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Insurance agencies in Putnam County, IN

How Putnam County, IN compares with other counties and the U.S. for insurance agencies: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 48 out of 100: Lower middle

Ranked #1,178 of 2,272 scored counties
#9 of 81 scored counties in Indiana

Listings
17
5 chain locations (29%)
Official establishments
15
Businesses with payroll, 2023
Household spending a year
$25.8M
On vehicle insurance · $1,824 a household
Spending per listing
$1.5M
21% above the U.S.
Listings per 10k households
12.0
23% below the U.S.
Population, 2025
37,876
+3.2% since 2020

See the insurance agencies around any address in Putnam County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Putnam County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Households in Putnam County spend about $25.8M a year on vehicle insurance, or $1,824 per household, 7% below the U.S. average. That works out to $1.5M per agency, 21% above the U.S. figure of $1.3M.

Putnam County has 17 insurance agencies on map listings as of September 2026. Of those, 5 are chain locations, or 29%, against 21% across the U.S. Per 10,000 households, that is 12.0, 23% below the U.S. rate of 15.6.

Official counts show 15 businesses with payroll classed as insurance agencies and brokerages in Putnam County in 2023. That is one for every 943 households, against one for every 966 across the U.S.

Population estimates put the population change in Putnam County from 2020 to 2025 at +3.2%, in step with the U.S. (+3.1%). For insurance agencies, Putnam County has a Groundwork market score of 48 (lower middle): #1,178 of 2,272 scored counties and #9 of 81 scored counties in Indiana.

How Putnam County compares

The same measures for Indiana and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Putnam County, IN compared with Indiana and the U.S.
MeasurePutnam CountyIndianaU.S.
Listings per 10k households12.016.215.6
Spending per listing$1.5M$1M$1.3M
Households per official establishment943916966
Official establishment growth, 2019–2023n/a−0.4%−1.0%
Population growth, 2020–2025+3.2%+2.7%+3.1%
Spending per household on vehicle insurance$1,824$1,648$1,957
Median household income$78,378$71,957$80,734
Groundwork market score4832

Official counts and lending

Businesses

Official establishments, 2019 to 2023
13 → 15
Employees, 2023
58
Annual payroll, 2023
$2.6M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
175 chain locations
Listings at the U.S. rate for this spending
21The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in Putnam County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Putnam County

Population, 2025 estimate
37,876+3.2% since 2020
Households
14,142
Median age
40.5
Homes lived in by their owners
75%
Vehicles per household
2.1
Land area
481 sq. mi.
People per square mile
78
Median household income
$78,378+28.4% vs. 2015–2019, before inflation
Average household income
$90,595
Median home value
$218,900
Jobs located here
12,980
Daytime population
33,740Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Putnam County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Putnam County. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Indiana

Every Indiana market ranked →

The highest-scoring counties in Indiana for insurance agencies, numbered among those based in Indiana, with Putnam County marked.

Top counties in Indiana

Counties in Indiana ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Owen County, IN60910.4$1.8M+2.6%#780 of 2,272
2Sullivan County, IN58810.2$1.8M+0.1%#841 of 2,272
3Dearborn County, IN572311.3$1.7M+1.7%#878 of 2,272
4LaGrange County, IN56129.3$1.6M+1.9%#914 of 2,272
5Morgan County, IN563412.0$1.6M+4.4%#918 of 2,272
6Noble County, IN522011.0$1.6M+1.0%#1,041 of 2,272
7Clark County, IN496512.7$1.3M+7.5%#1,155 of 2,272
8Hancock County, IN495014.9$1.2M+13.5%#1,157 of 2,272
9Putnam County, IN481712.0$1.5M+3.2%#1,178 of 2,272
10Washington County, IN481513.4$1.5M+0.5%#1,179 of 2,272

Other business types in Putnam County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Putnam County, IN?

Map listings as of September 2026 show 17 insurance agencies in Putnam County. 5 of them (29%) are chain locations. The listings count insurance agencies. Official counts show 15 businesses with payroll classed as insurance agencies and brokerages in 2023.

How much do households in Putnam County, IN spend on vehicle insurance?

About $25.8M a year, or $1,824 per household. That is 7% below the U.S. average (an index of 93, where 100 is the U.S. average). Spread across the 17 insurance agencies on map listings, it comes to $1.5M per agency. It is estimated from the incomes of the 14,142 households in Putnam County and national spending patterns by income.

How does Putnam County, IN compare with the U.S. for insurance agencies?

Putnam County has 12.0 insurance agencies per 10,000 households, 23% below the U.S. rate of 15.6. Spending per agency is $1.5M, 21% above the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Putnam County would have about 21, against 17 on map listings. There is one business with payroll in the industry for every 943 households, against one for every 966 across the U.S.

How fast is Putnam County, IN growing?

Population estimates put Putnam County at 37,876 people in 2025, up 3.2% since 2020, in step with the U.S. (+3.1%). It has 14,142 households. Median household income in Putnam County is $78,378, 3% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 28.4%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Putnam County scores 48 for insurance agencies (lower middle), #1,178 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Putnam County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Putnam County

Screening a site or an acquisition in Putnam County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Putnam County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.