Auto · County · Illinois
Insurance agencies in Calhoun County, IL
The insurance agencies in Calhoun County, IL, the household spending behind them and how the market ranks against other counties.
Groundwork market score
Not scored
Counties under 10,000 people aren’t scored, since a few businesses can swing their figures.
- Listings
- 4
- 2 chain locations (50%)
- Official establishments
- n/a
- Fewer than 3, or not published
- Household spending a year
- $2.8M
- On vehicle insurance · $2,231 a household
- Spending per listing
- $691K
- 45% below the U.S.
- Listings per 10k households
- 32.3
- 2.1 times the U.S.
- Population, 2025
- 4,300
- −2.2% since 2020
See the insurance agencies around any address in Calhoun County
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Calhoun County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Households in Calhoun County spend about $2.8M a year on vehicle insurance, or $2,231 per household, 14% above the U.S. average. That works out to $691K per agency, 45% below the U.S. figure of $1.3M.
There are 4 insurance agencies on map listings in Calhoun County as of September 2026. That is 32.3 per 10,000 households, 2.1 times the U.S. rate of 15.6.
Official counts don’t publish a figure for insurance agencies and brokerages in Calhoun County, since they leave out counts under 3.
Between 2020 and 2025, the population of Calhoun County declined 2.2%, against +3.1% for the U.S. Counties under 10,000 people aren’t given a market score, since a few businesses can swing their figures.
How Calhoun County compares
The same measures for Illinois and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Calhoun County | Illinois | U.S. |
|---|---|---|---|
| Listings per 10k households | 32.3 | 18.2 | 15.6 |
| Spending per listing | $691K | $795K | $1.3M |
| Households per official establishment | n/a | 887 | 966 |
| Official establishment growth, 2019–2023 | n/a | −7.0% | −1.0% |
| Population growth, 2020–2025 | −2.2% | −0.6% | +3.1% |
| Spending per household on vehicle insurance | $2,231 | $1,450 | $1,957 |
| Median household income | $93,203 | $83,390 | $80,734 |
| Groundwork market score | Not scored | 11 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- n/a
- Employees, 2023
- n/a
- Annual payroll, 2023
- n/a
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 42 chain locations
- Listings at the U.S. rate for this spending
- 2The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as insurance agencies and brokerages in Calhoun County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Calhoun County
- Population, 2025 estimate
- 4,300−2.2% since 2020
- Households
- 1,239
- Median age
- 47.8
- Homes lived in by their owners
- 89%
- Vehicles per household
- 2.4
- Land area
- 254 sq. mi.
- People per square mile
- 17
- Median household income
- $93,203
- Average household income
- $105,834
- Median home value
- $190,900
- Jobs located here
- 855
- Daytime population
- 2,927Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Calhoun County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of Calhoun County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across Illinois
Every Illinois market ranked →The highest-scoring counties in Illinois for insurance agencies, numbered among those based in Illinois, with Calhoun County marked.
Top counties in Illinois
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Kendall County, IL | 59 | 56 | 12.3 | $1.5M | +9.9% | #816 of 2,272 |
| 2Boone County, IL | 48 | 21 | 10.8 | $1.7M | +0.4% | #1,169 of 2,272 |
| 3Will County, IL | 40 | 372 | 15.2 | $1.2M | +2.2% | #1,464 of 2,272 |
| 4DeKalb County, IL | 39 | 47 | 11.9 | $1.3M | +1.5% | #1,499 of 2,272 |
| 5Piatt County, IL | 36 | 10 | 14.4 | $1.3M | +0.6% | #1,598 of 2,272 |
| 6Mercer County, IL | 35 | 7 | 10.7 | $1.8M | −2.6% | #1,630 of 2,272 |
| 7Grundy County, IL | 35 | 35 | 17.0 | $1.1M | +2.9% | #1,654 of 2,272 |
| 8McHenry County, IL | 35 | 209 | 17.8 | $1M | +2.5% | #1,660 of 2,272 |
| 9Menard County, IL | 34 | 5 | 9.6 | $1.8M | −3.3% | #1,667 of 2,272 |
| 10Jo Daviess County, IL | 33 | 11 | 10.6 | $1.6M | −2.2% | #1,698 of 2,272 |
| Calhoun County, IL | Not scored | 4 | 32.3 | $691K | −2.2% |
Other business types in Calhoun County
None has a Groundwork market score here. Counties under 10,000 people aren’t scored, since a few businesses can swing their figures.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in Calhoun County, IL?
As of September 2026, map listings count 4 insurance agencies in Calhoun County. The listings count insurance agencies. No official count is published for insurance agencies and brokerages in Calhoun County: counts under 3 are left out.
How much do households in Calhoun County, IL spend on vehicle insurance?
About $2.8M a year, or $2,231 per household. That is 14% above the U.S. average (an index of 114, where 100 is the U.S. average). Spread across the 4 insurance agencies on map listings, it comes to $691K per agency. It is estimated from the incomes of the 1,239 households in Calhoun County and national spending patterns by income.
How does Calhoun County, IL compare with the U.S. for insurance agencies?
Calhoun County has 32.3 insurance agencies per 10,000 households, 2.1 times the U.S. rate of 15.6. Spending per agency is $691K, 45% below the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Calhoun County would have about 2, against 4 on map listings.
How fast is Calhoun County, IL growing?
Population estimates put Calhoun County at 4,300 people in 2025, down 2.2% since 2020, against +3.1% for the U.S. It has 1,239 households. Median household income in Calhoun County is $93,203, 15% above the U.S. median of $80,734.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The score leaves out counties under 10,000 people, where a handful of businesses would swing it.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Calhoun County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in Calhoun County
Screening a site or an acquisition in Calhoun County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Calhoun County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.