Groundwork

Auto · Metro area · Ohio

Insurance agencies in the Columbus, OH metro area

The insurance agencies in the Columbus, OH metro area, the household spending behind them and how the market ranks against other metro areas.

Groundwork market score · out of 100

Score 39 out of 100: Lower middle

Ranked #257 of 387 scored metro areas
#5 of 12 scored metro areas based in Ohio

Listings
1,307
243 chain locations (19%)
Official establishments
776
−4.5% since 2019
Household spending a year
$1.4B
On vehicle insurance · $1,576 a household
Spending per listing
$1M
17% below the U.S.
Listings per 10k households
15.1
3% below the U.S.
Population, 2025
2,242,028
+4.7% since 2020

See the insurance agencies around any address in the Columbus metro area

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Columbus metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Map listings as of September 2026 show 1,307 insurance agencies in the Columbus metro area. 243 of them (19%) are chain locations, against 21% across the U.S. Per 10,000 households, that is 15.1, 3% below the U.S. rate of 15.6.

Households in the Columbus metro area spend about $1.4B a year on vehicle insurance, or $1,576 per household, 19% below the U.S. average. That is about $1M of household spending for each agency on map listings, 17% below the U.S. figure of $1.3M.

In 2023, official counts showed 776 businesses with payroll in the Columbus metro area classed as insurance agencies and brokerages, down 4.5% from 2019. That is one for every 1,114 households, against one for every 966 across the U.S. Since fiscal 2022, 25 SBA-backed loans worth $6.3M have gone to businesses classed as insurance agencies and brokerages in the Columbus metro area.

Population estimates show the Columbus metro area grew 4.7% from 2020 to 2025, faster than the U.S. (+3.1%). For insurance agencies, the Columbus metro area has a Groundwork market score of 39 (lower middle): #257 of 387 scored metro areas and #5 of 12 scored metro areas based in Ohio.

How the Columbus metro area compares

The same measures for Ohio and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Columbus, OH metro area compared with Ohio and the U.S.
MeasureColumbus metro areaOhioU.S.
Listings per 10k households15.114.215.6
Spending per listing$1M$1.1M$1.3M
Households per official establishment1,1141,110966
Official establishment growth, 2019–2023−4.5%−6.8%−1.0%
Population growth, 2020–2025+4.7%+0.9%+3.1%
Spending per household on vehicle insurance$1,576$1,579$1,957
Median household income$81,945$71,389$80,734
Groundwork market score3934

Official counts and lending

Businesses

Official establishments, 2019 to 2023
776−4.5% over the period
Employees, 2023
5,753
Annual payroll, 2023
$518.1M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
1,307243 chain locations
Listings at the U.S. rate for this spending
1,085The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
25
Amount
$6.3M

SBA-backed loans to businesses classed as insurance agencies and brokerages in the Columbus metro area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Columbus metro area

Population, 2025 estimate
2,242,028+4.7% since 2020
Households
864,663
Median age
38.1
Homes lived in by their owners
61%
Vehicles per household
1.8
Land area
4,798 sq. mi.
People per square mile
454
Median household income
$81,945+25.8% vs. 2015–2019, before inflation
Average household income
$110,942
Median home value
$300,800
Jobs located here
1,129,650
Daytime population
2,268,069Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Columbus metro area?

These figures cover the whole metro area. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of the Columbus metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Ohio

Every Ohio market ranked →

The highest-scoring metro areas in Ohio for insurance agencies, numbered among those based in Ohio (a market based in another state is listed without a number), with the Columbus metro area marked.

Top metro areas in Ohio

Metro areas in Ohio ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Springfield, OH62488.6$1.9M−0.4%#120 of 387
Huntington-Ashland, WV-KY-OH5321814.3$1.6M−2.6%#167 of 387
2Cincinnati, OH-KY-IN501,28514.2$1.3M+2.7%#187 of 387
Weirton-Steubenville, WV-OH486112.3$1.5M−3.6%#193 of 387
3Dayton-Kettering-Beavercreek, OH4444012.8$1.2M+1.5%#224 of 387
4Sandusky, OH416713.1$1.3M−2.6%#243 of 387
5Columbus, OH391,30715.1$1M+4.7%#257 of 387
Wheeling, WV-OH359917.1$1.1M−3.6%#276 of 387
6Lima, OH316215.0$1.1M−1.2%#303 of 387
7Akron, OH2841614.0$1.1M0.0%#319 of 387

Other business types in the Columbus metro area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in the Columbus, OH metro area?

There are 1,307 insurance agencies on map listings in the Columbus metro area as of September 2026. 243 of them (19%) are chain locations. The listings count insurance agencies. Official counts show 776 businesses with payroll classed as insurance agencies and brokerages in 2023, down 4.5% from 2019.

How much do households in the Columbus, OH metro area spend on vehicle insurance?

About $1.4B a year, or $1,576 per household. That is 19% below the U.S. average (an index of 81, where 100 is the U.S. average). Spread across the 1,307 insurance agencies on map listings, it comes to $1M per agency. It is estimated from the incomes of the 864,663 households in the Columbus metro area and national spending patterns by income.

How does the Columbus, OH metro area compare with the U.S. for insurance agencies?

The Columbus metro area has 15.1 insurance agencies per 10,000 households, 3% below the U.S. rate of 15.6. Spending per agency is $1M, 17% below the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, the Columbus metro area would have about 1,085, against 1,307 on map listings. There is one business with payroll in the industry for every 1,114 households, against one for every 966 across the U.S. The official count fell 4.5% from 2019 to 2023, against −1.0% for the U.S.

How fast is the Columbus, OH metro area growing?

Population estimates put the Columbus metro area at 2,242,028 people in 2025, up 4.7% since 2020, faster than the U.S. (+3.1%). It has 864,663 households. The median household income in the Columbus metro area is $81,945 a year, in line with the U.S. median of $80,734. That rose 25.8% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Columbus metro area scores 39 for insurance agencies (lower middle), #257 of 387 scored metro areas.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Columbus metro area. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in the Columbus metro area

Screening a site or an acquisition in the Columbus metro area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Columbus metro area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.