Groundwork

Auto · Small-town market · South Carolina

Insurance agencies in the Greenwood, SC area

Competitor counts, household spending and official business counts for insurance agencies in the Greenwood, SC area, set against other small-town markets and the U.S.

Groundwork market score · out of 100

Score 74 out of 100: Upper middle

Ranked #76 of 537 scored small-town markets
#4 of 6 scored small-town markets based in South Carolina

Listings
49
13 chain locations (27%)
Official establishments
28
+7.7% since 2019
Household spending a year
$91.4M
On vehicle insurance · $2,429 a household
Spending per listing
$1.9M
49% above the U.S.
Listings per 10k households
13.0
17% below the U.S.
Population, 2025
95,215
+1.7% since 2020

See the insurance agencies around any address in the Greenwood area

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Greenwood area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Household spending on vehicle insurance in the Greenwood area comes to about $91.4M a year: $2,429 per household, 24% above the U.S. average. That is about $1.9M of household spending for each agency on map listings, 49% above the U.S. figure of $1.3M.

The Greenwood area has 49 insurance agencies on map listings as of September 2026. Of those, 13 are chain locations, or 27%, against 21% across the U.S. That comes to 13.0 for every 10,000 households, 17% below the U.S. rate of 15.6.

Official counts show 28 businesses with payroll classed as insurance agencies and brokerages in the Greenwood area in 2023, up 7.7% from 2019. That is one for every 1,345 households, against one for every 966 across the U.S.

Population estimates show the Greenwood area grew 1.7% from 2020 to 2025, slower than the U.S. (+3.1%). The Greenwood area scores 74 (upper middle) on the Groundwork market score for insurance agencies, ranking #76 of 537 scored small-town markets and #4 of 6 scored small-town markets based in South Carolina. That puts it in the top quarter of small-town markets.

How the Greenwood area compares

The same measures for South Carolina and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Greenwood, SC area compared with South Carolina and the U.S.
MeasureGreenwood areaSouth CarolinaU.S.
Listings per 10k households13.013.915.6
Spending per listing$1.9M$1.8M$1.3M
Households per official establishment1,3451,037966
Official establishment growth, 2019–2023+7.7%+3.0%−1.0%
Population growth, 2020–2025+1.7%+8.5%+3.1%
Spending per household on vehicle insurance$2,429$2,491$1,957
Median household income$52,860$69,324$80,734
Groundwork market score7481

Official counts and lending

Businesses

Official establishments, 2019 to 2023
28+7.7% over the period
Employees, 2023
134
Annual payroll, 2023
$8.3M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
4913 chain locations
Listings at the U.S. rate for this spending
73The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in the Greenwood area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Greenwood area

Population, 2025 estimate
95,215+1.7% since 2020
Households
37,646
Median age
41.2
Homes lived in by their owners
70%
Vehicles per household
1.8
Land area
947 sq. mi.
People per square mile
99
Median household income
$52,860
Average household income
$75,646
Median home value
$180,100
Jobs located here
34,735
Daytime population
87,805Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Greenwood area?

These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of the Greenwood area. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Insurance agencies across South Carolina

Every South Carolina market ranked →

The highest-scoring small-town markets in South Carolina for insurance agencies, numbered among those based in South Carolina, with the Greenwood area marked.

Top small-town markets in South Carolina

Small-town markets in South Carolina ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Gaffney, SC88219.5$2.7M+3.7%#20 of 537
2Seneca, SC86329.3$2.9M+6.3%#28 of 537
3Newberry, SC821711.1$2.4M+4.8%#43 of 537
4Greenwood, SC744913.0$1.9M+1.7%#76 of 537
5Orangeburg, SC644413.3$1.8M−0.9%#145 of 537
6Murrells Inlet, SC604315.9$1.6M+3.8%#190 of 537

Other business types in the Greenwood area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in the Greenwood, SC area?

Map listings as of September 2026 show 49 insurance agencies in the Greenwood area. 13 of them (27%) are chain locations. The listings count insurance agencies. Official counts show 28 businesses with payroll classed as insurance agencies and brokerages in 2023, up 7.7% from 2019.

How much do households in the Greenwood, SC area spend on vehicle insurance?

About $91.4M a year, or $2,429 per household. That is 24% above the U.S. average (an index of 124, where 100 is the U.S. average). Spread across the 49 insurance agencies on map listings, it comes to $1.9M per agency. It is estimated from the incomes of the 37,646 households in the Greenwood area and national spending patterns by income.

How does the Greenwood, SC area compare with the U.S. for insurance agencies?

The Greenwood area has 13.0 insurance agencies per 10,000 households, 17% below the U.S. rate of 15.6. Spending per agency is $1.9M, 49% above the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, the Greenwood area would have about 73, against 49 on map listings. There is one business with payroll in the industry for every 1,345 households, against one for every 966 across the U.S. The official count rose 7.7% from 2019 to 2023, against −1.0% for the U.S.

How fast is the Greenwood, SC area growing?

Population estimates put the Greenwood area at 95,215 people in 2025, up 1.7% since 2020, slower than the U.S. (+3.1%). It has 37,646 households. Median household income in the Greenwood area is $52,860, 35% below the U.S. median of $80,734.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Greenwood area scores 74 for insurance agencies (upper middle), #76 of 537 scored small-town markets.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Greenwood area. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in the Greenwood area

Screening a site or an acquisition in the Greenwood area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Greenwood area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.