Groundwork

Auto · County · Ohio

Insurance agencies in Wood County, OH

The insurance agencies in Wood County, OH, the household spending behind them and how the market ranks against other counties.

Groundwork market score · out of 100

Score 36 out of 100: Lower middle

Ranked #1,600 of 2,272 scored counties
#51 of 87 scored counties in Ohio

Listings
68
22 chain locations (32%)
Official establishments
57
+5.6% since 2019
Household spending a year
$90M
On vehicle insurance · $1,658 a household
Spending per listing
$1.3M
5% above the U.S.
Listings per 10k households
12.5
20% below the U.S.
Population, 2025
134,176
+1.5% since 2020

See the insurance agencies around any address in Wood County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Wood County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

As of September 2026, map listings count 68 insurance agencies in Wood County. Chain locations make up 32% of them, against 21% across the U.S. That is 12.5 per 10,000 households, 20% below the U.S. rate of 15.6.

Household spending on vehicle insurance in Wood County comes to about $90M a year: $1,658 per household, 15% below the U.S. average. That works out to $1.3M per agency, 5% above the U.S. figure of $1.3M.

In 2023, official counts showed 57 businesses with payroll in Wood County classed as insurance agencies and brokerages, up 5.6% from 2019. That is one for every 952 households, against one for every 966 across the U.S.

Population estimates show Wood County grew 1.5% from 2020 to 2025, slower than the U.S. (+3.1%). Wood County scores 36 (lower middle) on the Groundwork market score for insurance agencies, ranking #1,600 of 2,272 scored counties and #51 of 87 scored counties in Ohio.

How Wood County compares

The same measures for Ohio and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Wood County, OH compared with Ohio and the U.S.
MeasureWood CountyOhioU.S.
Listings per 10k households12.514.215.6
Spending per listing$1.3M$1.1M$1.3M
Households per official establishment9521,110966
Official establishment growth, 2019–2023+5.6%−6.8%−1.0%
Population growth, 2020–2025+1.5%+0.9%+3.1%
Spending per household on vehicle insurance$1,658$1,579$1,957
Median household income$74,216$71,389$80,734
Groundwork market score3634

Official counts and lending

Businesses

Official establishments, 2019 to 2023
54 → 57+5.6% over the period
Employees, 2023
283
Annual payroll, 2023
$19.1M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
6822 chain locations
Listings at the U.S. rate for this spending
72The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in Wood County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Wood County

Population, 2025 estimate
134,176+1.5% since 2020
Households
54,257
Median age
38.6
Homes lived in by their owners
64%
Vehicles per household
1.9
Land area
617 sq. mi.
People per square mile
214
Median household income
$74,216+19.0% vs. 2015–2019, before inflation
Average household income
$102,807
Median home value
$227,600
Jobs located here
73,615
Daytime population
145,891Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Wood County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Wood County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Insurance agencies across Ohio

Every Ohio market ranked →

The highest-scoring counties in Ohio for insurance agencies, numbered among those based in Ohio, with Wood County marked.

Top counties in Ohio

Counties in Ohio ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Brown County, OH75127.0$2.8M+1.6%#331 of 2,272
2Morrow County, OH73118.2$2.5M+3.7%#380 of 2,272
3Perry County, OH69128.9$2.1M+1.3%#497 of 2,272
4Pickaway County, OH68198.7$2.1M+7.4%#521 of 2,272
5Holmes County, OH6775.2$2.8M+1.7%#540 of 2,272
6Meigs County, OH6455.5$3.2M−2.6%#637 of 2,272
7Champaign County, OH611610.2$1.8M+0.2%#756 of 2,272
8Adams County, OH59109.6$1.9M+1.5%#800 of 2,272
9Clermont County, OH5910111.9$1.5M+3.9%#818 of 2,272
10Madison County, OH582113.4$1.4M+7.1%#855 of 2,272
51Wood County, OH366812.5$1.3M+1.5%#1,600 of 2,272

Other business types in Wood County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Wood County, OH?

Wood County has 68 insurance agencies on map listings as of September 2026. 22 of them (32%) are chain locations. The listings count insurance agencies. Official counts show 57 businesses with payroll classed as insurance agencies and brokerages in 2023, up 5.6% from 2019.

How much do households in Wood County, OH spend on vehicle insurance?

About $90M a year, or $1,658 per household. That is 15% below the U.S. average (an index of 85, where 100 is the U.S. average). Spread across the 68 insurance agencies on map listings, it comes to $1.3M per agency. It is estimated from the incomes of the 54,257 households in Wood County and national spending patterns by income.

How does Wood County, OH compare with the U.S. for insurance agencies?

Wood County has 12.5 insurance agencies per 10,000 households, 20% below the U.S. rate of 15.6. Spending per agency is $1.3M, 5% above the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Wood County would have about 72, against 68 on map listings. There is one business with payroll in the industry for every 952 households, against one for every 966 across the U.S. The official count rose 5.6% from 2019 to 2023, against −1.0% for the U.S.

How fast is Wood County, OH growing?

Population estimates put Wood County at 134,176 people in 2025, up 1.5% since 2020, slower than the U.S. (+3.1%). It has 54,257 households. The median household income in Wood County is $74,216 a year, 8% below the U.S. median of $80,734. That rose 19.0% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Wood County scores 36 for insurance agencies (lower middle), #1,600 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Wood County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Wood County

Screening a site or an acquisition in Wood County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Wood County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.