Groundwork

Auto · Metro area · Indiana

Insurance agencies in the Fort Wayne, IN metro area

The insurance agencies in the Fort Wayne, IN metro area, the household spending behind them and how the market ranks against other metro areas.

Groundwork market score · out of 100

Score 25 out of 100: Lower middle

Ranked #339 of 387 scored metro areas
#10 of 12 scored metro areas based in Indiana

Listings
313
53 chain locations (17%)
Official establishments
233
+2.2% since 2019
Household spending a year
$293.8M
On vehicle insurance · $1,613 a household
Spending per listing
$939K
25% below the U.S.
Listings per 10k households
17.2
10% above the U.S.
Population, 2025
466,258
+3.9% since 2020

See the insurance agencies around any address in the Fort Wayne metro area

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Fort Wayne metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

The Groundwork market score for insurance agencies in the Fort Wayne metro area is 25 (lower middle), #339 of 387 scored metro areas and #10 of 12 scored metro areas based in Indiana. That puts it in the bottom quarter of metro areas.

Household spending on vehicle insurance in the Fort Wayne metro area comes to about $293.8M a year: $1,613 per household, 18% below the U.S. average. Spread across 313 insurance agencies, that is $939K per agency, 25% below the U.S. figure of $1.3M.

There are 313 insurance agencies on map listings in the Fort Wayne metro area as of September 2026. Of those, 53 are chain locations, or 17%, against 21% across the U.S. That comes to 17.2 for every 10,000 households, 10% above the U.S. rate of 15.6.

In 2023, official counts showed 233 businesses with payroll in the Fort Wayne metro area classed as insurance agencies and brokerages, up 2.2% from 2019. That is one for every 782 households, against one for every 966 across the U.S. Since fiscal 2022, 7 SBA-backed loans worth $1.3M have gone to businesses classed as insurance agencies and brokerages in the Fort Wayne metro area. Population estimates put the population change in the Fort Wayne metro area from 2020 to 2025 at +3.9%, faster than the U.S. (+3.1%).

How the Fort Wayne metro area compares

The same measures for Indiana and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Fort Wayne, IN metro area compared with Indiana and the U.S.
MeasureFort Wayne metro areaIndianaU.S.
Listings per 10k households17.216.215.6
Spending per listing$939K$1M$1.3M
Households per official establishment782916966
Official establishment growth, 2019–2023+2.2%−0.4%−1.0%
Population growth, 2020–2025+3.9%+2.7%+3.1%
Spending per household on vehicle insurance$1,613$1,648$1,957
Median household income$71,213$71,957$80,734
Groundwork market score2532

Official counts and lending

Businesses

Official establishments, 2019 to 2023
233+2.2% over the period
Employees, 2023
1,802
Annual payroll, 2023
$177.8M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
31353 chain locations
Listings at the U.S. rate for this spending
234The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
7
Amount
$1.3M

SBA-backed loans to businesses classed as insurance agencies and brokerages in the Fort Wayne metro area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Fort Wayne metro area

Population, 2025 estimate
466,258+3.9% since 2020
Households
182,145
Median age
37.6
Homes lived in by their owners
70%
Vehicles per household
1.8
Land area
1,361 sq. mi.
People per square mile
335
Median household income
$71,213
Average household income
$93,321
Median home value
$214,100
Jobs located here
229,223
Daytime population
467,926Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Fort Wayne metro area?

These figures cover the whole metro area. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of the Fort Wayne metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Indiana

Every Indiana market ranked →

The highest-scoring metro areas in Indiana for insurance agencies, numbered among those based in Indiana (a market based in another state is listed without a number), with the Fort Wayne metro area marked.

Top metro areas in Indiana

Metro areas in Indiana ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Michigan City-La Porte, IN505312.1$1.4M−0.9%#184 of 387
Cincinnati, OH-KY-IN501,28514.2$1.3M+2.7%#187 of 387
2Elkhart-Goshen, IN478712.0$1.3M+0.9%#202 of 387
Louisville/Jefferson County, KY-IN4794016.8$1.3M+2.9%#203 of 387
3Terre Haute, IN388913.2$1.2M+0.3%#261 of 387
4Lafayette-West Lafayette, IN3413514.9$1.1M+2.1%#283 of 387
5Columbus, IN335917.7$995K+4.3%#295 of 387
6Muncie, IN316814.7$1.1M+1.2%#304 of 387
7Indianapolis-Carmel-Greenwood, IN291,49817.8$903K+5.4%#317 of 387
8South Bend-Mishawaka, IN-MI2719415.1$1M+0.1%#324 of 387
10Fort Wayne, IN2531317.2$939K+3.9%#339 of 387

Other business types in the Fort Wayne metro area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in the Fort Wayne, IN metro area?

As of September 2026, map listings count 313 insurance agencies in the Fort Wayne metro area. 53 of them (17%) are chain locations. The listings count insurance agencies. Official counts show 233 businesses with payroll classed as insurance agencies and brokerages in 2023, up 2.2% from 2019.

How much do households in the Fort Wayne, IN metro area spend on vehicle insurance?

About $293.8M a year, or $1,613 per household. That is 18% below the U.S. average (an index of 82, where 100 is the U.S. average). Spread across the 313 insurance agencies on map listings, it comes to $939K per agency. It is estimated from the incomes of the 182,145 households in the Fort Wayne metro area and national spending patterns by income.

How does the Fort Wayne, IN metro area compare with the U.S. for insurance agencies?

The Fort Wayne metro area has 17.2 insurance agencies per 10,000 households, 10% above the U.S. rate of 15.6. Spending per agency is $939K, 25% below the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, the Fort Wayne metro area would have about 234, against 313 on map listings. There is one business with payroll in the industry for every 782 households, against one for every 966 across the U.S. The official count rose 2.2% from 2019 to 2023, against −1.0% for the U.S.

How fast is the Fort Wayne, IN metro area growing?

Population estimates put the Fort Wayne metro area at 466,258 people in 2025, up 3.9% since 2020, faster than the U.S. (+3.1%). It has 182,145 households. Median household income in the Fort Wayne metro area is $71,213, 12% below the U.S. median of $80,734.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Fort Wayne metro area scores 25 for insurance agencies (lower middle), #339 of 387 scored metro areas.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Fort Wayne metro area. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in the Fort Wayne metro area

Screening a site or an acquisition in the Fort Wayne metro area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Fort Wayne metro area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.