Auto · County · South Carolina
Insurance agencies in Florence County, SC
How Florence County, SC compares with other counties and the U.S. for insurance agencies: competitors, household spending, official counts and growth.
Groundwork market score · out of 100
Score 50 out of 100: Upper middle
Ranked #1,113 of 2,272 scored counties
#41 of 43 scored counties in South Carolina
- Listings
- 84
- 22 chain locations (26%)
- Official establishments
- 53
- −3.6% since 2019
- Household spending a year
- $124.7M
- On vehicle insurance · $2,360 a household
- Spending per listing
- $1.5M
- 18% above the U.S.
- Listings per 10k households
- 15.9
- 2% above the U.S.
- Population, 2025
- 138,504
- +1.2% since 2020
See the insurance agencies around any address in Florence County
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Florence County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
At $2,360 per household (21% above the U.S. average), households in Florence County spend about $124.7M a year on vehicle insurance. That is about $1.5M of household spending for each agency on map listings, 18% above the U.S. figure of $1.3M.
Florence County has 84 insurance agencies on map listings as of September 2026. Of those, 22 are chain locations, or 26%, against 21% across the U.S. That is 15.9 per 10,000 households, 2% above the U.S. rate of 15.6.
In 2023, official counts showed 53 businesses with payroll in Florence County classed as insurance agencies and brokerages, down 3.6% from 2019. That is one for every 997 households, against one for every 966 across the U.S.
Between 2020 and 2025, the population of Florence County grew 1.2%, slower than the U.S. (+3.1%). The Groundwork market score for insurance agencies in Florence County is 50 (upper middle), #1,113 of 2,272 scored counties and #41 of 43 scored counties in South Carolina.
How Florence County compares
The same measures for South Carolina and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Florence County | South Carolina | U.S. |
|---|---|---|---|
| Listings per 10k households | 15.9 | 13.9 | 15.6 |
| Spending per listing | $1.5M | $1.8M | $1.3M |
| Households per official establishment | 997 | 1,037 | 966 |
| Official establishment growth, 2019–2023 | −3.6% | +3.0% | −1.0% |
| Population growth, 2020–2025 | +1.2% | +8.5% | +3.1% |
| Spending per household on vehicle insurance | $2,360 | $2,491 | $1,957 |
| Median household income | $58,305 | $69,324 | $80,734 |
| Groundwork market score | 50 | 81 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 55 → 53−3.6% over the period
- Employees, 2023
- 247
- Annual payroll, 2023
- $16.8M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 8422 chain locations
- Listings at the U.S. rate for this spending
- 99The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as insurance agencies and brokerages in Florence County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Florence County
- Population, 2025 estimate
- 138,504+1.2% since 2020
- Households
- 52,856
- Median age
- 39.5
- Homes lived in by their owners
- 65%
- Vehicles per household
- 1.8
- Land area
- 801 sq. mi.
- People per square mile
- 171
- Median household income
- $58,305+23.9% vs. 2015–2019, before inflation
- Average household income
- $81,478
- Median home value
- $177,900
- Jobs located here
- 69,647
- Daytime population
- 148,526Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Florence County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of Florence County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across South Carolina
Every South Carolina market ranked →The highest-scoring counties in South Carolina for insurance agencies, numbered among those based in South Carolina, with Florence County marked.
Top counties in South Carolina
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Edgefield County, SC | 96 | 8 | 8.2 | $3.4M | +16.1% | #11 of 2,272 |
| 2Saluda County, SC | 88 | 8 | 10.4 | $2.8M | +4.1% | #85 of 2,272 |
| 3Laurens County, SC | 88 | 26 | 9.6 | $2.8M | +6.2% | #87 of 2,272 |
| 4Abbeville County, SC | 86 | 8 | 8.2 | $3.3M | +2.3% | #111 of 2,272 |
| 5Berkeley County, SC | 86 | 86 | 9.2 | $2.8M | +18.7% | #114 of 2,272 |
| 6Lancaster County, SC | 83 | 42 | 10.5 | $2.4M | +18.3% | #167 of 2,272 |
| 7Oconee County, SC | 81 | 32 | 9.3 | $2.9M | +6.3% | #196 of 2,272 |
| 8Chester County, SC | 81 | 12 | 9.1 | $2.8M | +2.2% | #198 of 2,272 |
| 9Pickens County, SC | 81 | 51 | 9.7 | $2.7M | +5.7% | #201 of 2,272 |
| 10Cherokee County, SC | 81 | 21 | 9.5 | $2.7M | +3.7% | #203 of 2,272 |
| 41Florence County, SC | 50 | 84 | 15.9 | $1.5M | +1.2% | #1,113 of 2,272 |
Other business types in Florence County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in Florence County, SC?
Map listings as of September 2026 show 84 insurance agencies in Florence County. 22 of them (26%) are chain locations. The listings count insurance agencies. Official counts show 53 businesses with payroll classed as insurance agencies and brokerages in 2023, down 3.6% from 2019.
How much do households in Florence County, SC spend on vehicle insurance?
About $124.7M a year, or $2,360 per household. That is 21% above the U.S. average (an index of 121, where 100 is the U.S. average). Spread across the 84 insurance agencies on map listings, it comes to $1.5M per agency. It is estimated from the incomes of the 52,856 households in Florence County and national spending patterns by income.
How does Florence County, SC compare with the U.S. for insurance agencies?
Florence County has 15.9 insurance agencies per 10,000 households, 2% above the U.S. rate of 15.6. Spending per agency is $1.5M, 18% above the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Florence County would have about 99, against 84 on map listings. There is one business with payroll in the industry for every 997 households, against one for every 966 across the U.S. The official count fell 3.6% from 2019 to 2023, against −1.0% for the U.S.
How fast is Florence County, SC growing?
Population estimates put Florence County at 138,504 people in 2025, up 1.2% since 2020, slower than the U.S. (+3.1%). It has 52,856 households. Median household income in Florence County is $58,305, 28% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 23.9%, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Florence County scores 50 for insurance agencies (upper middle), #1,113 of 2,272 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Florence County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in Florence County
Screening a site or an acquisition in Florence County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Florence County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.