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Insurance agencies in Kendall County, IL

How Kendall County, IL compares with other counties and the U.S. for insurance agencies: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 59 out of 100: Upper middle

Ranked #816 of 2,272 scored counties
#1 of 87 scored counties in Illinois

Listings
56
12 chain locations (21%)
Official establishments
40
+8.1% since 2019
Household spending a year
$85.6M
On vehicle insurance · $1,887 a household
Spending per listing
$1.5M
22% above the U.S.
Listings per 10k households
12.3
21% below the U.S.
Population, 2025
145,470
+9.9% since 2020

See the insurance agencies around any address in Kendall County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Kendall County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

At $1,887 per household (4% below the U.S. average), households in Kendall County spend about $85.6M a year on vehicle insurance. That is about $1.5M of household spending for each agency on map listings, 22% above the U.S. figure of $1.3M.

There are 56 insurance agencies on map listings in Kendall County as of September 2026. 12 of them (21%) are chain locations, against 21% across the U.S. That is 12.3 per 10,000 households, 21% below the U.S. rate of 15.6.

In 2023, official counts showed 40 businesses with payroll in Kendall County classed as insurance agencies and brokerages, up 8.1% from 2019. That is one for every 1,134 households, against one for every 966 across the U.S.

Population estimates show Kendall County grew 9.9% from 2020 to 2025, faster than the U.S. (+3.1%). Kendall County scores 59 (upper middle) on the Groundwork market score for insurance agencies, ranking #816 of 2,272 scored counties and #1 of 87 scored counties in Illinois.

How Kendall County compares

The same measures for Illinois and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Kendall County, IL compared with Illinois and the U.S.
MeasureKendall CountyIllinoisU.S.
Listings per 10k households12.318.215.6
Spending per listing$1.5M$795K$1.3M
Households per official establishment1,134887966
Official establishment growth, 2019–2023+8.1%−7.0%−1.0%
Population growth, 2020–2025+9.9%−0.6%+3.1%
Spending per household on vehicle insurance$1,887$1,450$1,957
Median household income$111,601$83,390$80,734
Groundwork market score5911

Official counts and lending

Businesses

Official establishments, 2019 to 2023
37 → 40+8.1% over the period
Employees, 2023
151
Annual payroll, 2023
$7.2M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
5612 chain locations
Listings at the U.S. rate for this spending
68The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in Kendall County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Kendall County

Population, 2025 estimate
145,470+9.9% since 2020
Households
45,372
Median age
36.6
Homes lived in by their owners
84%
Vehicles per household
2.1
Land area
320 sq. mi.
People per square mile
430
Median household income
$111,601+15.6% vs. 2015–2019, before inflation
Average household income
$129,379
Median home value
$322,400
Jobs located here
30,568
Daytime population
86,410Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Kendall County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Kendall County. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Illinois

Every Illinois market ranked →

The highest-scoring counties in Illinois for insurance agencies, numbered among those based in Illinois, with Kendall County marked.

Top counties in Illinois

Counties in Illinois ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Kendall County, IL595612.3$1.5M+9.9%#816 of 2,272
2Boone County, IL482110.8$1.7M+0.4%#1,169 of 2,272
3Will County, IL4037215.2$1.2M+2.2%#1,464 of 2,272
4DeKalb County, IL394711.9$1.3M+1.5%#1,499 of 2,272
5Piatt County, IL361014.4$1.3M+0.6%#1,598 of 2,272
6Mercer County, IL35710.7$1.8M−2.6%#1,630 of 2,272
7Grundy County, IL353517.0$1.1M+2.9%#1,654 of 2,272
8McHenry County, IL3520917.8$1M+2.5%#1,660 of 2,272
9Menard County, IL3459.6$1.8M−3.3%#1,667 of 2,272
10Jo Daviess County, IL331110.6$1.6M−2.2%#1,698 of 2,272

Other business types in Kendall County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Kendall County, IL?

As of September 2026, map listings count 56 insurance agencies in Kendall County. 12 of them (21%) are chain locations. The listings count insurance agencies. Official counts show 40 businesses with payroll classed as insurance agencies and brokerages in 2023, up 8.1% from 2019.

How much do households in Kendall County, IL spend on vehicle insurance?

About $85.6M a year, or $1,887 per household. That is 4% below the U.S. average (an index of 96, where 100 is the U.S. average). Spread across the 56 insurance agencies on map listings, it comes to $1.5M per agency. It is estimated from the incomes of the 45,372 households in Kendall County and national spending patterns by income.

How does Kendall County, IL compare with the U.S. for insurance agencies?

Kendall County has 12.3 insurance agencies per 10,000 households, 21% below the U.S. rate of 15.6. Spending per agency is $1.5M, 22% above the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Kendall County would have about 68, against 56 on map listings. There is one business with payroll in the industry for every 1,134 households, against one for every 966 across the U.S. The official count rose 8.1% from 2019 to 2023, against −1.0% for the U.S.

How fast is Kendall County, IL growing?

Population estimates put Kendall County at 145,470 people in 2025, up 9.9% since 2020, faster than the U.S. (+3.1%). It has 45,372 households. Median household income in Kendall County is $111,601, 38% above the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 15.6%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Kendall County scores 59 for insurance agencies (upper middle), #816 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Kendall County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Kendall County

Screening a site or an acquisition in Kendall County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Kendall County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.