Auto · County · Illinois
Insurance agencies in Franklin County, IL
The insurance agencies in Franklin County, IL, the household spending behind them and how the market ranks against other counties.
Groundwork market score · out of 100
Score 26 out of 100: Lower middle
Ranked #1,923 of 2,272 scored counties
#16 of 87 scored counties in Illinois
- Listings
- 26
- 5 chain locations (19%)
- Official establishments
- 14
- Businesses with payroll, 2023
- Household spending a year
- $26.1M
- On vehicle insurance · $1,619 a household
- Spending per listing
- $1M
- 20% below the U.S.
- Listings per 10k households
- 16.1
- 3% above the U.S.
- Population, 2025
- 36,916
- −2.1% since 2020
See the insurance agencies around any address in Franklin County
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Franklin County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
The Groundwork market score for insurance agencies in Franklin County is 26 (lower middle), #1,923 of 2,272 scored counties and #16 of 87 scored counties in Illinois. That puts it in the bottom quarter of counties.
At $1,619 per household (17% below the U.S. average), households in Franklin County spend about $26.1M a year on vehicle insurance. That is about $1M of household spending for each agency on map listings, 20% below the U.S. figure of $1.3M.
Franklin County has 26 insurance agencies on map listings as of September 2026. Of those, 5 are chain locations, or 19%, against 21% across the U.S. That comes to 16.1 for every 10,000 households, 3% above the U.S. rate of 15.6.
Official counts show 14 businesses with payroll classed as insurance agencies and brokerages in Franklin County in 2023. That is one for every 1,153 households, against one for every 966 across the U.S. Population estimates show Franklin County declined 2.1% from 2020 to 2025, against +3.1% for the U.S.
How Franklin County compares
The same measures for Illinois and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Franklin County | Illinois | U.S. |
|---|---|---|---|
| Listings per 10k households | 16.1 | 18.2 | 15.6 |
| Spending per listing | $1M | $795K | $1.3M |
| Households per official establishment | 1,153 | 887 | 966 |
| Official establishment growth, 2019–2023 | n/a | −7.0% | −1.0% |
| Population growth, 2020–2025 | −2.1% | −0.6% | +3.1% |
| Spending per household on vehicle insurance | $1,619 | $1,450 | $1,957 |
| Median household income | $56,740 | $83,390 | $80,734 |
| Groundwork market score | 26 | 11 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 18 → 14
- Employees, 2023
- 39
- Annual payroll, 2023
- $1.8M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 265 chain locations
- Listings at the U.S. rate for this spending
- 21The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as insurance agencies and brokerages in Franklin County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Franklin County
- Population, 2025 estimate
- 36,916−2.1% since 2020
- Households
- 16,137
- Median age
- 43.6
- Homes lived in by their owners
- 74%
- Vehicles per household
- 1.8
- Land area
- 409 sq. mi.
- People per square mile
- 91
- Median household income
- $56,740+32.7% vs. 2015–2019, before inflation
- Average household income
- $72,759
- Median home value
- $89,000
- Jobs located here
- 8,765
- Daytime population
- 30,865Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Franklin County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of Franklin County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across Illinois
Every Illinois market ranked →The highest-scoring counties in Illinois for insurance agencies, numbered among those based in Illinois, with Franklin County marked.
Top counties in Illinois
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Kendall County, IL | 59 | 56 | 12.3 | $1.5M | +9.9% | #816 of 2,272 |
| 2Boone County, IL | 48 | 21 | 10.8 | $1.7M | +0.4% | #1,169 of 2,272 |
| 3Will County, IL | 40 | 372 | 15.2 | $1.2M | +2.2% | #1,464 of 2,272 |
| 4DeKalb County, IL | 39 | 47 | 11.9 | $1.3M | +1.5% | #1,499 of 2,272 |
| 5Piatt County, IL | 36 | 10 | 14.4 | $1.3M | +0.6% | #1,598 of 2,272 |
| 6Mercer County, IL | 35 | 7 | 10.7 | $1.8M | −2.6% | #1,630 of 2,272 |
| 7Grundy County, IL | 35 | 35 | 17.0 | $1.1M | +2.9% | #1,654 of 2,272 |
| 8McHenry County, IL | 35 | 209 | 17.8 | $1M | +2.5% | #1,660 of 2,272 |
| 9Menard County, IL | 34 | 5 | 9.6 | $1.8M | −3.3% | #1,667 of 2,272 |
| 10Jo Daviess County, IL | 33 | 11 | 10.6 | $1.6M | −2.2% | #1,698 of 2,272 |
| 16Franklin County, IL | 26 | 26 | 16.1 | $1M | −2.1% | #1,923 of 2,272 |
Other business types in Franklin County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in Franklin County, IL?
Map listings as of September 2026 show 26 insurance agencies in Franklin County. 5 of them (19%) are chain locations. The listings count insurance agencies. Official counts show 14 businesses with payroll classed as insurance agencies and brokerages in 2023.
How much do households in Franklin County, IL spend on vehicle insurance?
About $26.1M a year, or $1,619 per household. That is 17% below the U.S. average (an index of 83, where 100 is the U.S. average). Spread across the 26 insurance agencies on map listings, it comes to $1M per agency. It is estimated from the incomes of the 16,137 households in Franklin County and national spending patterns by income.
How does Franklin County, IL compare with the U.S. for insurance agencies?
Franklin County has 16.1 insurance agencies per 10,000 households, 3% above the U.S. rate of 15.6. Spending per agency is $1M, 20% below the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Franklin County would have about 21, against 26 on map listings. There is one business with payroll in the industry for every 1,153 households, against one for every 966 across the U.S.
How fast is Franklin County, IL growing?
Population estimates put Franklin County at 36,916 people in 2025, down 2.1% since 2020, against +3.1% for the U.S. It has 16,137 households. Median household income in Franklin County is $56,740, 30% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 32.7%, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Franklin County scores 26 for insurance agencies (lower middle), #1,923 of 2,272 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Franklin County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in Franklin County
Screening a site or an acquisition in Franklin County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Franklin County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.