Groundwork

Auto · Metro area · Illinois

Insurance agencies in the Kankakee, IL metro area

The insurance agencies in the Kankakee, IL metro area, the household spending behind them and how the market ranks against other metro areas.

Groundwork market score · out of 100

Score 21 out of 100: Low

Ranked #360 of 387 scored metro areas
#2 of 8 scored metro areas based in Illinois

Listings
71
16 chain locations (23%)
Official establishments
41
0.0% since 2019
Household spending a year
$67M
On vehicle insurance · $1,633 a household
Spending per listing
$943K
25% below the U.S.
Listings per 10k households
17.3
11% above the U.S.
Population, 2025
105,525
−1.7% since 2020

See the insurance agencies around any address in the Kankakee metro area

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Kankakee metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

For insurance agencies, the Kankakee metro area has a Groundwork market score of 21 (low): #360 of 387 scored metro areas and #2 of 8 scored metro areas based in Illinois. That puts it in the bottom quarter of metro areas.

At $1,633 per household (17% below the U.S. average), households in the Kankakee metro area spend about $67M a year on vehicle insurance. That works out to $943K per agency, 25% below the U.S. figure of $1.3M.

The Kankakee metro area has 71 insurance agencies on map listings as of September 2026. 16 of them (23%) are chain locations, against 21% across the U.S. That is 17.3 per 10,000 households, 11% above the U.S. rate of 15.6.

In 2023, official counts showed 41 businesses with payroll in the Kankakee metro area classed as insurance agencies and brokerages, unchanged from 2019. That is one for every 1,000 households, against one for every 966 across the U.S. Since fiscal 2022, 1 SBA-backed loan worth $100K has gone to businesses classed as insurance agencies and brokerages in the Kankakee metro area. Population estimates put the population change in the Kankakee metro area from 2020 to 2025 at −1.7%, against +3.1% for the U.S.

How the Kankakee metro area compares

The same measures for Illinois and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Kankakee, IL metro area compared with Illinois and the U.S.
MeasureKankakee metro areaIllinoisU.S.
Listings per 10k households17.318.215.6
Spending per listing$943K$795K$1.3M
Households per official establishment1,000887966
Official establishment growth, 2019–20230.0%−7.0%−1.0%
Population growth, 2020–2025−1.7%−0.6%+3.1%
Spending per household on vehicle insurance$1,633$1,450$1,957
Median household income$71,281$83,390$80,734
Groundwork market score2111

Official counts and lending

Businesses

Official establishments, 2019 to 2023
410.0% over the period
Employees, 2023
143
Annual payroll, 2023
$8.1M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
7116 chain locations
Listings at the U.S. rate for this spending
53The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
1
Amount
$100K

SBA-backed loans to businesses classed as insurance agencies and brokerages in the Kankakee metro area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Kankakee metro area

Population, 2025 estimate
105,525−1.7% since 2020
Households
40,996
Median age
39.8
Homes lived in by their owners
70%
Vehicles per household
1.8
Land area
677 sq. mi.
People per square mile
158
Median household income
$71,281+21.0% vs. 2015–2019, before inflation
Average household income
$94,302
Median home value
$192,600
Jobs located here
41,664
Daytime population
98,238Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Kankakee metro area?

These figures cover the whole metro area. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of the Kankakee metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Illinois

Every Illinois market ranked →

The highest-scoring metro areas in Illinois for insurance agencies, numbered among those based in Illinois (a market based in another state is listed without a number), with the Kankakee metro area marked.

Top metro areas in Illinois

Metro areas in Illinois ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
Paducah, KY-IL427317.5$1.4M−1.2%#238 of 387
1Bloomington, IL2212317.5$875K+0.1%#355 of 387
2Kankakee, IL217117.3$943K−1.7%#360 of 387
3Champaign-Urbana, IL1914414.7$953K+1.5%#367 of 387
Davenport-Moline-Rock Island, IA-IL1826516.4$969K−0.9%#370 of 387
4Rockford, IL1627019.9$770K−0.3%#378 of 387
5Decatur, IL168419.3$753K−4.3%#379 of 387
6Chicago-Naperville-Elgin, IL-IN146,47017.8$789K0.0%#382 of 387
Cape Girardeau, MO-IL1410427.2$617K+1.7%#383 of 387
7Peoria, IL1330720.0$785K−1.3%#384 of 387

Other business types in the Kankakee metro area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in the Kankakee, IL metro area?

Map listings as of September 2026 show 71 insurance agencies in the Kankakee metro area. 16 of them (23%) are chain locations. The listings count insurance agencies. Official counts show 41 businesses with payroll classed as insurance agencies and brokerages in 2023, unchanged from 2019.

How much do households in the Kankakee, IL metro area spend on vehicle insurance?

About $67M a year, or $1,633 per household. That is 17% below the U.S. average (an index of 83, where 100 is the U.S. average). Spread across the 71 insurance agencies on map listings, it comes to $943K per agency. It is estimated from the incomes of the 40,996 households in the Kankakee metro area and national spending patterns by income.

How does the Kankakee, IL metro area compare with the U.S. for insurance agencies?

The Kankakee metro area has 17.3 insurance agencies per 10,000 households, 11% above the U.S. rate of 15.6. Spending per agency is $943K, 25% below the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, the Kankakee metro area would have about 53, against 71 on map listings. There is one business with payroll in the industry for every 1,000 households, against one for every 966 across the U.S. The official count held level from 2019 to 2023, against −1.0% for the U.S.

How fast is the Kankakee, IL metro area growing?

Population estimates put the Kankakee metro area at 105,525 people in 2025, down 1.7% since 2020, against +3.1% for the U.S. It has 40,996 households. Median household income in the Kankakee metro area is $71,281, 12% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 21.0%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Kankakee metro area scores 21 for insurance agencies (low), #360 of 387 scored metro areas.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Kankakee metro area. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in the Kankakee metro area

Screening a site or an acquisition in the Kankakee metro area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Kankakee metro area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.