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Insurance agencies in Cuyahoga County, OH

How Cuyahoga County, OH compares with other counties and the U.S. for insurance agencies: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 17 out of 100: Low

Ranked #2,137 of 2,272 scored counties
#87 of 87 scored counties in Ohio

Listings
881
146 chain locations (17%)
Official establishments
546
−9.9% since 2019
Household spending a year
$725.6M
On vehicle insurance · $1,308 a household
Spending per listing
$824K
34% below the U.S.
Listings per 10k households
15.9
2% above the U.S.
Population, 2025
1,232,925
−2.3% since 2020

See the insurance agencies around any address in Cuyahoga County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Cuyahoga County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

For insurance agencies, Cuyahoga County has a Groundwork market score of 17 (low): #2,137 of 2,272 scored counties and #87 of 87 scored counties in Ohio. That puts it in the bottom quarter of counties.

Households in Cuyahoga County spend about $725.6M a year on vehicle insurance, or $1,308 per household, 33% below the U.S. average. That works out to $824K per agency, 34% below the U.S. figure of $1.3M.

There are 881 insurance agencies on map listings in Cuyahoga County as of September 2026. Of those, 146 are chain locations, or 17%, against 21% across the U.S. That is 15.9 per 10,000 households, 2% above the U.S. rate of 15.6.

Official counts show 546 businesses with payroll classed as insurance agencies and brokerages in Cuyahoga County in 2023, down 9.9% from 2019. That is one for every 1,016 households, against one for every 966 across the U.S. Since fiscal 2022, 7 SBA-backed loans worth $1.7M have gone to businesses classed as insurance agencies and brokerages in Cuyahoga County. Between 2020 and 2025, the population of Cuyahoga County declined 2.3%, against +3.1% for the U.S.

How Cuyahoga County compares

The same measures for Ohio and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Cuyahoga County, OH compared with Ohio and the U.S.
MeasureCuyahoga CountyOhioU.S.
Listings per 10k households15.914.215.6
Spending per listing$824K$1.1M$1.3M
Households per official establishment1,0161,110966
Official establishment growth, 2019–2023−9.9%−6.8%−1.0%
Population growth, 2020–2025−2.3%+0.9%+3.1%
Spending per household on vehicle insurance$1,308$1,579$1,957
Median household income$64,468$71,389$80,734
Groundwork market score1734

Official counts and lending

Businesses

Official establishments, 2019 to 2023
606 → 546−9.9% over the period
Employees, 2023
4,174
Annual payroll, 2023
$376.4M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
881146 chain locations
Listings at the U.S. rate for this spending
578The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
7
Amount
$1.7M

SBA-backed loans to businesses classed as insurance agencies and brokerages in Cuyahoga County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Cuyahoga County

Population, 2025 estimate
1,232,925−2.3% since 2020
Households
554,551
Median age
41.4
Homes lived in by their owners
59%
Vehicles per household
1.5
Land area
457 sq. mi.
People per square mile
2,725
Median household income
$64,468+28.0% vs. 2015–2019, before inflation
Average household income
$94,344
Median home value
$195,400
Jobs located here
751,187
Daytime population
1,420,605Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Cuyahoga County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Cuyahoga County. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Ohio

Every Ohio market ranked →

The highest-scoring counties in Ohio for insurance agencies, numbered among those based in Ohio, with Cuyahoga County marked.

Top counties in Ohio

Counties in Ohio ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Brown County, OH75127.0$2.8M+1.6%#331 of 2,272
2Morrow County, OH73118.2$2.5M+3.7%#380 of 2,272
3Perry County, OH69128.9$2.1M+1.3%#497 of 2,272
4Pickaway County, OH68198.7$2.1M+7.4%#521 of 2,272
5Holmes County, OH6775.2$2.8M+1.7%#540 of 2,272
6Meigs County, OH6455.5$3.2M−2.6%#637 of 2,272
7Champaign County, OH611610.2$1.8M+0.2%#756 of 2,272
8Adams County, OH59109.6$1.9M+1.5%#800 of 2,272
9Clermont County, OH5910111.9$1.5M+3.9%#818 of 2,272
10Madison County, OH582113.4$1.4M+7.1%#855 of 2,272
87Cuyahoga County, OH1788115.9$824K−2.3%#2,137 of 2,272

Other business types in Cuyahoga County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Cuyahoga County, OH?

As of September 2026, map listings count 881 insurance agencies in Cuyahoga County. 146 of them (17%) are chain locations. The listings count insurance agencies. Official counts show 546 businesses with payroll classed as insurance agencies and brokerages in 2023, down 9.9% from 2019.

How much do households in Cuyahoga County, OH spend on vehicle insurance?

About $725.6M a year, or $1,308 per household. That is 33% below the U.S. average (an index of 67, where 100 is the U.S. average). Spread across the 881 insurance agencies on map listings, it comes to $824K per agency. It is estimated from the incomes of the 554,551 households in Cuyahoga County and national spending patterns by income.

How does Cuyahoga County, OH compare with the U.S. for insurance agencies?

Cuyahoga County has 15.9 insurance agencies per 10,000 households, 2% above the U.S. rate of 15.6. Spending per agency is $824K, 34% below the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Cuyahoga County would have about 578, against 881 on map listings. There is one business with payroll in the industry for every 1,016 households, against one for every 966 across the U.S. The official count fell 9.9% from 2019 to 2023, against −1.0% for the U.S.

How fast is Cuyahoga County, OH growing?

Population estimates put Cuyahoga County at 1,232,925 people in 2025, down 2.3% since 2020, against +3.1% for the U.S. It has 554,551 households. Median household income in Cuyahoga County is $64,468, 20% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 28.0%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Cuyahoga County scores 17 for insurance agencies (low), #2,137 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Cuyahoga County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Cuyahoga County

Screening a site or an acquisition in Cuyahoga County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Cuyahoga County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.