Groundwork

Auto · County · Indiana

Insurance agencies in Clark County, IN

The insurance agencies in Clark County, IN, the household spending behind them and how the market ranks against other counties.

Groundwork market score · out of 100

Score 49 out of 100: Lower middle

Ranked #1,155 of 2,272 scored counties
#7 of 81 scored counties in Indiana

Listings
65
17 chain locations (26%)
Official establishments
44
−2.2% since 2019
Household spending a year
$84.7M
On vehicle insurance · $1,653 a household
Spending per listing
$1.3M
4% above the U.S.
Listings per 10k households
12.7
19% below the U.S.
Population, 2025
130,451
+7.5% since 2020

See the insurance agencies around any address in Clark County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Clark County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

As of September 2026, map listings count 65 insurance agencies in Clark County. Of those, 17 are chain locations, or 26%, against 21% across the U.S. That comes to 12.7 for every 10,000 households, 19% below the U.S. rate of 15.6.

At $1,653 per household (16% below the U.S. average), households in Clark County spend about $84.7M a year on vehicle insurance. Spread across 65 insurance agencies, that is $1.3M per agency, 4% above the U.S. figure of $1.3M.

In 2023, official counts showed 44 businesses with payroll in Clark County classed as insurance agencies and brokerages, down 2.2% from 2019. That is one for every 1,165 households, against one for every 966 across the U.S. Since fiscal 2022, 1 SBA-backed loan worth $149K has gone to businesses classed as insurance agencies and brokerages in Clark County.

Between 2020 and 2025, the population of Clark County grew 7.5%, faster than the U.S. (+3.1%). Clark County scores 49 (lower middle) on the Groundwork market score for insurance agencies, ranking #1,155 of 2,272 scored counties and #7 of 81 scored counties in Indiana.

How Clark County compares

The same measures for Indiana and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Clark County, IN compared with Indiana and the U.S.
MeasureClark CountyIndianaU.S.
Listings per 10k households12.716.215.6
Spending per listing$1.3M$1M$1.3M
Households per official establishment1,165916966
Official establishment growth, 2019–2023−2.2%−0.4%−1.0%
Population growth, 2020–2025+7.5%+2.7%+3.1%
Spending per household on vehicle insurance$1,653$1,648$1,957
Median household income$74,214$71,957$80,734
Groundwork market score4932

Official counts and lending

Businesses

Official establishments, 2019 to 2023
45 → 44−2.2% over the period
Employees, 2023
286
Annual payroll, 2023
$17.4M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
6517 chain locations
Listings at the U.S. rate for this spending
68The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
1
Amount
$149K

SBA-backed loans to businesses classed as insurance agencies and brokerages in Clark County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Clark County

Population, 2025 estimate
130,451+7.5% since 2020
Households
51,242
Median age
40.1
Homes lived in by their owners
75%
Vehicles per household
1.9
Land area
373 sq. mi.
People per square mile
334
Median household income
$74,214+33.4% vs. 2015–2019, before inflation
Average household income
$92,593
Median home value
$222,900
Jobs located here
57,028
Daytime population
116,702Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Clark County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Clark County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Insurance agencies across Indiana

Every Indiana market ranked →

The highest-scoring counties in Indiana for insurance agencies, numbered among those based in Indiana, with Clark County marked.

Top counties in Indiana

Counties in Indiana ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Owen County, IN60910.4$1.8M+2.6%#780 of 2,272
2Sullivan County, IN58810.2$1.8M+0.1%#841 of 2,272
3Dearborn County, IN572311.3$1.7M+1.7%#878 of 2,272
4LaGrange County, IN56129.3$1.6M+1.9%#914 of 2,272
5Morgan County, IN563412.0$1.6M+4.4%#918 of 2,272
6Noble County, IN522011.0$1.6M+1.0%#1,041 of 2,272
7Clark County, IN496512.7$1.3M+7.5%#1,155 of 2,272
8Hancock County, IN495014.9$1.2M+13.5%#1,157 of 2,272
9Putnam County, IN481712.0$1.5M+3.2%#1,178 of 2,272
10Washington County, IN481513.4$1.5M+0.5%#1,179 of 2,272

Other business types in Clark County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Clark County, IN?

Clark County has 65 insurance agencies on map listings as of September 2026. 17 of them (26%) are chain locations. The listings count insurance agencies. Official counts show 44 businesses with payroll classed as insurance agencies and brokerages in 2023, down 2.2% from 2019.

How much do households in Clark County, IN spend on vehicle insurance?

About $84.7M a year, or $1,653 per household. That is 16% below the U.S. average (an index of 84, where 100 is the U.S. average). Spread across the 65 insurance agencies on map listings, it comes to $1.3M per agency. It is estimated from the incomes of the 51,242 households in Clark County and national spending patterns by income.

How does Clark County, IN compare with the U.S. for insurance agencies?

Clark County has 12.7 insurance agencies per 10,000 households, 19% below the U.S. rate of 15.6. Spending per agency is $1.3M, 4% above the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Clark County would have about 68, against 65 on map listings. There is one business with payroll in the industry for every 1,165 households, against one for every 966 across the U.S. The official count fell 2.2% from 2019 to 2023, against −1.0% for the U.S.

How fast is Clark County, IN growing?

Population estimates put Clark County at 130,451 people in 2025, up 7.5% since 2020, faster than the U.S. (+3.1%). It has 51,242 households. The median household income in Clark County is $74,214 a year, 8% below the U.S. median of $80,734. That rose 33.4% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Clark County scores 49 for insurance agencies (lower middle), #1,155 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Clark County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Clark County

Screening a site or an acquisition in Clark County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Clark County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.