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Insurance agencies in Clinton County, IL

Competitor counts, household spending and official business counts for insurance agencies in Clinton County, IL, set against other counties and the U.S.

Groundwork market score · out of 100

Score 26 out of 100: Lower middle

Ranked #1,933 of 2,272 scored counties
#17 of 87 scored counties in Illinois

Listings
31
3 chain locations (10%)
Official establishments
17
Businesses with payroll, 2023
Household spending a year
$27.1M
On vehicle insurance · $1,863 a household
Spending per listing
$876K
30% below the U.S.
Listings per 10k households
21.3
37% above the U.S.
Population, 2025
37,128
+0.6% since 2020

See the insurance agencies around any address in Clinton County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Clinton County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

For insurance agencies, Clinton County has a Groundwork market score of 26 (lower middle): #1,933 of 2,272 scored counties and #17 of 87 scored counties in Illinois. That puts it in the bottom quarter of counties.

Map listings as of September 2026 show 31 insurance agencies in Clinton County. Of those, 3 are chain locations, or 10%, against 21% across the U.S. That comes to 21.3 for every 10,000 households, 37% above the U.S. rate of 15.6.

At $1,863 per household (5% below the U.S. average), households in Clinton County spend about $27.1M a year on vehicle insurance. Spread across 31 insurance agencies, that is $876K per agency, 30% below the U.S. figure of $1.3M.

The official count of businesses with payroll classed as insurance agencies and brokerages in Clinton County was 17 in 2023. That is one for every 857 households, against one for every 966 across the U.S. Between 2020 and 2025, the population of Clinton County grew 0.6%, slower than the U.S. (+3.1%).

How Clinton County compares

The same measures for Illinois and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Clinton County, IL compared with Illinois and the U.S.
MeasureClinton CountyIllinoisU.S.
Listings per 10k households21.318.215.6
Spending per listing$876K$795K$1.3M
Households per official establishment857887966
Official establishment growth, 2019–2023n/a−7.0%−1.0%
Population growth, 2020–2025+0.6%−0.6%+3.1%
Spending per household on vehicle insurance$1,863$1,450$1,957
Median household income$86,588$83,390$80,734
Groundwork market score2611

Official counts and lending

Businesses

Official establishments, 2019 to 2023
19 → 17
Employees, 2023
65
Annual payroll, 2023
$3.3M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
313 chain locations
Listings at the U.S. rate for this spending
22The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in Clinton County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Clinton County

Population, 2025 estimate
37,128+0.6% since 2020
Households
14,570
Median age
41.8
Homes lived in by their owners
80%
Vehicles per household
2.1
Land area
474 sq. mi.
People per square mile
78
Median household income
$86,588+29.9% vs. 2015–2019, before inflation
Average household income
$108,402
Median home value
$192,400
Jobs located here
12,557
Daytime population
31,816Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Clinton County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Clinton County. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Illinois

Every Illinois market ranked →

The highest-scoring counties in Illinois for insurance agencies, numbered among those based in Illinois, with Clinton County marked.

Top counties in Illinois

Counties in Illinois ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Kendall County, IL595612.3$1.5M+9.9%#816 of 2,272
2Boone County, IL482110.8$1.7M+0.4%#1,169 of 2,272
3Will County, IL4037215.2$1.2M+2.2%#1,464 of 2,272
4DeKalb County, IL394711.9$1.3M+1.5%#1,499 of 2,272
5Piatt County, IL361014.4$1.3M+0.6%#1,598 of 2,272
6Mercer County, IL35710.7$1.8M−2.6%#1,630 of 2,272
7Grundy County, IL353517.0$1.1M+2.9%#1,654 of 2,272
8McHenry County, IL3520917.8$1M+2.5%#1,660 of 2,272
9Menard County, IL3459.6$1.8M−3.3%#1,667 of 2,272
10Jo Daviess County, IL331110.6$1.6M−2.2%#1,698 of 2,272
17Clinton County, IL263121.3$876K+0.6%#1,933 of 2,272

Other business types in Clinton County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Clinton County, IL?

There are 31 insurance agencies on map listings in Clinton County as of September 2026. 3 of them (10%) are chain locations. The listings count insurance agencies. Official counts show 17 businesses with payroll classed as insurance agencies and brokerages in 2023.

How much do households in Clinton County, IL spend on vehicle insurance?

About $27.1M a year, or $1,863 per household. That is 5% below the U.S. average (an index of 95, where 100 is the U.S. average). Spread across the 31 insurance agencies on map listings, it comes to $876K per agency. It is estimated from the incomes of the 14,570 households in Clinton County and national spending patterns by income.

How does Clinton County, IL compare with the U.S. for insurance agencies?

Clinton County has 21.3 insurance agencies per 10,000 households, 37% above the U.S. rate of 15.6. Spending per agency is $876K, 30% below the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Clinton County would have about 22, against 31 on map listings. There is one business with payroll in the industry for every 857 households, against one for every 966 across the U.S.

How fast is Clinton County, IL growing?

Population estimates put Clinton County at 37,128 people in 2025, up 0.6% since 2020, slower than the U.S. (+3.1%). It has 14,570 households. The median household income in Clinton County is $86,588 a year, 7% above the U.S. median of $80,734. That rose 29.9% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Clinton County scores 26 for insurance agencies (lower middle), #1,933 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Clinton County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Clinton County

Screening a site or an acquisition in Clinton County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Clinton County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.