Auto · County · Illinois
Insurance agencies in Lawrence County, IL
The insurance agencies in Lawrence County, IL, the household spending behind them and how the market ranks against other counties.
Groundwork market score · out of 100
Score 9 out of 100: Very low
Ranked #2,249 of 2,272 scored counties
#77 of 87 scored counties in Illinois
- Listings
- 10
- 1 chain location (10%)
- Official establishments
- 9
- Businesses with payroll, 2023
- Household spending a year
- $8.9M
- On vehicle insurance · $1,626 a household
- Spending per listing
- $890K
- 29% below the U.S.
- Listings per 10k households
- 18.3
- 17% above the U.S.
- Population, 2025
- 13,790
- −9.7% since 2020
See the insurance agencies around any address in Lawrence County
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Lawrence County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Lawrence County scores 9 (very low) on the Groundwork market score for insurance agencies, ranking #2,249 of 2,272 scored counties and #77 of 87 scored counties in Illinois. That puts it in the bottom quarter of counties.
At $1,626 per household (17% below the U.S. average), households in Lawrence County spend about $8.9M a year on vehicle insurance. That is about $890K of household spending for each agency on map listings, 29% below the U.S. figure of $1.3M.
There are 10 insurance agencies on map listings in Lawrence County as of September 2026. One of them (10%) is a chain location, against 21% across the U.S. Per 10,000 households, that is 18.3, 17% above the U.S. rate of 15.6.
Official counts show 9 businesses with payroll classed as insurance agencies and brokerages in Lawrence County in 2023. That is one for every 608 households, against one for every 966 across the U.S. Population estimates show Lawrence County declined 9.7% from 2020 to 2025, against +3.1% for the U.S.
How Lawrence County compares
The same measures for Illinois and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Lawrence County | Illinois | U.S. |
|---|---|---|---|
| Listings per 10k households | 18.3 | 18.2 | 15.6 |
| Spending per listing | $890K | $795K | $1.3M |
| Households per official establishment | 608 | 887 | 966 |
| Official establishment growth, 2019–2023 | n/a | −7.0% | −1.0% |
| Population growth, 2020–2025 | −9.7% | −0.6% | +3.1% |
| Spending per household on vehicle insurance | $1,626 | $1,450 | $1,957 |
| Median household income | $55,324 | $83,390 | $80,734 |
| Groundwork market score | 9 | 11 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 9 → 9
- Employees, 2023
- 29
- Annual payroll, 2023
- $1.5M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 101 chain location
- Listings at the U.S. rate for this spending
- 7The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as insurance agencies and brokerages in Lawrence County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Lawrence County
- Population, 2025 estimate
- 13,790−9.7% since 2020
- Households
- 5,472
- Median age
- 41.6
- Homes lived in by their owners
- 72%
- Vehicles per household
- 1.8
- Land area
- 372 sq. mi.
- People per square mile
- 40
- Median household income
- $55,324+18.6% vs. 2015–2019, before inflation
- Average household income
- $79,188
- Median home value
- $99,100
- Jobs located here
- 3,717
- Daytime population
- 12,725Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Lawrence County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of Lawrence County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across Illinois
Every Illinois market ranked →The highest-scoring counties in Illinois for insurance agencies, numbered among those based in Illinois, with Lawrence County marked.
Top counties in Illinois
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Kendall County, IL | 59 | 56 | 12.3 | $1.5M | +9.9% | #816 of 2,272 |
| 2Boone County, IL | 48 | 21 | 10.8 | $1.7M | +0.4% | #1,169 of 2,272 |
| 3Will County, IL | 40 | 372 | 15.2 | $1.2M | +2.2% | #1,464 of 2,272 |
| 4DeKalb County, IL | 39 | 47 | 11.9 | $1.3M | +1.5% | #1,499 of 2,272 |
| 5Piatt County, IL | 36 | 10 | 14.4 | $1.3M | +0.6% | #1,598 of 2,272 |
| 6Mercer County, IL | 35 | 7 | 10.7 | $1.8M | −2.6% | #1,630 of 2,272 |
| 7Grundy County, IL | 35 | 35 | 17.0 | $1.1M | +2.9% | #1,654 of 2,272 |
| 8McHenry County, IL | 35 | 209 | 17.8 | $1M | +2.5% | #1,660 of 2,272 |
| 9Menard County, IL | 34 | 5 | 9.6 | $1.8M | −3.3% | #1,667 of 2,272 |
| 10Jo Daviess County, IL | 33 | 11 | 10.6 | $1.6M | −2.2% | #1,698 of 2,272 |
| 77Lawrence County, IL | 9 | 10 | 18.3 | $890K | −9.7% | #2,249 of 2,272 |
Other business types in Lawrence County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in Lawrence County, IL?
As of September 2026, map listings count 10 insurance agencies in Lawrence County. One of them (10%) is a chain location. The listings count insurance agencies. Official counts show 9 businesses with payroll classed as insurance agencies and brokerages in 2023.
How much do households in Lawrence County, IL spend on vehicle insurance?
About $8.9M a year, or $1,626 per household. That is 17% below the U.S. average (an index of 83, where 100 is the U.S. average). Spread across the 10 insurance agencies on map listings, it comes to $890K per agency. It is estimated from the incomes of the 5,472 households in Lawrence County and national spending patterns by income.
How does Lawrence County, IL compare with the U.S. for insurance agencies?
Lawrence County has 18.3 insurance agencies per 10,000 households, 17% above the U.S. rate of 15.6. Spending per agency is $890K, 29% below the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Lawrence County would have about 7, against 10 on map listings. There is one business with payroll in the industry for every 608 households, against one for every 966 across the U.S.
How fast is Lawrence County, IL growing?
Population estimates put Lawrence County at 13,790 people in 2025, down 9.7% since 2020, against +3.1% for the U.S. It has 5,472 households. Median household income in Lawrence County is $55,324, 31% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 18.6%, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Lawrence County scores 9 for insurance agencies (very low), #2,249 of 2,272 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Lawrence County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in Lawrence County
Screening a site or an acquisition in Lawrence County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Lawrence County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.