Groundwork

Auto · Small-town market · Indiana

Insurance agencies in the Plymouth, IN area

Competitor counts, household spending and official business counts for insurance agencies in the Plymouth, IN area, set against other small-town markets and the U.S.

Groundwork market score · out of 100

Score 32 out of 100: Lower middle

Ranked #428 of 537 scored small-town markets
#18 of 25 scored small-town markets based in Indiana

Listings
33
11 chain locations (33%)
Official establishments
22
−8.3% since 2019
Household spending a year
$31.7M
On vehicle insurance · $1,785 a household
Spending per listing
$960K
24% below the U.S.
Listings per 10k households
18.6
19% above the U.S.
Population, 2025
46,599
+1.2% since 2020

See the insurance agencies around any address in the Plymouth area

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Plymouth area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

The Groundwork market score for insurance agencies in the Plymouth area is 32 (lower middle), #428 of 537 scored small-town markets and #18 of 25 scored small-town markets based in Indiana. That puts it in the bottom quarter of small-town markets.

As of September 2026, map listings count 33 insurance agencies in the Plymouth area. 11 of them (33%) are chain locations, against 21% across the U.S. Per 10,000 households, that is 18.6, 19% above the U.S. rate of 15.6.

Household spending on vehicle insurance in the Plymouth area comes to about $31.7M a year: $1,785 per household, 9% below the U.S. average. Spread across 33 insurance agencies, that is $960K per agency, 24% below the U.S. figure of $1.3M.

In 2023, official counts showed 22 businesses with payroll in the Plymouth area classed as insurance agencies and brokerages, down 8.3% from 2019. That is one for every 807 households, against one for every 966 across the U.S. Since fiscal 2022, 1 SBA-backed loan worth $100K has gone to businesses classed as insurance agencies and brokerages in the Plymouth area. Population estimates show the Plymouth area grew 1.2% from 2020 to 2025, slower than the U.S. (+3.1%).

How the Plymouth area compares

The same measures for Indiana and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Plymouth, IN area compared with Indiana and the U.S.
MeasurePlymouth areaIndianaU.S.
Listings per 10k households18.616.215.6
Spending per listing$960K$1M$1.3M
Households per official establishment807916966
Official establishment growth, 2019–2023−8.3%−0.4%−1.0%
Population growth, 2020–2025+1.2%+2.7%+3.1%
Spending per household on vehicle insurance$1,785$1,648$1,957
Median household income$71,808$71,957$80,734
Groundwork market score3232

Official counts and lending

Businesses

Official establishments, 2019 to 2023
22−8.3% over the period
Employees, 2023
107
Annual payroll, 2023
$6.6M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
3311 chain locations
Listings at the U.S. rate for this spending
25The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
1
Amount
$100K

SBA-backed loans to businesses classed as insurance agencies and brokerages in the Plymouth area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Plymouth area

Population, 2025 estimate
46,599+1.2% since 2020
Households
17,758
Median age
40.4
Homes lived in by their owners
76%
Vehicles per household
2.0
Land area
444 sq. mi.
People per square mile
104
Median household income
$71,808+36.4% vs. 2015–2019, before inflation
Average household income
$89,695
Median home value
$204,900
Jobs located here
18,393
Daytime population
43,512Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Plymouth area?

These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of the Plymouth area. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Indiana

Every Indiana market ranked →

The highest-scoring small-town markets in Indiana for insurance agencies, numbered among those based in Indiana, with the Plymouth area marked.

Top small-town markets in Indiana

Small-town markets in Indiana ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Kendallville, IN582011.0$1.6M+1.0%#200 of 537
2Greencastle, IN551712.0$1.5M+3.2%#220 of 537
3New Castle, IN462513.4$1.3M+0.5%#296 of 537
4Peru, IN42139.8$1.8M−3.9%#329 of 537
5Auburn, IN412816.4$1.1M+2.9%#348 of 537
6Madison, IN372015.6$1.2M+0.6%#380 of 537
7Bedford, IN373216.7$1.1M+1.2%#384 of 537
8Crawfordsville, IN372918.6$948K+2.7%#386 of 537
9Monticello, IN361716.6$1.1M+2.0%#390 of 537
10Decatur, IN351411.3$1.4M+2.2%#393 of 537
18Plymouth, IN323318.6$960K+1.2%#428 of 537

Other business types in the Plymouth area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in the Plymouth, IN area?

The Plymouth area has 33 insurance agencies on map listings as of September 2026. 11 of them (33%) are chain locations. The listings count insurance agencies. Official counts show 22 businesses with payroll classed as insurance agencies and brokerages in 2023, down 8.3% from 2019.

How much do households in the Plymouth, IN area spend on vehicle insurance?

About $31.7M a year, or $1,785 per household. That is 9% below the U.S. average (an index of 91, where 100 is the U.S. average). Spread across the 33 insurance agencies on map listings, it comes to $960K per agency. It is estimated from the incomes of the 17,758 households in the Plymouth area and national spending patterns by income.

How does the Plymouth, IN area compare with the U.S. for insurance agencies?

The Plymouth area has 18.6 insurance agencies per 10,000 households, 19% above the U.S. rate of 15.6. Spending per agency is $960K, 24% below the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, the Plymouth area would have about 25, against 33 on map listings. There is one business with payroll in the industry for every 807 households, against one for every 966 across the U.S. The official count fell 8.3% from 2019 to 2023, against −1.0% for the U.S.

How fast is the Plymouth, IN area growing?

Population estimates put the Plymouth area at 46,599 people in 2025, up 1.2% since 2020, slower than the U.S. (+3.1%). It has 17,758 households. The median household income in the Plymouth area is $71,808 a year, 11% below the U.S. median of $80,734. That rose 36.4% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Plymouth area scores 32 for insurance agencies (lower middle), #428 of 537 scored small-town markets.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Plymouth area. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in the Plymouth area

Screening a site or an acquisition in the Plymouth area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Plymouth area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.