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Insurance agencies in Moultrie County, IL

How Moultrie County, IL compares with other counties and the U.S. for insurance agencies: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 13 out of 100: Low

Ranked #2,213 of 2,272 scored counties
#65 of 87 scored counties in Illinois

Listings
12
2 chain locations (17%)
Official establishments
8
Businesses with payroll, 2023
Household spending a year
$9.3M
On vehicle insurance · $1,599 a household
Spending per listing
$775K
38% below the U.S.
Listings per 10k households
20.6
32% above the U.S.
Population, 2025
14,371
−0.8% since 2020

See the insurance agencies around any address in Moultrie County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Moultrie County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

The Groundwork market score for insurance agencies in Moultrie County is 13 (low), #2,213 of 2,272 scored counties and #65 of 87 scored counties in Illinois. That puts it in the bottom quarter of counties.

Map listings as of September 2026 show 12 insurance agencies in Moultrie County. 2 of them (17%) are chain locations, against 21% across the U.S. Per 10,000 households, that is 20.6, 32% above the U.S. rate of 15.6.

At $1,599 per household (18% below the U.S. average), households in Moultrie County spend about $9.3M a year on vehicle insurance. That works out to $775K per agency, 38% below the U.S. figure of $1.3M.

Official counts show 8 businesses with payroll classed as insurance agencies and brokerages in Moultrie County in 2023. That is one for every 727 households, against one for every 966 across the U.S. Population estimates put the population change in Moultrie County from 2020 to 2025 at −0.8%, against +3.1% for the U.S.

How Moultrie County compares

The same measures for Illinois and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Moultrie County, IL compared with Illinois and the U.S.
MeasureMoultrie CountyIllinoisU.S.
Listings per 10k households20.618.215.6
Spending per listing$775K$795K$1.3M
Households per official establishment727887966
Official establishment growth, 2019–2023n/a−7.0%−1.0%
Population growth, 2020–2025−0.8%−0.6%+3.1%
Spending per household on vehicle insurance$1,599$1,450$1,957
Median household income$71,784$83,390$80,734
Groundwork market score1311

Official counts and lending

Businesses

Official establishments, 2019 to 2023
6 → 8
Employees, 2023
20
Annual payroll, 2023
$717K
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
122 chain locations
Listings at the U.S. rate for this spending
7The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in Moultrie County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Moultrie County

Population, 2025 estimate
14,371−0.8% since 2020
Households
5,817
Median age
40.3
Homes lived in by their owners
76%
Vehicles per household
1.8
Land area
336 sq. mi.
People per square mile
43
Median household income
$71,784+16.8% vs. 2015–2019, before inflation
Average household income
$90,465
Median home value
$134,000
Jobs located here
5,116
Daytime population
12,425Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Moultrie County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Moultrie County. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Illinois

Every Illinois market ranked →

The highest-scoring counties in Illinois for insurance agencies, numbered among those based in Illinois, with Moultrie County marked.

Top counties in Illinois

Counties in Illinois ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Kendall County, IL595612.3$1.5M+9.9%#816 of 2,272
2Boone County, IL482110.8$1.7M+0.4%#1,169 of 2,272
3Will County, IL4037215.2$1.2M+2.2%#1,464 of 2,272
4DeKalb County, IL394711.9$1.3M+1.5%#1,499 of 2,272
5Piatt County, IL361014.4$1.3M+0.6%#1,598 of 2,272
6Mercer County, IL35710.7$1.8M−2.6%#1,630 of 2,272
7Grundy County, IL353517.0$1.1M+2.9%#1,654 of 2,272
8McHenry County, IL3520917.8$1M+2.5%#1,660 of 2,272
9Menard County, IL3459.6$1.8M−3.3%#1,667 of 2,272
10Jo Daviess County, IL331110.6$1.6M−2.2%#1,698 of 2,272
65Moultrie County, IL131220.6$775K−0.8%#2,213 of 2,272

Other business types in Moultrie County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Moultrie County, IL?

There are 12 insurance agencies on map listings in Moultrie County as of September 2026. 2 of them (17%) are chain locations. The listings count insurance agencies. Official counts show 8 businesses with payroll classed as insurance agencies and brokerages in 2023.

How much do households in Moultrie County, IL spend on vehicle insurance?

About $9.3M a year, or $1,599 per household. That is 18% below the U.S. average (an index of 82, where 100 is the U.S. average). Spread across the 12 insurance agencies on map listings, it comes to $775K per agency. It is estimated from the incomes of the 5,817 households in Moultrie County and national spending patterns by income.

How does Moultrie County, IL compare with the U.S. for insurance agencies?

Moultrie County has 20.6 insurance agencies per 10,000 households, 32% above the U.S. rate of 15.6. Spending per agency is $775K, 38% below the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Moultrie County would have about 7, against 12 on map listings. There is one business with payroll in the industry for every 727 households, against one for every 966 across the U.S.

How fast is Moultrie County, IL growing?

Population estimates put Moultrie County at 14,371 people in 2025, down 0.8% since 2020, against +3.1% for the U.S. It has 5,817 households. The median household income in Moultrie County is $71,784 a year, 11% below the U.S. median of $80,734. That rose 16.8% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Moultrie County scores 13 for insurance agencies (low), #2,213 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Moultrie County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Moultrie County

Screening a site or an acquisition in Moultrie County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Moultrie County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.