Groundwork

Auto · Small-town market · Illinois

Insurance agencies in the Taylorville, IL area

How the Taylorville, IL area compares with other small-town markets and the U.S. for insurance agencies: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 18 out of 100: Low

Ranked #500 of 537 scored small-town markets
#8 of 20 scored small-town markets based in Illinois

Listings
24
6 chain locations (25%)
Official establishments
17
−22.7% since 2019
Household spending a year
$22.2M
On vehicle insurance · $1,631 a household
Spending per listing
$924K
26% below the U.S.
Listings per 10k households
17.7
13% above the U.S.
Population, 2025
33,443
−1.5% since 2020

See the insurance agencies around any address in the Taylorville area

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Taylorville area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

The Groundwork market score for insurance agencies in the Taylorville area is 18 (low), #500 of 537 scored small-town markets and #8 of 20 scored small-town markets based in Illinois. That puts it in the bottom quarter of small-town markets.

Map listings as of September 2026 show 24 insurance agencies in the Taylorville area. Of those, 6 are chain locations, or 25%, against 21% across the U.S. That comes to 17.7 for every 10,000 households, 13% above the U.S. rate of 15.6.

Household spending on vehicle insurance in the Taylorville area comes to about $22.2M a year: $1,631 per household, 17% below the U.S. average. That is about $924K of household spending for each agency on map listings, 26% below the U.S. figure of $1.3M.

Official counts show 17 businesses with payroll classed as insurance agencies and brokerages in the Taylorville area in 2023, down 22.7% from 2019. That is one for every 799 households, against one for every 966 across the U.S. Since fiscal 2022, 1 SBA-backed loan worth $30K has gone to businesses classed as insurance agencies and brokerages in the Taylorville area. Between 2020 and 2025, the population of the Taylorville area declined 1.5%, against +3.1% for the U.S.

How the Taylorville area compares

The same measures for Illinois and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Taylorville, IL area compared with Illinois and the U.S.
MeasureTaylorville areaIllinoisU.S.
Listings per 10k households17.718.215.6
Spending per listing$924K$795K$1.3M
Households per official establishment799887966
Official establishment growth, 2019–2023−22.7%−7.0%−1.0%
Population growth, 2020–2025−1.5%−0.6%+3.1%
Spending per household on vehicle insurance$1,631$1,450$1,957
Median household income$62,611$83,390$80,734
Groundwork market score1811

Official counts and lending

Businesses

Official establishments, 2019 to 2023
17−22.7% over the period
Employees, 2023
35
Annual payroll, 2023
$2.2M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
246 chain locations
Listings at the U.S. rate for this spending
18The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
1
Amount
$30K

SBA-backed loans to businesses classed as insurance agencies and brokerages in the Taylorville area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Taylorville area

Population, 2025 estimate
33,443−1.5% since 2020
Households
13,586
Median age
43.2
Homes lived in by their owners
75%
Vehicles per household
1.9
Land area
710 sq. mi.
People per square mile
47
Median household income
$62,611+18.5% vs. 2015–2019, before inflation
Average household income
$80,611
Median home value
$115,500
Jobs located here
9,795
Daytime population
28,548Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Taylorville area?

These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of the Taylorville area. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Illinois

Every Illinois market ranked →

The highest-scoring small-town markets in Illinois for insurance agencies, numbered among those based in Illinois, with the Taylorville area marked.

Top small-town markets in Illinois

Small-town markets in Illinois ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Canton, IL271813.0$1.3M−2.0%#448 of 537
2Danville, IL264414.6$994K−3.7%#458 of 537
3Ottawa, IL259615.5$1.1M−1.6%#463 of 537
4Charleston-Mattoon, IL253014.4$997K−1.0%#464 of 537
5Rochelle, IL243315.8$1.1M−0.7%#470 of 537
6Macomb, IL201714.3$1M−4.5%#484 of 537
7Carbondale, IL194318.7$756K−1.5%#498 of 537
8Taylorville, IL182417.7$924K−1.5%#500 of 537
9Marion-Herrin, IL186221.4$743K+0.2%#504 of 537
10Effingham, IL164725.9$696K−0.9%#511 of 537

Other business types in the Taylorville area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in the Taylorville, IL area?

There are 24 insurance agencies on map listings in the Taylorville area as of September 2026. 6 of them (25%) are chain locations. The listings count insurance agencies. Official counts show 17 businesses with payroll classed as insurance agencies and brokerages in 2023, down 22.7% from 2019.

How much do households in the Taylorville, IL area spend on vehicle insurance?

About $22.2M a year, or $1,631 per household. That is 17% below the U.S. average (an index of 83, where 100 is the U.S. average). Spread across the 24 insurance agencies on map listings, it comes to $924K per agency. It is estimated from the incomes of the 13,586 households in the Taylorville area and national spending patterns by income.

How does the Taylorville, IL area compare with the U.S. for insurance agencies?

The Taylorville area has 17.7 insurance agencies per 10,000 households, 13% above the U.S. rate of 15.6. Spending per agency is $924K, 26% below the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, the Taylorville area would have about 18, against 24 on map listings. There is one business with payroll in the industry for every 799 households, against one for every 966 across the U.S. The official count fell 22.7% from 2019 to 2023, against −1.0% for the U.S.

How fast is the Taylorville, IL area growing?

Population estimates put the Taylorville area at 33,443 people in 2025, down 1.5% since 2020, against +3.1% for the U.S. It has 13,586 households. The median household income in the Taylorville area is $62,611 a year, 22% below the U.S. median of $80,734. That rose 18.5% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Taylorville area scores 18 for insurance agencies (low), #500 of 537 scored small-town markets.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Taylorville area. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in the Taylorville area

Screening a site or an acquisition in the Taylorville area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Taylorville area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.