Auto · Metro area · Ohio
Insurance agencies in the Dayton-Kettering-Beavercreek, OH metro area
The insurance agencies in the Dayton-Kettering-Beavercreek, OH metro area, the household spending behind them and how the market ranks against other metro areas.
Groundwork market score · out of 100
Score 44 out of 100: Lower middle
Ranked #224 of 387 scored metro areas
#3 of 12 scored metro areas based in Ohio
- Listings
- 440
- 95 chain locations (22%)
- Official establishments
- 277
- −0.7% since 2019
- Household spending a year
- $545.2M
- On vehicle insurance · $1,583 a household
- Spending per listing
- $1.2M
- In line with the U.S.
- Listings per 10k households
- 12.8
- 18% below the U.S.
- Population, 2025
- 826,554
- +1.5% since 2020
See the insurance agencies around any address in the Dayton-Kettering-Beavercreek metro area
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Dayton-Kettering-Beavercreek metro area. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Household spending on vehicle insurance in the Dayton-Kettering-Beavercreek metro area comes to about $545.2M a year: $1,583 per household, 19% below the U.S. average. Spread across 440 insurance agencies, that is $1.2M per agency, in line with the U.S. figure of $1.3M.
The Dayton-Kettering-Beavercreek metro area has 440 insurance agencies on map listings as of September 2026. Chain locations make up 22% of them, against 21% across the U.S. Per 10,000 households, that is 12.8, 18% below the U.S. rate of 15.6.
Official counts show 277 businesses with payroll classed as insurance agencies and brokerages in the Dayton-Kettering-Beavercreek metro area in 2023, down 0.7% from 2019. That is one for every 1,243 households, against one for every 966 across the U.S. Since fiscal 2022, 11 SBA-backed loans worth $3.2M have gone to businesses classed as insurance agencies and brokerages in the Dayton-Kettering-Beavercreek metro area.
Population estimates show the Dayton-Kettering-Beavercreek metro area grew 1.5% from 2020 to 2025, slower than the U.S. (+3.1%). For insurance agencies, the Dayton-Kettering-Beavercreek metro area has a Groundwork market score of 44 (lower middle): #224 of 387 scored metro areas and #3 of 12 scored metro areas based in Ohio.
How the Dayton-Kettering-Beavercreek metro area compares
The same measures for Ohio and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Dayton-Kettering-Beavercreek metro area | Ohio | U.S. |
|---|---|---|---|
| Listings per 10k households | 12.8 | 14.2 | 15.6 |
| Spending per listing | $1.2M | $1.1M | $1.3M |
| Households per official establishment | 1,243 | 1,110 | 966 |
| Official establishment growth, 2019–2023 | −0.7% | −6.8% | −1.0% |
| Population growth, 2020–2025 | +1.5% | +0.9% | +3.1% |
| Spending per household on vehicle insurance | $1,583 | $1,579 | $1,957 |
| Median household income | $71,739 | $71,389 | $80,734 |
| Groundwork market score | 44 | 34 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 277−0.7% over the period
- Employees, 2023
- 1,327
- Annual payroll, 2023
- $102.7M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 44095 chain locations
- Listings at the U.S. rate for this spending
- 434The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 11
- Amount
- $3.2M
SBA-backed loans to businesses classed as insurance agencies and brokerages in the Dayton-Kettering-Beavercreek metro area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in the Dayton-Kettering-Beavercreek metro area
- Population, 2025 estimate
- 826,554+1.5% since 2020
- Households
- 344,391
- Median age
- 40.7
- Homes lived in by their owners
- 65%
- Vehicles per household
- 1.8
- Land area
- 1,282 sq. mi.
- People per square mile
- 637
- Median household income
- $71,739+29.0% vs. 2015–2019, before inflation
- Average household income
- $93,671
- Median home value
- $201,100
- Jobs located here
- 367,228
- Daytime population
- 828,495Residents who don’t work, plus everyone whose job is here
Looking at a specific site in the Dayton-Kettering-Beavercreek metro area?
These figures cover the whole metro area. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of the Dayton-Kettering-Beavercreek metro area. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across Ohio
Every Ohio market ranked →The highest-scoring metro areas in Ohio for insurance agencies, numbered among those based in Ohio (a market based in another state is listed without a number), with the Dayton-Kettering-Beavercreek metro area marked.
Top metro areas in Ohio
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Springfield, OH | 62 | 48 | 8.6 | $1.9M | −0.4% | #120 of 387 |
| Huntington-Ashland, WV-KY-OH | 53 | 218 | 14.3 | $1.6M | −2.6% | #167 of 387 |
| 2Cincinnati, OH-KY-IN | 50 | 1,285 | 14.2 | $1.3M | +2.7% | #187 of 387 |
| Weirton-Steubenville, WV-OH | 48 | 61 | 12.3 | $1.5M | −3.6% | #193 of 387 |
| 3Dayton-Kettering-Beavercreek, OH | 44 | 440 | 12.8 | $1.2M | +1.5% | #224 of 387 |
| 4Sandusky, OH | 41 | 67 | 13.1 | $1.3M | −2.6% | #243 of 387 |
| 5Columbus, OH | 39 | 1,307 | 15.1 | $1M | +4.7% | #257 of 387 |
| Wheeling, WV-OH | 35 | 99 | 17.1 | $1.1M | −3.6% | #276 of 387 |
| 6Lima, OH | 31 | 62 | 15.0 | $1.1M | −1.2% | #303 of 387 |
| 7Akron, OH | 28 | 416 | 14.0 | $1.1M | 0.0% | #319 of 387 |
Other business types in the Dayton-Kettering-Beavercreek metro area
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in the Dayton-Kettering-Beavercreek, OH metro area?
Map listings as of September 2026 show 440 insurance agencies in the Dayton-Kettering-Beavercreek metro area. 95 of them (22%) are chain locations. The listings count insurance agencies. Official counts show 277 businesses with payroll classed as insurance agencies and brokerages in 2023, down 0.7% from 2019.
How much do households in the Dayton-Kettering-Beavercreek, OH metro area spend on vehicle insurance?
About $545.2M a year, or $1,583 per household. That is 19% below the U.S. average (an index of 81, where 100 is the U.S. average). Spread across the 440 insurance agencies on map listings, it comes to $1.2M per agency. It is estimated from the incomes of the 344,391 households in the Dayton-Kettering-Beavercreek metro area and national spending patterns by income.
How does the Dayton-Kettering-Beavercreek, OH metro area compare with the U.S. for insurance agencies?
The Dayton-Kettering-Beavercreek metro area has 12.8 insurance agencies per 10,000 households, 18% below the U.S. rate of 15.6. Spending per agency is $1.2M, in line with the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, the Dayton-Kettering-Beavercreek metro area would have about 434, against 440 on map listings. There is one business with payroll in the industry for every 1,243 households, against one for every 966 across the U.S. The official count fell 0.7% from 2019 to 2023, against −1.0% for the U.S.
How fast is the Dayton-Kettering-Beavercreek, OH metro area growing?
Population estimates put the Dayton-Kettering-Beavercreek metro area at 826,554 people in 2025, up 1.5% since 2020, slower than the U.S. (+3.1%). It has 344,391 households. Median household income in the Dayton-Kettering-Beavercreek metro area is $71,739, 11% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 29.0%, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Dayton-Kettering-Beavercreek metro area scores 44 for insurance agencies (lower middle), #224 of 387 scored metro areas.
How can I see the market around a specific site?
Run a Groundwork site report on an address in the Dayton-Kettering-Beavercreek metro area. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in the Dayton-Kettering-Beavercreek metro area
Screening a site or an acquisition in the Dayton-Kettering-Beavercreek metro area?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of the Dayton-Kettering-Beavercreek metro area. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.