence County, IN323216.7$1.1M+1.2%#1,747 of 2,272
43Cass County, IN322416.0$1M+0.1%#1,755 of 2,272
44Tipton County, IN321523.9$796K−0.4%#1,762 of 2,272
45Adams County, IN311411.3$1.4M+2.2%#1,765 of 2,272
46Orange County, IN311215.1$1.2M−0.1%#1,769 of 2,272
47White County, IN311716.6$1.1M+2.0%#1,778 of 2,272
48Delaware County, IN316814.7$1.1M+1.2%#1,779 of 2,272
49Montgomery County, IN312918.6$948K+2.7%#1,784 of 2,272
50Wayne County, IN303412.6$1.3M−0.5%#1,797 of 2,272
51Daviess County, IN301815.2$1.2M+2.5%#1,806 of 2,272
52Decatur County, IN302018.7$937K+0.4%#1,815 of 2,272
53Fayette County, IN301819.1$879K+0.7%#1,817 of 2,272
54Jennings County, IN291917.4$1.1M+0.1%#1,831 of 2,272
55Clinton County, IN292116.8$1.1M+0.4%#1,835 of 2,272
56Spencer County, IN291721.0$982K+1.2%#1,844 of 2,272
57Fulton County, IN281316.1$1.1M−1.9%#1,864 of 2,272
58Vigo County, IN286014.2$1M+0.4%#1,869 of 2,272
59Lake County, IN2831816.3$963K+1.1%#1,873 of 2,272
60Jasper County, IN282721.2$898K+3.0%#1,881 of 2,272
61Huntington County, IN272314.9$1.1M+1.6%#1,892 of 2,272
62Kosciusko County, IN275015.7$1.1M+0.9%#1,894 of 2,272
63Marshall County, IN273318.6$960K+1.2%#1,901 of 2,272
64Wabash County, IN262418.9$943K−0.7%#1,929 of 2,272
65Howard County, IN266518.3$877K+0.4%#1,932 of 2,272
66Marion County, IN2665616.4$873K+1.6%#1,934 of 2,272
67Hamilton County, IN2634925.4$686K+10.9%#1,937 of 2,272
68Ripley County, IN252420.8$947K+1.6%#1,951 of 2,272
69Monroe County, IN259616.2$905K+1.9%#1,957 of 2,272
70Jackson County, IN253619.8$898K+1.9%#1,958 of 2,272
71Allen County, IN2527717.7$894K+4.2%#1,959 of 2,272
72Carroll County, IN251822.3$857K+1.6%#1,961 of 2,272
73St. Joseph County, IN2417616.4$919K+0.1%#1,983 of 2,272
74Floyd County, IN236219.4$869K+2.0%#2,012 of 2,272
75Pulaski County, IN221020.2$893K−0.4%#2,039 of 2,272
76Knox County, IN223120.4$800K−1.7%#2,043 of 2,272
77Dubois County, IN213721.1$875K+0.9%#2,058 of 2,272
78Vanderburgh County, IN1913116.7$895K+0.9%#2,097 of 2,272
79Steuben County, IN193323.5$731K+1.0%#2,108 of 2,272
80Jay County, IN171620.5$847K−1.8%#2,135 of 2,272
81Blackford County, IN101223.2$690K−3.1%#2,243 of 2,272
Brown County, INNot scored34.4$4.6M+1.9%
Vermillion County, INNot scored46.1$2.9M+0.6%
Newton County, INNot scored23.5$5.4M+2.9%
Pike County, INNot scored48.0$2.5M−2.0%
Crawford County, INNot scored24.4$4.3M−0.2%
Switzerland County, INNot scored37.7$2.3M+3.1%
Martin County, INNot scored615.4$1.2M+0.5%
Benton County, INNot scored617.4$1.1M+2.0%
Warren County, INNot scored13.0$6.8M+0.6%
Union County, INNot scored26.8$3.1M−3.1%
Ohio County, INNot scored13.8$5.2M+1.2%

Markets with fewer than 5 insurance agencies on map listings, and counties under 10,000 people, aren’t scored; they’re listed last in each table.

Questions

How many insurance agencies are in Indiana?

There are 4,396 insurance agencies on map listings in Indiana as of September 2026. 1,036 of them (24%) are chain locations. The listings count insurance agencies. Official counts show 2,965 businesses with payroll classed as insurance agencies and brokerages in 2023, down 0.4% from 2019.

How much do households in Indiana spend on vehicle insurance?

About $4.5B a year, or $1,648 per household. That is 16% below the U.S. average (an index of 84, where 100 is the U.S. average). Spread across the 4,396 insurance agencies on map listings, it comes to $1M per agency. It is estimated from the incomes of the 2,716,009 households in Indiana and national spending patterns by income.

How does Indiana compare with the U.S. for insurance agencies?

Indiana has 16.2 insurance agencies per 10,000 households, 4% above the U.S. rate of 15.6. Spending per agency is $1M, 19% below the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Indiana would have about 3,565, against 4,396 on map listings. There is one business with payroll in the industry for every 916 households, against one for every 966 across the U.S. The official count fell 0.4% from 2019 to 2023, against −1.0% for the U.S.

Which market in Indiana has the highest market score for insurance agencies?

Among 15 scored metro areas in or partly in Indiana, the Michigan City-La Porte metro area scores highest, at 50 (upper middle). Among 25 scored small-town markets in or partly in Indiana, the Kendallville area scores highest, at 58 (upper middle). Among 81 scored counties in Indiana, Owen County scores highest, at 60 (upper middle). Scores compare each market with others of its kind across the U.S.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Indiana scores 32 for insurance agencies (lower middle), #41 of the 50 states and DC.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Indiana. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

Insurance agencies in other states

All 51 states

Top markets for insurance agencies across the U.S. · All business types in Indiana

Screening a site or an acquisition in Indiana?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.