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Insurance agencies in Lee County, IL

Competitor counts, household spending and official business counts for insurance agencies in Lee County, IL, set against other counties and the U.S.

Groundwork market score · out of 100

Score 9 out of 100: Very low

Ranked #2,252 of 2,272 scored counties
#79 of 87 scored counties in Illinois

Listings
31
4 chain locations (13%)
Official establishments
20
0.0% since 2019
Household spending a year
$22.1M
On vehicle insurance · $1,655 a household
Spending per listing
$712K
43% below the U.S.
Listings per 10k households
23.2
49% above the U.S.
Population, 2025
32,914
−3.4% since 2020

See the insurance agencies around any address in Lee County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Lee County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

For insurance agencies, Lee County has a Groundwork market score of 9 (very low): #2,252 of 2,272 scored counties and #79 of 87 scored counties in Illinois. That puts it in the bottom quarter of counties.

At $1,655 per household (15% below the U.S. average), households in Lee County spend about $22.1M a year on vehicle insurance. That works out to $712K per agency, 43% below the U.S. figure of $1.3M.

Lee County has 31 insurance agencies on map listings as of September 2026. Chain locations make up 13% of them, against 21% across the U.S. That is 23.2 per 10,000 households, 49% above the U.S. rate of 15.6.

In 2023, official counts showed 20 businesses with payroll in Lee County classed as insurance agencies and brokerages, unchanged from 2019. That is one for every 667 households, against one for every 966 across the U.S. Population estimates show Lee County declined 3.4% from 2020 to 2025, against +3.1% for the U.S.

How Lee County compares

The same measures for Illinois and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Lee County, IL compared with Illinois and the U.S.
MeasureLee CountyIllinoisU.S.
Listings per 10k households23.218.215.6
Spending per listing$712K$795K$1.3M
Households per official establishment667887966
Official establishment growth, 2019–20230.0%−7.0%−1.0%
Population growth, 2020–2025−3.4%−0.6%+3.1%
Spending per household on vehicle insurance$1,655$1,450$1,957
Median household income$70,292$83,390$80,734
Groundwork market score911

Official counts and lending

Businesses

Official establishments, 2019 to 2023
20 → 200.0% over the period
Employees, 2023
77
Annual payroll, 2023
$4.9M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
314 chain locations
Listings at the U.S. rate for this spending
18The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in Lee County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Lee County

Population, 2025 estimate
32,914−3.4% since 2020
Households
13,337
Median age
43.7
Homes lived in by their owners
74%
Vehicles per household
1.9
Land area
725 sq. mi.
People per square mile
47
Median household income
$70,292+20.8% vs. 2015–2019, before inflation
Average household income
$90,634
Median home value
$154,600
Jobs located here
12,678
Daytime population
30,631Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Lee County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Lee County. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Illinois

Every Illinois market ranked →

The highest-scoring counties in Illinois for insurance agencies, numbered among those based in Illinois, with Lee County marked.

Top counties in Illinois

Counties in Illinois ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Kendall County, IL595612.3$1.5M+9.9%#816 of 2,272
2Boone County, IL482110.8$1.7M+0.4%#1,169 of 2,272
3Will County, IL4037215.2$1.2M+2.2%#1,464 of 2,272
4DeKalb County, IL394711.9$1.3M+1.5%#1,499 of 2,272
5Piatt County, IL361014.4$1.3M+0.6%#1,598 of 2,272
6Mercer County, IL35710.7$1.8M−2.6%#1,630 of 2,272
7Grundy County, IL353517.0$1.1M+2.9%#1,654 of 2,272
8McHenry County, IL3520917.8$1M+2.5%#1,660 of 2,272
9Menard County, IL3459.6$1.8M−3.3%#1,667 of 2,272
10Jo Daviess County, IL331110.6$1.6M−2.2%#1,698 of 2,272
79Lee County, IL93123.2$712K−3.4%#2,252 of 2,272

Other business types in Lee County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Lee County, IL?

Map listings as of September 2026 show 31 insurance agencies in Lee County. 4 of them (13%) are chain locations. The listings count insurance agencies. Official counts show 20 businesses with payroll classed as insurance agencies and brokerages in 2023, unchanged from 2019.

How much do households in Lee County, IL spend on vehicle insurance?

About $22.1M a year, or $1,655 per household. That is 15% below the U.S. average (an index of 85, where 100 is the U.S. average). Spread across the 31 insurance agencies on map listings, it comes to $712K per agency. It is estimated from the incomes of the 13,337 households in Lee County and national spending patterns by income.

How does Lee County, IL compare with the U.S. for insurance agencies?

Lee County has 23.2 insurance agencies per 10,000 households, 49% above the U.S. rate of 15.6. Spending per agency is $712K, 43% below the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Lee County would have about 18, against 31 on map listings. There is one business with payroll in the industry for every 667 households, against one for every 966 across the U.S. The official count held level from 2019 to 2023, against −1.0% for the U.S.

How fast is Lee County, IL growing?

Population estimates put Lee County at 32,914 people in 2025, down 3.4% since 2020, against +3.1% for the U.S. It has 13,337 households. Median household income in Lee County is $70,292, 13% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 20.8%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Lee County scores 9 for insurance agencies (very low), #2,252 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Lee County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Lee County

Screening a site or an acquisition in Lee County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Lee County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.