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Insurance agencies in Erie County, OH

Competitor counts, household spending and official business counts for insurance agencies in Erie County, OH, set against other counties and the U.S.

Groundwork market score · out of 100

Score 30 out of 100: Lower middle

Ranked #1,804 of 2,272 scored counties
#68 of 87 scored counties in Ohio

Listings
44
13 chain locations (30%)
Official establishments
27
−12.9% since 2019
Household spending a year
$51.7M
On vehicle insurance · $1,592 a household
Spending per listing
$1.2M
6% below the U.S.
Listings per 10k households
13.5
13% below the U.S.
Population, 2025
73,296
−2.9% since 2020

See the insurance agencies around any address in Erie County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Erie County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Erie County scores 30 (lower middle) on the Groundwork market score for insurance agencies, ranking #1,804 of 2,272 scored counties and #68 of 87 scored counties in Ohio. That puts it in the bottom quarter of counties.

As of September 2026, map listings count 44 insurance agencies in Erie County. Chain locations make up 30% of them, against 21% across the U.S. That comes to 13.5 for every 10,000 households, 13% below the U.S. rate of 15.6.

Households in Erie County spend about $51.7M a year on vehicle insurance, or $1,592 per household, 19% below the U.S. average. That is about $1.2M of household spending for each agency on map listings, 6% below the U.S. figure of $1.3M.

In 2023, official counts showed 27 businesses with payroll in Erie County classed as insurance agencies and brokerages, down 12.9% from 2019. That is one for every 1,203 households, against one for every 966 across the U.S. Since fiscal 2022, 1 SBA-backed loan worth $60K has gone to businesses classed as insurance agencies and brokerages in Erie County. Between 2020 and 2025, the population of Erie County declined 2.9%, against +3.1% for the U.S.

How Erie County compares

The same measures for Ohio and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Erie County, OH compared with Ohio and the U.S.
MeasureErie CountyOhioU.S.
Listings per 10k households13.514.215.6
Spending per listing$1.2M$1.1M$1.3M
Households per official establishment1,2031,110966
Official establishment growth, 2019–2023−12.9%−6.8%−1.0%
Population growth, 2020–2025−2.9%+0.9%+3.1%
Spending per household on vehicle insurance$1,592$1,579$1,957
Median household income$71,993$71,389$80,734
Groundwork market score3034

Official counts and lending

Businesses

Official establishments, 2019 to 2023
31 → 27−12.9% over the period
Employees, 2023
131
Annual payroll, 2023
$7.1M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
4413 chain locations
Listings at the U.S. rate for this spending
41The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
1
Amount
$60K

SBA-backed loans to businesses classed as insurance agencies and brokerages in Erie County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Erie County

Population, 2025 estimate
73,296−2.9% since 2020
Households
32,482
Median age
45.3
Homes lived in by their owners
72%
Vehicles per household
1.8
Land area
251 sq. mi.
People per square mile
297
Median household income
$71,993+32.8% vs. 2015–2019, before inflation
Average household income
$92,098
Median home value
$199,700
Jobs located here
33,836
Daytime population
74,660Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Erie County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Erie County. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Ohio

Every Ohio market ranked →

The highest-scoring counties in Ohio for insurance agencies, numbered among those based in Ohio, with Erie County marked.

Top counties in Ohio

Counties in Ohio ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Brown County, OH75127.0$2.8M+1.6%#331 of 2,272
2Morrow County, OH73118.2$2.5M+3.7%#380 of 2,272
3Perry County, OH69128.9$2.1M+1.3%#497 of 2,272
4Pickaway County, OH68198.7$2.1M+7.4%#521 of 2,272
5Holmes County, OH6775.2$2.8M+1.7%#540 of 2,272
6Meigs County, OH6455.5$3.2M−2.6%#637 of 2,272
7Champaign County, OH611610.2$1.8M+0.2%#756 of 2,272
8Adams County, OH59109.6$1.9M+1.5%#800 of 2,272
9Clermont County, OH5910111.9$1.5M+3.9%#818 of 2,272
10Madison County, OH582113.4$1.4M+7.1%#855 of 2,272
68Erie County, OH304413.5$1.2M−2.9%#1,804 of 2,272

Other business types in Erie County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Erie County, OH?

Erie County has 44 insurance agencies on map listings as of September 2026. 13 of them (30%) are chain locations. The listings count insurance agencies. Official counts show 27 businesses with payroll classed as insurance agencies and brokerages in 2023, down 12.9% from 2019.

How much do households in Erie County, OH spend on vehicle insurance?

About $51.7M a year, or $1,592 per household. That is 19% below the U.S. average (an index of 81, where 100 is the U.S. average). Spread across the 44 insurance agencies on map listings, it comes to $1.2M per agency. It is estimated from the incomes of the 32,482 households in Erie County and national spending patterns by income.

How does Erie County, OH compare with the U.S. for insurance agencies?

Erie County has 13.5 insurance agencies per 10,000 households, 13% below the U.S. rate of 15.6. Spending per agency is $1.2M, 6% below the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Erie County would have about 41, against 44 on map listings. There is one business with payroll in the industry for every 1,203 households, against one for every 966 across the U.S. The official count fell 12.9% from 2019 to 2023, against −1.0% for the U.S.

How fast is Erie County, OH growing?

Population estimates put Erie County at 73,296 people in 2025, down 2.9% since 2020, against +3.1% for the U.S. It has 32,482 households. The median household income in Erie County is $71,993 a year, 11% below the U.S. median of $80,734. That rose 32.8% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Erie County scores 30 for insurance agencies (lower middle), #1,804 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Erie County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Erie County

Screening a site or an acquisition in Erie County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Erie County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.