Auto · County · Texas
Insurance agencies in Montgomery County, TX
Competitor counts, household spending and official business counts for insurance agencies in Montgomery County, TX, set against other counties and the U.S.
Groundwork market score · out of 100
Score 57 out of 100: Upper middle
Ranked #888 of 2,272 scored counties
#83 of 156 scored counties in Texas
- Listings
- 507
- 105 chain locations (21%)
- Official establishments
- 272
- +15.7% since 2019
- Household spending a year
- $648.7M
- On vehicle insurance · $2,621 a household
- Spending per listing
- $1.3M
- 2% above the U.S.
- Listings per 10k households
- 20.5
- 31% above the U.S.
- Population, 2025
- 781,194
- +24.9% since 2020
See the insurance agencies around any address in Montgomery County
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Montgomery County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
As of September 2026, map listings count 507 insurance agencies in Montgomery County. Of those, 105 are chain locations, or 21%, against 21% across the U.S. That is 20.5 per 10,000 households, 31% above the U.S. rate of 15.6.
At $2,621 per household (34% above the U.S. average), households in Montgomery County spend about $648.7M a year on vehicle insurance. That is about $1.3M of household spending for each agency on map listings, 2% above the U.S. figure of $1.3M.
The official count of businesses with payroll classed as insurance agencies and brokerages in Montgomery County was 272 in 2023, up 15.7% from 2019. That is one for every 910 households, against one for every 966 across the U.S. Since fiscal 2022, 8 SBA-backed loans worth $2.2M have gone to businesses classed as insurance agencies and brokerages in Montgomery County.
Population estimates show Montgomery County grew 24.9% from 2020 to 2025, faster than the U.S. (+3.1%). Montgomery County scores 57 (upper middle) on the Groundwork market score for insurance agencies, ranking #888 of 2,272 scored counties and #83 of 156 scored counties in Texas.
How Montgomery County compares
The same measures for Texas and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Montgomery County | Texas | U.S. |
|---|---|---|---|
| Listings per 10k households | 20.5 | 20.3 | 15.6 |
| Spending per listing | $1.3M | $1.2M | $1.3M |
| Households per official establishment | 910 | 900 | 966 |
| Official establishment growth, 2019–2023 | +15.7% | +4.2% | −1.0% |
| Population growth, 2020–2025 | +24.9% | +8.5% | +3.1% |
| Spending per household on vehicle insurance | $2,621 | $2,466 | $1,957 |
| Median household income | $97,701 | $78,476 | $80,734 |
| Groundwork market score | 57 | 58 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 235 → 272+15.7% over the period
- Employees, 2023
- 1,176
- Annual payroll, 2023
- $75.6M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 507105 chain locations
- Listings at the U.S. rate for this spending
- 517The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 8
- Amount
- $2.2M
SBA-backed loans to businesses classed as insurance agencies and brokerages in Montgomery County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Montgomery County
- Population, 2025 estimate
- 781,194+24.9% since 2020
- Households
- 247,541
- Median age
- 37.8
- Homes lived in by their owners
- 72%
- Vehicles per household
- 2.0
- Land area
- 1,042 sq. mi.
- People per square mile
- 657
- Median household income
- $97,701+20.8% vs. 2015–2019, before inflation
- Average household income
- $135,795
- Median home value
- $346,200
- Jobs located here
- 236,728
- Daytime population
- 606,290Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Montgomery County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of Montgomery County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across Texas
Every Texas market ranked →The highest-scoring counties in Texas for insurance agencies, numbered among those based in Texas, with Montgomery County marked.
Top counties in Texas
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Waller County, TX | 96 | 11 | 6.0 | $4.8M | +21.9% | #7 of 2,272 |
| 2Bandera County, TX | 95 | 7 | 7.6 | $3.7M | +9.0% | #18 of 2,272 |
| 3Chambers County, TX | 93 | 19 | 11.0 | $2.5M | +22.6% | #29 of 2,272 |
| 4Grimes County, TX | 92 | 8 | 7.8 | $3.5M | +16.3% | #31 of 2,272 |
| 5Caldwell County, TX | 92 | 16 | 9.6 | $2.9M | +20.0% | #37 of 2,272 |
| 6Bastrop County, TX | 92 | 40 | 10.8 | $2.6M | +21.3% | #39 of 2,272 |
| 7Blanco County, TX | 89 | 6 | 11.6 | $2.4M | +18.6% | #77 of 2,272 |
| 8Coryell County, TX | 84 | 20 | 7.4 | $3.4M | +3.0% | #138 of 2,272 |
| 9Wilson County, TX | 83 | 22 | 12.1 | $2.5M | +12.2% | #165 of 2,272 |
| 10Guadalupe County, TX | 83 | 76 | 11.6 | $2.4M | +15.8% | #168 of 2,272 |
| 83Montgomery County, TX | 57 | 507 | 20.5 | $1.3M | +24.9% | #888 of 2,272 |
Other business types in Montgomery County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in Montgomery County, TX?
Montgomery County has 507 insurance agencies on map listings as of September 2026. 105 of them (21%) are chain locations. The listings count insurance agencies. Official counts show 272 businesses with payroll classed as insurance agencies and brokerages in 2023, up 15.7% from 2019.
How much do households in Montgomery County, TX spend on vehicle insurance?
About $648.7M a year, or $2,621 per household. That is 34% above the U.S. average (an index of 134, where 100 is the U.S. average). Spread across the 507 insurance agencies on map listings, it comes to $1.3M per agency. It is estimated from the incomes of the 247,541 households in Montgomery County and national spending patterns by income.
How does Montgomery County, TX compare with the U.S. for insurance agencies?
Montgomery County has 20.5 insurance agencies per 10,000 households, 31% above the U.S. rate of 15.6. Spending per agency is $1.3M, 2% above the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Montgomery County would have about 517, against 507 on map listings. There is one business with payroll in the industry for every 910 households, against one for every 966 across the U.S. The official count rose 15.7% from 2019 to 2023, against −1.0% for the U.S.
How fast is Montgomery County, TX growing?
Population estimates put Montgomery County at 781,194 people in 2025, up 24.9% since 2020, faster than the U.S. (+3.1%). It has 247,541 households. The median household income in Montgomery County is $97,701 a year, 21% above the U.S. median of $80,734. That rose 20.8% from the 2015–2019 survey, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Montgomery County scores 57 for insurance agencies (upper middle), #888 of 2,272 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Montgomery County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in Montgomery County
Screening a site or an acquisition in Montgomery County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Montgomery County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.