Groundwork

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Insurance agencies in White County, IN

Competitor counts, household spending and official business counts for insurance agencies in White County, IN, set against other counties and the U.S.

Groundwork market score · out of 100

Score 31 out of 100: Lower middle

Ranked #1,778 of 2,272 scored counties
#47 of 81 scored counties in Indiana

Listings
17
3 chain locations (18%)
Official establishments
13
Businesses with payroll, 2023
Household spending a year
$18.6M
On vehicle insurance · $1,817 a household
Spending per listing
$1.1M
13% below the U.S.
Listings per 10k households
16.6
6% above the U.S.
Population, 2025
25,164
+2.0% since 2020

See the insurance agencies around any address in White County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of White County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

For insurance agencies, White County has a Groundwork market score of 31 (lower middle): #1,778 of 2,272 scored counties and #47 of 81 scored counties in Indiana. That puts it in the bottom quarter of counties.

Map listings as of September 2026 show 17 insurance agencies in White County. Chain locations make up 18% of them, against 21% across the U.S. Per 10,000 households, that is 16.6, 6% above the U.S. rate of 15.6.

Households in White County spend about $18.6M a year on vehicle insurance, or $1,817 per household, 7% below the U.S. average. Spread across 17 insurance agencies, that is $1.1M per agency, 13% below the U.S. figure of $1.3M.

Official counts show 13 businesses with payroll classed as insurance agencies and brokerages in White County in 2023. That is one for every 789 households, against one for every 966 across the U.S. Between 2020 and 2025, the population of White County grew 2.0%, slower than the U.S. (+3.1%).

How White County compares

The same measures for Indiana and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in White County, IN compared with Indiana and the U.S.
MeasureWhite CountyIndianaU.S.
Listings per 10k households16.616.215.6
Spending per listing$1.1M$1M$1.3M
Households per official establishment789916966
Official establishment growth, 2019–2023n/a−0.4%−1.0%
Population growth, 2020–2025+2.0%+2.7%+3.1%
Spending per household on vehicle insurance$1,817$1,648$1,957
Median household income$67,303$71,957$80,734
Groundwork market score3132

Official counts and lending

Businesses

Official establishments, 2019 to 2023
17 → 13
Employees, 2023
32
Annual payroll, 2023
$1.9M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
173 chain locations
Listings at the U.S. rate for this spending
15The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in White County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in White County

Population, 2025 estimate
25,164+2.0% since 2020
Households
10,254
Median age
42.3
Homes lived in by their owners
81%
Vehicles per household
2.1
Land area
505 sq. mi.
People per square mile
49
Median household income
$67,303+23.3% vs. 2015–2019, before inflation
Average household income
$83,596
Median home value
$175,900
Jobs located here
8,813
Daytime population
21,324Residents who don’t work, plus everyone whose job is here

Looking at a specific site in White County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of White County. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Indiana

Every Indiana market ranked →

The highest-scoring counties in Indiana for insurance agencies, numbered among those based in Indiana, with White County marked.

Top counties in Indiana

Counties in Indiana ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Owen County, IN60910.4$1.8M+2.6%#780 of 2,272
2Sullivan County, IN58810.2$1.8M+0.1%#841 of 2,272
3Dearborn County, IN572311.3$1.7M+1.7%#878 of 2,272
4LaGrange County, IN56129.3$1.6M+1.9%#914 of 2,272
5Morgan County, IN563412.0$1.6M+4.4%#918 of 2,272
6Noble County, IN522011.0$1.6M+1.0%#1,041 of 2,272
7Clark County, IN496512.7$1.3M+7.5%#1,155 of 2,272
8Hancock County, IN495014.9$1.2M+13.5%#1,157 of 2,272
9Putnam County, IN481712.0$1.5M+3.2%#1,178 of 2,272
10Washington County, IN481513.4$1.5M+0.5%#1,179 of 2,272
47White County, IN311716.6$1.1M+2.0%#1,778 of 2,272

Other business types in White County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in White County, IN?

There are 17 insurance agencies on map listings in White County as of September 2026. 3 of them (18%) are chain locations. The listings count insurance agencies. Official counts show 13 businesses with payroll classed as insurance agencies and brokerages in 2023.

How much do households in White County, IN spend on vehicle insurance?

About $18.6M a year, or $1,817 per household. That is 7% below the U.S. average (an index of 93, where 100 is the U.S. average). Spread across the 17 insurance agencies on map listings, it comes to $1.1M per agency. It is estimated from the incomes of the 10,254 households in White County and national spending patterns by income.

How does White County, IN compare with the U.S. for insurance agencies?

White County has 16.6 insurance agencies per 10,000 households, 6% above the U.S. rate of 15.6. Spending per agency is $1.1M, 13% below the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, White County would have about 15, against 17 on map listings. There is one business with payroll in the industry for every 789 households, against one for every 966 across the U.S.

How fast is White County, IN growing?

Population estimates put White County at 25,164 people in 2025, up 2.0% since 2020, slower than the U.S. (+3.1%). It has 10,254 households. The median household income in White County is $67,303 a year, 17% below the U.S. median of $80,734. That rose 23.3% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. White County scores 31 for insurance agencies (lower middle), #1,778 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in White County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in White County

Screening a site or an acquisition in White County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of White County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.