Auto · County · Ohio
Insurance agencies in Ashland County, OH
The insurance agencies in Ashland County, OH, the household spending behind them and how the market ranks against other counties.
Groundwork market score · out of 100
Score 40 out of 100: Lower middle
Ranked #1,442 of 2,272 scored counties
#41 of 87 scored counties in Ohio
- Listings
- 25
- 5 chain locations (20%)
- Official establishments
- 22
- +4.8% since 2019
- Household spending a year
- $37M
- On vehicle insurance · $1,787 a household
- Spending per listing
- $1.5M
- 18% above the U.S.
- Listings per 10k households
- 12.1
- 22% below the U.S.
- Population, 2025
- 52,523
- +0.1% since 2020
See the insurance agencies around any address in Ashland County
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Ashland County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Map listings as of September 2026 show 25 insurance agencies in Ashland County. 5 of them (20%) are chain locations, against 21% across the U.S. That comes to 12.1 for every 10,000 households, 22% below the U.S. rate of 15.6.
Households in Ashland County spend about $37M a year on vehicle insurance, or $1,787 per household, 9% below the U.S. average. That is about $1.5M of household spending for each agency on map listings, 18% above the U.S. figure of $1.3M.
In 2023, official counts showed 22 businesses with payroll in Ashland County classed as insurance agencies and brokerages, up 4.8% from 2019. That is one for every 942 households, against one for every 966 across the U.S.
Population estimates put the population change in Ashland County from 2020 to 2025 at +0.1%, slower than the U.S. (+3.1%). The Groundwork market score for insurance agencies in Ashland County is 40 (lower middle), #1,442 of 2,272 scored counties and #41 of 87 scored counties in Ohio.
How Ashland County compares
The same measures for Ohio and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Ashland County | Ohio | U.S. |
|---|---|---|---|
| Listings per 10k households | 12.1 | 14.2 | 15.6 |
| Spending per listing | $1.5M | $1.1M | $1.3M |
| Households per official establishment | 942 | 1,110 | 966 |
| Official establishment growth, 2019–2023 | +4.8% | −6.8% | −1.0% |
| Population growth, 2020–2025 | +0.1% | +0.9% | +3.1% |
| Spending per household on vehicle insurance | $1,787 | $1,579 | $1,957 |
| Median household income | $69,860 | $71,389 | $80,734 |
| Groundwork market score | 40 | 34 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 21 → 22+4.8% over the period
- Employees, 2023
- 80
- Annual payroll, 2023
- $4.9M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 255 chain locations
- Listings at the U.S. rate for this spending
- 30The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as insurance agencies and brokerages in Ashland County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Ashland County
- Population, 2025 estimate
- 52,523+0.1% since 2020
- Households
- 20,720
- Median age
- 42.2
- Homes lived in by their owners
- 78%
- Vehicles per household
- 2.0
- Land area
- 423 sq. mi.
- People per square mile
- 124
- Median household income
- $69,860+32.3% vs. 2015–2019, before inflation
- Average household income
- $82,890
- Median home value
- $186,800
- Jobs located here
- 18,646
- Daytime population
- 47,965Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Ashland County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of Ashland County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across Ohio
Every Ohio market ranked →The highest-scoring counties in Ohio for insurance agencies, numbered among those based in Ohio, with Ashland County marked.
Top counties in Ohio
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Brown County, OH | 75 | 12 | 7.0 | $2.8M | +1.6% | #331 of 2,272 |
| 2Morrow County, OH | 73 | 11 | 8.2 | $2.5M | +3.7% | #380 of 2,272 |
| 3Perry County, OH | 69 | 12 | 8.9 | $2.1M | +1.3% | #497 of 2,272 |
| 4Pickaway County, OH | 68 | 19 | 8.7 | $2.1M | +7.4% | #521 of 2,272 |
| 5Holmes County, OH | 67 | 7 | 5.2 | $2.8M | +1.7% | #540 of 2,272 |
| 6Meigs County, OH | 64 | 5 | 5.5 | $3.2M | −2.6% | #637 of 2,272 |
| 7Champaign County, OH | 61 | 16 | 10.2 | $1.8M | +0.2% | #756 of 2,272 |
| 8Adams County, OH | 59 | 10 | 9.6 | $1.9M | +1.5% | #800 of 2,272 |
| 9Clermont County, OH | 59 | 101 | 11.9 | $1.5M | +3.9% | #818 of 2,272 |
| 10Madison County, OH | 58 | 21 | 13.4 | $1.4M | +7.1% | #855 of 2,272 |
| 41Ashland County, OH | 40 | 25 | 12.1 | $1.5M | +0.1% | #1,442 of 2,272 |
Other business types in Ashland County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in Ashland County, OH?
There are 25 insurance agencies on map listings in Ashland County as of September 2026. 5 of them (20%) are chain locations. The listings count insurance agencies. Official counts show 22 businesses with payroll classed as insurance agencies and brokerages in 2023, up 4.8% from 2019.
How much do households in Ashland County, OH spend on vehicle insurance?
About $37M a year, or $1,787 per household. That is 9% below the U.S. average (an index of 91, where 100 is the U.S. average). Spread across the 25 insurance agencies on map listings, it comes to $1.5M per agency. It is estimated from the incomes of the 20,720 households in Ashland County and national spending patterns by income.
How does Ashland County, OH compare with the U.S. for insurance agencies?
Ashland County has 12.1 insurance agencies per 10,000 households, 22% below the U.S. rate of 15.6. Spending per agency is $1.5M, 18% above the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Ashland County would have about 30, against 25 on map listings. There is one business with payroll in the industry for every 942 households, against one for every 966 across the U.S. The official count rose 4.8% from 2019 to 2023, against −1.0% for the U.S.
How fast is Ashland County, OH growing?
Population estimates put Ashland County at 52,523 people in 2025, up 0.1% since 2020, slower than the U.S. (+3.1%). It has 20,720 households. The median household income in Ashland County is $69,860 a year, 13% below the U.S. median of $80,734. That rose 32.3% from the 2015–2019 survey, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Ashland County scores 40 for insurance agencies (lower middle), #1,442 of 2,272 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Ashland County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in Ashland County
Screening a site or an acquisition in Ashland County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Ashland County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.