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Insurance agencies in Wayne County, OH

Competitor counts, household spending and official business counts for insurance agencies in Wayne County, OH, set against other counties and the U.S.

Groundwork market score · out of 100

Score 35 out of 100: Lower middle

Ranked #1,644 of 2,272 scored counties
#57 of 87 scored counties in Ohio

Listings
61
15 chain locations (25%)
Official establishments
37
−9.8% since 2019
Household spending a year
$72.6M
On vehicle insurance · $1,637 a household
Spending per listing
$1.2M
5% below the U.S.
Listings per 10k households
13.7
12% below the U.S.
Population, 2025
116,758
−0.1% since 2020

See the insurance agencies around any address in Wayne County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Wayne County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

At $1,637 per household (16% below the U.S. average), households in Wayne County spend about $72.6M a year on vehicle insurance. That is about $1.2M of household spending for each agency on map listings, 5% below the U.S. figure of $1.3M.

Wayne County has 61 insurance agencies on map listings as of September 2026. Of those, 15 are chain locations, or 25%, against 21% across the U.S. Per 10,000 households, that is 13.7, 12% below the U.S. rate of 15.6.

Official counts show 37 businesses with payroll classed as insurance agencies and brokerages in Wayne County in 2023, down 9.8% from 2019. That is one for every 1,199 households, against one for every 966 across the U.S.

Between 2020 and 2025, the population of Wayne County declined 0.1%, against +3.1% for the U.S. The Groundwork market score for insurance agencies in Wayne County is 35 (lower middle), #1,644 of 2,272 scored counties and #57 of 87 scored counties in Ohio.

How Wayne County compares

The same measures for Ohio and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Wayne County, OH compared with Ohio and the U.S.
MeasureWayne CountyOhioU.S.
Listings per 10k households13.714.215.6
Spending per listing$1.2M$1.1M$1.3M
Households per official establishment1,1991,110966
Official establishment growth, 2019–2023−9.8%−6.8%−1.0%
Population growth, 2020–2025−0.1%+0.9%+3.1%
Spending per household on vehicle insurance$1,637$1,579$1,957
Median household income$73,574$71,389$80,734
Groundwork market score3534

Official counts and lending

Businesses

Official establishments, 2019 to 2023
41 → 37−9.8% over the period
Employees, 2023
217
Annual payroll, 2023
$13.7M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
6115 chain locations
Listings at the U.S. rate for this spending
58The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in Wayne County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Wayne County

Population, 2025 estimate
116,758−0.1% since 2020
Households
44,365
Median age
39.4
Homes lived in by their owners
77%
Vehicles per household
1.8
Land area
555 sq. mi.
People per square mile
210
Median household income
$73,574+26.2% vs. 2015–2019, before inflation
Average household income
$91,644
Median home value
$222,100
Jobs located here
48,576
Daytime population
113,893Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Wayne County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Wayne County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Insurance agencies across Ohio

Every Ohio market ranked →

The highest-scoring counties in Ohio for insurance agencies, numbered among those based in Ohio, with Wayne County marked.

Top counties in Ohio

Counties in Ohio ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Brown County, OH75127.0$2.8M+1.6%#331 of 2,272
2Morrow County, OH73118.2$2.5M+3.7%#380 of 2,272
3Perry County, OH69128.9$2.1M+1.3%#497 of 2,272
4Pickaway County, OH68198.7$2.1M+7.4%#521 of 2,272
5Holmes County, OH6775.2$2.8M+1.7%#540 of 2,272
6Meigs County, OH6455.5$3.2M−2.6%#637 of 2,272
7Champaign County, OH611610.2$1.8M+0.2%#756 of 2,272
8Adams County, OH59109.6$1.9M+1.5%#800 of 2,272
9Clermont County, OH5910111.9$1.5M+3.9%#818 of 2,272
10Madison County, OH582113.4$1.4M+7.1%#855 of 2,272
57Wayne County, OH356113.7$1.2M−0.1%#1,644 of 2,272

Other business types in Wayne County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Wayne County, OH?

Map listings as of September 2026 show 61 insurance agencies in Wayne County. 15 of them (25%) are chain locations. The listings count insurance agencies. Official counts show 37 businesses with payroll classed as insurance agencies and brokerages in 2023, down 9.8% from 2019.

How much do households in Wayne County, OH spend on vehicle insurance?

About $72.6M a year, or $1,637 per household. That is 16% below the U.S. average (an index of 84, where 100 is the U.S. average). Spread across the 61 insurance agencies on map listings, it comes to $1.2M per agency. It is estimated from the incomes of the 44,365 households in Wayne County and national spending patterns by income.

How does Wayne County, OH compare with the U.S. for insurance agencies?

Wayne County has 13.7 insurance agencies per 10,000 households, 12% below the U.S. rate of 15.6. Spending per agency is $1.2M, 5% below the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Wayne County would have about 58, against 61 on map listings. There is one business with payroll in the industry for every 1,199 households, against one for every 966 across the U.S. The official count fell 9.8% from 2019 to 2023, against −1.0% for the U.S.

How fast is Wayne County, OH growing?

Population estimates put Wayne County at 116,758 people in 2025, down 0.1% since 2020, against +3.1% for the U.S. It has 44,365 households. Median household income in Wayne County is $73,574, 9% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 26.2%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Wayne County scores 35 for insurance agencies (lower middle), #1,644 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Wayne County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Wayne County

Screening a site or an acquisition in Wayne County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Wayne County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.