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Insurance agencies in Kane County, IL

The insurance agencies in Kane County, IL, the household spending behind them and how the market ranks against other counties.

Groundwork market score · out of 100

Score 25 out of 100: Lower middle

Ranked #1,962 of 2,272 scored counties
#21 of 87 scored counties in Illinois

Listings
390
100 chain locations (26%)
Official establishments
238
−2.1% since 2019
Household spending a year
$327.9M
On vehicle insurance · $1,775 a household
Spending per listing
$841K
33% below the U.S.
Listings per 10k households
21.1
35% above the U.S.
Population, 2025
525,757
+1.8% since 2020

See the insurance agencies around any address in Kane County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Kane County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

The Groundwork market score for insurance agencies in Kane County is 25 (lower middle), #1,962 of 2,272 scored counties and #21 of 87 scored counties in Illinois. That puts it in the bottom quarter of counties.

Map listings as of September 2026 show 390 insurance agencies in Kane County. 100 of them (26%) are chain locations, against 21% across the U.S. That is 21.1 per 10,000 households, 35% above the U.S. rate of 15.6.

Household spending on vehicle insurance in Kane County comes to about $327.9M a year: $1,775 per household, 9% below the U.S. average. Spread across 390 insurance agencies, that is $841K per agency, 33% below the U.S. figure of $1.3M.

In 2023, official counts showed 238 businesses with payroll in Kane County classed as insurance agencies and brokerages, down 2.1% from 2019. That is one for every 776 households, against one for every 966 across the U.S. Since fiscal 2022, 7 SBA-backed loans worth $1.5M have gone to businesses classed as insurance agencies and brokerages in Kane County. Population estimates show Kane County grew 1.8% from 2020 to 2025, slower than the U.S. (+3.1%).

How Kane County compares

The same measures for Illinois and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Kane County, IL compared with Illinois and the U.S.
MeasureKane CountyIllinoisU.S.
Listings per 10k households21.118.215.6
Spending per listing$841K$795K$1.3M
Households per official establishment776887966
Official establishment growth, 2019–2023−2.1%−7.0%−1.0%
Population growth, 2020–2025+1.8%−0.6%+3.1%
Spending per household on vehicle insurance$1,775$1,450$1,957
Median household income$103,163$83,390$80,734
Groundwork market score2511

Official counts and lending

Businesses

Official establishments, 2019 to 2023
243 → 238−2.1% over the period
Employees, 2023
721
Annual payroll, 2023
$45.5M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
390100 chain locations
Listings at the U.S. rate for this spending
261The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
7
Amount
$1.5M

SBA-backed loans to businesses classed as insurance agencies and brokerages in Kane County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Kane County

Population, 2025 estimate
525,757+1.8% since 2020
Households
184,706
Median age
39.5
Homes lived in by their owners
76%
Vehicles per household
2.0
Land area
519 sq. mi.
People per square mile
996
Median household income
$103,163+29.9% vs. 2015–2019, before inflation
Average household income
$131,975
Median home value
$327,000
Jobs located here
219,275
Daytime population
474,484Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Kane County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Kane County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Insurance agencies across Illinois

Every Illinois market ranked →

The highest-scoring counties in Illinois for insurance agencies, numbered among those based in Illinois, with Kane County marked.

Top counties in Illinois

Counties in Illinois ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Kendall County, IL595612.3$1.5M+9.9%#816 of 2,272
2Boone County, IL482110.8$1.7M+0.4%#1,169 of 2,272
3Will County, IL4037215.2$1.2M+2.2%#1,464 of 2,272
4DeKalb County, IL394711.9$1.3M+1.5%#1,499 of 2,272
5Piatt County, IL361014.4$1.3M+0.6%#1,598 of 2,272
6Mercer County, IL35710.7$1.8M−2.6%#1,630 of 2,272
7Grundy County, IL353517.0$1.1M+2.9%#1,654 of 2,272
8McHenry County, IL3520917.8$1M+2.5%#1,660 of 2,272
9Menard County, IL3459.6$1.8M−3.3%#1,667 of 2,272
10Jo Daviess County, IL331110.6$1.6M−2.2%#1,698 of 2,272
21Kane County, IL2539021.1$841K+1.8%#1,962 of 2,272

Other business types in Kane County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Kane County, IL?

There are 390 insurance agencies on map listings in Kane County as of September 2026. 100 of them (26%) are chain locations. The listings count insurance agencies. Official counts show 238 businesses with payroll classed as insurance agencies and brokerages in 2023, down 2.1% from 2019.

How much do households in Kane County, IL spend on vehicle insurance?

About $327.9M a year, or $1,775 per household. That is 9% below the U.S. average (an index of 91, where 100 is the U.S. average). Spread across the 390 insurance agencies on map listings, it comes to $841K per agency. It is estimated from the incomes of the 184,706 households in Kane County and national spending patterns by income.

How does Kane County, IL compare with the U.S. for insurance agencies?

Kane County has 21.1 insurance agencies per 10,000 households, 35% above the U.S. rate of 15.6. Spending per agency is $841K, 33% below the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Kane County would have about 261, against 390 on map listings. There is one business with payroll in the industry for every 776 households, against one for every 966 across the U.S. The official count fell 2.1% from 2019 to 2023, against −1.0% for the U.S.

How fast is Kane County, IL growing?

Population estimates put Kane County at 525,757 people in 2025, up 1.8% since 2020, slower than the U.S. (+3.1%). It has 184,706 households. The median household income in Kane County is $103,163 a year, 28% above the U.S. median of $80,734. That rose 29.9% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Kane County scores 25 for insurance agencies (lower middle), #1,962 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Kane County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Kane County

Screening a site or an acquisition in Kane County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Kane County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.